Property Calculators for Spain

Calculate taxes and costs when you own, rent out, buy, or sell a property in Spain. Simple calculators designed for non-resident property owners.

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Own · Rent · Buy · Sell

A place to calculate the finances for your Spanish property.



A CLEARER PICTURE

Understand Your Spanish Property Costs

Different moments in property ownership raise different questions. Start with an estimate, then check the details that apply to you.

Ownership - Private Use Still Matters

Non-resident owners may need to declare notional income for days a property is used privately or is available for own use. The property's cadastral value, ownership share, and ownership period may be important. Have your property information at hand.

Rental - Separate Income from Costs

Rental income from Spanish property may need to be declared in Spain. Tax residency and deductible costs can affect the calculation. Keep a log of income, rental periods, and supporting receipts. Separate private use and rental periods.

Buying - Budget Beyond the Purchase Price

The total cost of buying may include property tax, notary fees, registration, and legal support. The type of property and the autonomous region affect which taxes apply; individual transaction costs may vary. Check the property type and region.

Selling - A Sale Price is Not a Capital Gain

The purchase value, eligible costs, and improvements can affect your capital gain. Sales by non-residents typically involve 3% withholding, which is an advance payment against the final capital gains tax, not a separate final tax. Gather purchase and sale documentation.

CALCULATORS

What do you want to calculate?

Choose what you want to understand about your Spanish property.

This information is general guidance, not personal tax or legal advice. Confirm the applicable rules and your obligations with a qualified advisor.

MORE THAN A CALCULATION

From Calculation to Control

  • Calculate – First estimate — taxes, costs, profits.

  • Understand – Know what applies to your situation

  • Prepare – Gather documents, deadlines, and receipts.

  • Declare – Submit your property declaration easily.

  • Store – Keep your documents organized in one place.

Store and handle property matters
  • Manage your property declarations
  • Keep documents and receipts organized
  • See an overview of your property ownership

Using a calculator does not submit a tax declaration.

Estimate first. Understand what it means. Act if necessary.



Who are these calculators for?

They are designed for non-resident owners of Spanish property, and for people considering buying or selling. Choose the tool that matches how you use your property or the transaction you are planning.

What is the difference between imputed and rental income tax?

Imputed income relates to periods of private use or availability for your own use. Rental income tax relates to income from letting the property. If you do both, you may need to consider both calculations for different periods.

What information should I have ready?

It depends on the calculator. Useful records include your cadastral value, tax residence, ownership share, rental income and expenses, or purchase and sale details. The fields in each tool show what is needed.

Is 3% withholding the final tax when I sell?

Not necessarily. For a non-resident sale, the buyer normally withholds 3% of the purchase price as an advance against capital gains tax. The final calculation may show a further amount to pay or a potential refund.

Are the results a final tax assessment?

No. Results are estimates based on your inputs and the rules used by the tool. Individual circumstances, eligible costs and local rules may change the final amounts. Seek advice before relying on an estimate.

Does a calculator submit my declaration?

No. A calculation is a planning step, not a submitted return. Estity's platform supports property declarations and helps you keep your documents, receipts and ownership information organised for the next step.