# Estity > Estity is a platform for non-resident property owners in Spain. It gathers taxes, documents, deadlines, and rentals in one place. Estity is for people who own a home in Spain and live abroad. It covers Modelo 210 declarations for imputed income, rental income, and capital gains, plus document storage, a rental overview, and a presentation of the property. Estity is an authorized collaborator of Agencia Tributaria and files those declarations for its users. Estity is a member of GIPE (Gestores Inmobiliarios Profesionales Europeos). There is a free tier. The paid Estity Account is priced per property. Current prices are listed below, followed by links to pricing, the Estity Account, and add-on services. This file contains the English page text. Index: [llms.txt](https://estity.com/llms.txt). ## Pricing - [Annual Declaration – Imputed Income](https://estity.com/en/services/): €79 per owner. Annual declaration (Modelo 210) for non-residents who own property in Spain. - [Declaration of Capital Gain](https://estity.com/en/services/): €149 per owner. Declaration (Modelo 210) of the capital gain after the sale of your property in Spain. - [Declaration of Rental Income](https://estity.com/en/services/): €99 per owner. Annual declaration (Modelo 210) of rental income for your property in Spain. - [Nota Simple - Estity](https://estity.com/en/services/): €43 per property. The application can be made on behalf of the owner or if one is interested in buying a property to learn more. - [Starter](https://estity.com/en/#pricing): €0. Free limited access to the Estity platform - [Estity Account](https://estity.com/en/#pricing): €10 per month (billed annually) or €15 per month (billed monthly). For those who want to gather important information and get started with better organization around their home. ## Platform ### [Home](https://estity.com/en/) Simplify your homeownership in Spain. With us, you get everything gathered with smart tools that make it easier for you as a homeowner in Spain. Collect important documents, access vital information, practical DIY guides for modelo 210, smart tips, and less dependence on external actors. _For those who own property in Spain_ # Simplify your homeownership in Spain Overview, documents, deadlines, and owner support on a digital platform. Share access with co-owners. - Taxes & declarations - Documents & receipts - Deadlines & reminders - AI assistant - Income and expenses - Family and other owners _The Problem_ ## Owning a property in Spain is a dream – but the administration is rarely as simple Taxes, declarations, documents, language, and important dates can quickly become difficult to keep track of – especially when the information is scattered between authorities, agents, emails, folders, and old messages. Many property owners are unsure about what applies to, for example, Modelo 210, non-resident tax, rental income, cadastral reference, valor catastral, VUT, NRA number, or which documents are needed after a purchase or before a sale. This creates unnecessary stress, risk of missed deadlines, and a greater dependence on others than one really wants. ![IMG-section-spain-desk-review-papers-4x3.png](https://cms.estity.com/uploads/IMG_section_spain_desk_review_papers_4x3_eff6da1c64.png) > **Scattered information creates uncertainty** > Documents in emails, receipts in folders, dates with agents, and rules in different languages. ### Property Overview - **Important Information**: Cadastral reference, valor catastral, owner - **Documents**: Escritura, IBI, receipts and supporting documents - **Guides**: Modelo 210, rental income and deadlines - **Reminders**: Important dates and recurring tasks _The Solution_ ## Everything you need if you own a property in Spain, all in one place With Estity, you get a clearer overview of the most important aspects of your property in Spain – from property details and documents to declarations, rentals, and important reminders. You can gather information about owners, property, cadastral reference, valor catastral, receipts, costs, and make declarations (modelo 210) in one place. This makes it easier to understand what needs to be done, when it should be done, what documentation is needed, and to manage it directly on the platform. Estity is built for foreign property owners who want to gain better control without having to become experts in Spanish bureaucracy. [Read more](/solution/) _Benefits_ ## The perfect help to manage Spanish bureaucracy and language barriers - **You get your important documents in order**: escritura, receipts, IBI, property details, and other documentation in one place. - **Better control over taxes and declarations**: for example, Modelo 210, imputed income tax, and declaration of rental income. - **Less risk of missing important dates**: get better structure around deadlines, reminders, and recurring tasks. - **Clearer overview when renting**: keep track of rules, income, expenses, VUT, and documentation related to rental income. - **Less dependence on agents**: manage everything independently with Estity. ![IMG-section-spain-terrace-dinner-conversation-1-4x3.png](https://cms.estity.com/uploads/IMG_section_spain_terrace_dinner_conversation_1_4x3_cc3840cc0e.png) > **Get more time for what matters** > Start owning your home in Spain easily today, instead of getting stuck in endless email threads and Spanish bureaucracy. ## Pricing Plans These are our offers that help you gain structure, control, and security in your property ownership abroad. ### Starter Free limited access to the Estity platform - €0 - Property page - Tax calculation — Rental income tax, rental tax, capital gains tax — (Modelo 210) - Order property registry extract — Needed for purchase, sale, rental, loan, and more — (Nota simple) - 14-Day trial Estity account - 100,000 AI credits ### Estity Account For those who want to gather important information and get started with better organization around their home. - €10 · per month · annual - €15 · per month · monthly - Includes everything in Starter, plus: - Gain control over your commitments and property documents - Keep track of important dates throughout the year - Declaration Archive - Document Translation - Simplified ownership for multiple owners - Guides to navigate the Spanish bureaucracy - Practical articles that help you directly - FAQ that answers many of your questions - Smart tips that save time - Financial overview - Property presentation - AI Assistant - 1,000,000 AI credits / month ## Questions & Answers ### Why use your solution to declare my tax? **Collaborator with the Spanish tax authority** - We are authorized collaborator with Agencia Tributaria and are authorized to declare your tax. **Verification of the entries** - Information is checked to be correct and complete in accordance with the valid format. **Important partnerships** - We prioritize accuracy and compliance. Therefore, we have established strategic partnerships with leading legal and tax experts. **Online tax calculation** - Your tax obligations are automatically calculated according to current Spanish tax. **Secure and reliable** - Your data is stored securely according to GDPR and applicable data protection legislation. - We ensure that the declaration is correctly submitted to the Spanish tax authority. ### Who are Estity? Estity is an international platform for non-resident property owners in Spain. We make ownership easier by bringing obligations, documents, deadlines and history into one clear overview — with guidance, visible status and records stored in one place. ### How secure is my data? Yes, your data is safe with us. Security and privacy are our highest priority, and have made sure that your data is protected: - Secure storage: Your personal data is stored in encrypted systems with the highest security standards. - Continuous updates: We continuously update and strengthen our cybersecurity to counter risks. We follow GDPR and applicable data protection legislation to ensure your information is handled responsibly and in accordance with legal requirements. Want to know more about how we protect your data? [Read our complete privacy policy here](/privacy-policy) ### Do you have references? Yes! Estity is a new player in the market but has quickly gained recognition through strong partnerships and official approvals. We are: - Registered as collaborators with the Spanish tax authority, enabling us to declare taxes for our users. - Members of GIPE, the Spanish real estate association – a quality stamp confirming our credibility in the industry. - In collaboration with established actors such as lawyers, tax experts, and real estate agents to ensure our services are both legally correct and practically useful. - We have also conducted multiple interviews with property owners, agents, and legal representatives, helping us design a platform that truly simplifies and streamlines remote property ownership. Estity is created for property owners – by property owners – and our goal is to give you security, control, and simplicity in your ownership. ### Can I close my account? Yes, you can close your account at any time. - Self-managed deletion: You can delete individual parts of your data or your entire account directly in the platform at any time. - Secure data handling: When you delete your account, data is removed in accordance with our privacy policy and in accordance with GDPR and applicable data protection legislation. --- ### [The Solution](https://estity.com/en/solution/) _Secure Ownership_ ## Get better control from the first day as a homeowner in Spain Have you bought an apartment or house in Spain? Then there are many tasks and documents that are good to gather immediately: escritura / deed, property details, ownership details, insurance, tax documents, and important dates. Estity helps you create structure from the start, so you can more easily manage declarations, documents, and future questions about the property. If you are going to sell the property, a comprehensive overview can also make it easier to find the right documents for the process. ![IMG_spanish_toy_house.png](https://cms.estity.com/uploads/IMG_spanish_toy_house_c9c5531ee5.png) > **From Purchase to Future Sale** > Collect important information early so that declaration, rental, and future processes become easier. - **Deed**: Purchase, ownership, and property documents - **IBI & Catastro**: Cadastral value and property details - **Receipts**: Costs and declaration documents - **Rental**: Income, VUT, and documents _Documents_ ## All important documents for your property in Spain collected digitally When you own a property in Spain, you often need access to documents such as escritura, Nota Simple, IBI, insurance, receipts, declaration documents, and information from Catastro. With Estity, you can collect everything in one place, so you can more easily find the right documents when you need to declare, rent out, sell the property, or contact the bank. This makes your ownership more secure, more organized, instead of getting stuck in endless email threads and Spanish bureaucracy. _Guides_ ## Clear guides for the questions that come with owning property in Spain Owning a home in Spain often raises practical questions about taxes, inheritance, documentation, NIE numbers, selling, renovations and local rules. Estity’s guides help you understand the topics that matter before, during and after the purchase. The guides are there to make ownership easier to understand. - **[A Practical Guide] Understanding the Market & Buying Property in Spain**: Buying property in Spain can be both a lifestyle choice and a long-term investment – but the market, buying process, and costs often differ from what you are used to in your home country. This guide is written for international buyers and provides an overview of the Spanish property market. It covers different types of properties, common parts of the buying process, as well as documents, taxes, and costs that may be relevant when making a purchase. - **[A Practical Guide] Tax for Non-Residents in Spain**: Owning property in Spain without being tax-resident in the country involves specific tax and declaration obligations that may differ from the rules in your home country. This guide is written for overseas property owners and provides an overview of taxation in Spain. It covers Modelo 210, taxation on personal use and rental, rules for co-ownership, as well as calculations, declaration periods, and common mistakes. ![IMG_rental_property.png](https://cms.estity.com/uploads/IMG_rental_property_fade78198e.png) > **Rental requires the right documents** > Gather income, expenses, receipts, VUT, and declaration information in one place. _Rental_ ## Better overview when you rent out your property in Spain If you rent out your property in Spain, you need to keep track of more than just bookings. It can involve rental income, costs, receipts, declaration, tourist license, VUT rules, and any requirements such as an NRA number. Estity helps you gather the information regarding the rental, so you have better control over income, documentation, and recurring tasks. This makes it easier to prepare the declaration of rental income and understand what needs to be documented. ## Price This will help you gain structure, control, and security in your property ownership abroad. ### Starter Free limited access to the Estity platform - €0 - Property page - Tax calculation — Rental income tax, rental tax, capital gains tax — (Modelo 210) - Order property registry extract — Needed for purchase, sale, rental, loan, and more — (Nota simple) - 14-Day trial Estity account - 100,000 AI credits ### Estity Account For those who want to gather important information and get started with better organization around their home. - €10 · per month · annual - €15 · per month · monthly - Includes everything in Starter, plus: - Gain control over your commitments and property documents - Keep track of important dates throughout the year - Declaration Archive - Document Translation - Simplified ownership for multiple owners - Guides to navigate the Spanish bureaucracy - Practical articles that help you directly - FAQ that answers many of your questions - Smart tips that save time - Financial overview - Property presentation - AI Assistant - 1,000,000 AI credits / month --- ### [Add-ons for Your Estity Account](https://estity.com/en/services/) Explore Estity's add-ons for non-resident property owners in Spain. Tax declarations, NRA registration, digital certificates, Nota Simple, and more. ## Services for Property Owners in Spain One-time services to assist you with specific registrations, certificates, and documents. ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. ### Nota Simple – Property registry extract in Spain Request a Nota Simple for your Spanish property through Estity. Verify ownership, loans, and legal status. Fast digital delivery. ### Digital ID in Spain Get your Spanish digital ID (certificado digital) through Estity. Secure digital ID for authority contact and document signings. ### NIE Number for Non-Residents in Spain Get your Spanish NIE (Número de Identificación de Extranjero) with the help of Estity. For non-residents who need an NIE for property, taxes, banking, and contracts. --- ### [Partner Program](https://estity.com/en/affiliate/) # Become an Estity Partner - Increased Customer Value - Recurring Revenue - We Do the Work - Safe & Compliant **Your work usually ends at the purchase. Your customers' questions never do.** "What is Modelo 210?" "Where do I save the warranty?" "Do I have to declare in Spain?" Each transaction generates years of questions after the purchase - questions you rarely have time to answer. **With Estity as a partner, you always have an answer:** we take care of taxes, declarations, and documents - and your customers remember that you were the one who solved it. [Call Tony Löfberg directly](tel:+46701234567) or [email ](mailto:tony@estity.com?subject=Contact%20via%20Estity) ## Why You Choose Estity ### Commission - every year, not just at the purchase Your commission comes with the sale. The Estity commission comes every year, as long as your customer is a customer with us. An example: if you refer 20 buyers per year and 15 of them become paying Estity customers, it gives about €380 per year - recurring, without extra work. And that is the base commission. ### You get the credit - we do the work Estity handles onboarding, support, and all delivery. You send a recommendation, we take it from there. Zero administration for you and your office. ### You strengthen the relationship - and your next deal Satisfied homeowners in Spain return and refer to friends. Customers who get help with ownership through you return when they want to sell - and at their next purchase. Estity makes you the best advisor even after day one. ### Safe & compliant Authorized partner with the Spanish tax authority Agencia Tributaria (AEAT) and member of GIPE. Your customers are in safe hands - and your name with them. ## Get started - in 15 minutes A process designed to suit our partners. ### Book a call with Tony. Nothing to prepare. We will go through how it would look for your business specifically. ### We set the terms. Commission model and tracking, written and simple. ### You receive materials and your unique link Ready-made formulations, brochures, and tracking code - ready to send directly to buyers. ### We serve your customers. When they become paying members, you earn - every year. ## Responsible for Partner Relations ### Tony Löfberg Head of Partnership ## Do you work with clients who own or plan to buy property in Spain? Regardless of the industry, a collaboration with Estity can strengthen your offer if you meet property owners in your business. **Some examples:** - Real Estate Agents - Add value for your clients even after the purchase is completed. - Law Firms - Offer a smooth complement for taxes, declarations, and document management. - Accounting Consultants - Simplify management for clients with property or rentals in Spain. - Relocation & Concierge Services - Enhance your offer with a solution that simplifies ownership over time. - Property Managers - Give your clients better control over documents, finances, and obligations. - Banks & Financial Advisors - Complement your advice with practical help regarding property ownership in Spain. - Influencers, Community Leaders & Content Creators - For those who build trust in overseas living, real estate, or life in Spain and want to offer your audience a concrete added value. ## Questions, Answered ### How do I apply? Use the form on this page. We’ll get back to you with next steps and, if approved, your affiliate code. ### How is users tracked? Your unique affiliate code is part of the signup link. When a new user signs up through your link, the referral is associated with your code. ### Do you offer an partner discount for users? In some cases we can include a referral benefit. If you want to offer one, mention it in your application and we’ll confirm what’s available. ### When are commissions paid? Payout timing depends on the agreed program terms. We’ll confirm the schedule when you’re approved. ### What kind of promotion is allowed? We welcome calm, helpful recommendations in content, newsletters, and communities. We don’t want misleading claims or “guaranteed” language. If you plan to run paid ads, tell us in advance so we can align on a clean approach. ### Who is the partner program for? The program is a good fit for people and businesses with an audience of non-resident home owners in Spain, such as content creators, newsletters, communities, and trusted partners. --- ### [News & Articles](https://estity.com/en/articles/) # News & Articles ### Spain's New Housing Regulations Voted Down – What It Means for Homeowners Real Decreto-ley 26/2026 has been voted down by the Spanish parliament. This means that the proposed changes for, among other things, temporary rentals, tourist rentals, VAT, and IBI will not be implemented. Here we explain what the decision means for you as a homeowner and what might happen in the future. ### Time to File Modelo 210 for 2025 Do you own property in Spain without being a tax resident there? Read who needs to file Modelo 210 for 2025 and how to get started. ### From housing dream to Secure ownership in Spain Owning a home in Spain is a dream for many. But documents, taxes, important dates, and administration can quickly become complicated. Estity wants to make ownership easier, safer, and more transparent. ### Proposal for 21 percent VAT on tourist rentals in Spain Spain wants to introduce 21 percent VAT on certain tourist rentals, but the proposal has not yet been decided. Here we explain the background, current regulations, and what the change could mean for homeowners. ### Current for Homeowners Spain, August - Taxes, Rentals, Digital New rules for Modelo 210, proposal for VAT on tourist rentals, and 341,000 registered tourist homes. Here are August's most important news for you as a homeowner in Spain. ### Modelo 210 is changing – new filing dates and clearer reporting of expenses Modelo 210 will change from 2027. Learn about the new filing dates and the requirement to categorise expenses when declaring rental income. ### Estity initiates collaboration with AHN Association in Spain Estity initiates collaboration with AHN Association and becomes part of the membership benefits for approximately 6,000 Nordics in Spain. ### Tony Löfberg joins Estity as Head of Strategic Partnerships Tony Löfberg joins Estity as Head of Strategic Partnerships. With extensive experience from the brokerage industry and a strong network, he will lead the work to develop partnerships that create greater value for international homeowners. ### The Customer Journey Doesn't End at Purchase – Estity on the Future of Homeownership in Spain Buying property abroad is just the beginning. In an interview with Mäklarvärlden, Estity explains why long-term ownership needs more structure, security, and digital solutions ### Solar panels in Spain – The sun makes homeownership both cheaper and smarter. With over 300 sunny days a year, Spain has some of the best conditions in Europe for solar power. But how quickly does the investment pay off, what rules apply, and can solar panels actually enhance the value of your home? Together with Solar Panel Experts, we go through the most important aspects for you as a homeowner in Spain. ### June News for homeowners in Spain. New tax rules, changes regarding short-term rentals, and continued rising property prices along Spain's coasts. In our June newsletter, we gather the most important things you as a homeowner should be aware of right now. ### From Personal Frustration to Estity – Read Our Story in Sydkusten.es Read about Estity's journey and how we work to make homeownership in Spain easier through digital tools, increased control, and better overview for property owners. ### Spain’s Supreme court annuls national short-term rental registry – What Nordic Property Owners Need to Know Spain’s Supreme Court has annulled the national short-term rental registry (NRUA/NRA), shifting responsibility back to Spain’s regional authorities. Here is what the ruling means for Nordic property owners, short-term rentals, and compliance obligations in Spain. ### May News for Homeowners in Spain! What applies regarding NRA/NRUA, imputed tax, and inheritance of properties in Spain? Here we gather the month's most important news for those who own property in Spain – plus new updates in Estity's platform. ### Have you missed the imputed income tax in Spain? This is what applies for Modelo 210 Have you missed declaring the imputed income tax in Spain? Here we go through what applies according to Spanish regulations, how late fees work, when older years might be statute-barred, and why it's important to act before AEAT does. ### New collaboration with Fastighetsbyrån in Nerja – from dream to secure ownership Estity initiates collaboration with Fastighetsbyrån in Nerja to make the housing journey in Spain safer, clearer, and easier – both before and after the keys are handed over. ### How does the reference value affect the gift and inheritance of properties in Spain? The reference value in Spain determines how your property is taxed upon inheritance and gift – regardless of its actual worth. Here we explain what it means and what you as an owner need to be aware of. ### April in Estity: wills, new services, and tax declaration in Spain April's update from Estity covers three important areas for those who own property in Spain: how to ensure security through the right will solution, what new services can simplify your ownership administration, and how to declare your imputed income tax easily and securely. ### Important for Non-Resident Property Owners in Spain – Rules for 2026 An overview of the most important tax rules for non-resident property owners in Spain during 2026. Read about new declaration dates, changes in Modelo 210, rules for tourist rentals, and what is required to avoid fines. ### Spanish Will in Spain – What You Need to Know (Part 2) Owning property in Spain comes with responsibilities — and one of the most overlooked is having a Spanish will. In this article, legal experts explain why it matters, the risks of getting it wrong, and how to choose the right structure for your situation. ### Imputed Income Spain 2025 – declare Modelo 210 easily 2026 Declare imputed income in Spain for 2025 easily and securely. Understand how Modelo 210 works, the applicable rules, and get it done in just a few minutes. ### Selling a House in Spain – What Are the Tax Implications in Sweden? Selling a property in Spain can result in taxes in both Spain and Sweden. Here we explain how capital gains tax, withholding tax, and double taxation agreements work – and what you as a Swedish seller need to declare to avoid unnecessary costs. ### Why you need a Spanish will (Part 1): how inheritance works in Spain Why having a Spanish will can save your heirs time, cost and unnecessary bureaucracy. A clear guide to how inheritance works in Spain for foreign property owners. ### How to obtain a NIE number in Spain A clear step-by-step guide showing how to get your NIE number in Spain – whether you apply through a Spanish consulate or directly in Spain. Everything you need in one place. ### What Is a NIE Number in Spain and why is it important? A NIE number is essential for non-citizens who want to live, work, buy property, or handle official matters in Spain. This article explains what a NIE number is, when it is required, and how it works in practice. ### New Partnership – Legal and Tax Expertise via Certus Legal Firm Through a new partnership with Certus Legal Firm, Estity strengthens its offering by providing accessible legal and tax support for non-resident property owners throughout the entire ownership journey. ### NRA Requirements in Spain – Registration & Annual Rental Reporting 2026 New NRA and NRUA requirements introduce mandatory registration and annual rental reporting for property owners in Spain. Learn what applies, key dates, and how to stay compliant in 2026. ### Ownership in Spain – Clarity for the Whole Family Do you own a property in Spain remotely? Estity brings peace of mind by gathering tax declarations, documents, and ownership overview in one secure platform – with visibility for the whole family. ### Spain’s tax agency lets AI watch your finances 24/7 Spain’s tax agency has taken the next step into the AI era. With algorithms that analyse your transactions around the clock, Hacienda builds risk profiles for every taxpayer – and lets AI decide who deserves a closer look. What does this mean for people’s everyday finances and the future of tax systems? ### Modelo 210 Explained: Essential Tax Rules for Non-Resident Property Owners in Spain (2025 Update) A comprehensive guide for non-resident property owners in Spain covering the updated Modelo 210 rules for 2025. Learn how imputed income, rental income, and capital gains must be declared, the new single filing window for rental income, the introduction of the Single Rental Registry, and what happens if you miss a deadline. Includes tax rates, deadlines, and practical implications for tourists rentals and compliance. ### Time to File Your Imputed Income Tax in Spain It’s time to declare your Imputed Income Tax for your property ownership in Spain. The deadline for submission and payment is December 31 – after this, late penalties may apply. ### Property Tax Discounts for Solar Panels in Spain Installing solar panels in Spain lowers costs and payback time. Don’t miss the chance to apply for a property tax (IBI) discount. ### New Ruling in Spain: Deductions for Rental Costs Also for Non-Residents Outside the EU A new ruling from the Audiencia Nacional changes tax rules for non-resident property owners in Spain. Now, owners outside the EU also have the right to deduct rental costs in their declaration (IRNR), which may open up for refunds and strengthen legal certainty. ### Tourist Licenses in Andalusia Now Tied to Properties – A Win for Owners and Investors Property owners in Andalusia can now feel more secure: tourist licenses are tied to the home itself, adding both stability and future potential. ### Residency & Visas in Spain Owning property or planning to stay in Spain long-term? Explore updated 2025 visa options after Spain ends the Golden Visa program – including digital nomad, non-lucrative, and entrepreneur visas with simplified application steps. ### Remote Property Management Owning property in Spain while living elsewhere presents unique challenges – from maintenance to tax obligations. Here are six essential strategies to keep your home safe, compliant, and guest-ready – even when you're not there. ### Spain Cracks Down on Short-Term Rentals – 120,000 Airbnb Listings Under Scrutiny Spain has launched a major crackdown on unlicensed short-term rentals, removing tens of thousands of listings. Learn what the new rules mean for non-resident property owners and how to stay compliant with help from Estity. ### Spain on Track for Tourism Record – Is Your Property Ready for the Opportunity (and the Risks)? Spain expects over 100 million tourists in 2025 – a historic opportunity for property owners. But with growing rental income come higher demands. Estity helps you handle licenses, tax declarations, and documentation – securely and digitally. ### Congratulations on owning a property in Spain 2025 Spanish property prices are soaring in 2025 – up over 11% in Q1 alone. As a non-resident owner, this could mean new opportunities to refinance, rent out, or increase the value of your investment. Discover how Estity helps you stay in control – wherever you are. ### ROT, RUT, and Green Energy Grants – How Swedish Property Owners in Spain Can Save Money Discover how you can use Swedish tax deductions and green technology grants even when renovating your home in Spain. ### I Own a House in Spain and Want to Start Renting It Out Rent out your Spanish property legally — permits, tax, rules & tools for a secure and profitable rental process. ### What Do You Need to Buy a House in Spain Complete guide to buying property in Spain: finance, tax, legal steps, and documents — made easier with Estity. --- ### [Capital Gains Tax on Property Sale in Spain](https://estity.com/en/capital-gains-tax-on-property-sale-in-spain/) Calculate the capital gain, the Spanish tax, and how the 3% withholding affects the final result when you sell your property in Spain. ![Kapitalvinst vid försäljning av bostad spainen](https://cms.estity.com/uploads/Chat_GPT_Image_Oct_8_2026_04_57_17_PM_3_669c338b45.png) _CAPITAL GAINS TAX IN SPAIN_ ## Capital Gains Tax on Property Sale in Spain As a non-resident, you are taxed in Spain on the capital gain that arises when you sell a Spanish property. Here you can estimate the gain, the tax, and how the buyer's mandatory 3% withholding affects the final result. - 19% tax - 3% withholding - Free calculator ## Calculate Capital Gains Tax in Spain Get an estimate of the capital gain, tax, and 3% withholding when you sell your ### Estity is registered as a Social Collaborator with the Spanish tax authority, Agencia Tributaria (AEAT). ## WHAT APPLIES? ### What is capital gains tax when selling a property in Spain? When a non-resident sells a property in Spain, any capital gain is taxed in Spain. The capital gain is primarily calculated as the difference between an adjusted sales value and an adjusted acquisition value. The acquisition value can include the purchase price, certain costs and taxes related to the purchase, as well as investments and improvements. Regular maintenance and repairs, however, are not considered improvements in this calculation. From the sales price, costs and taxes directly related to the sale and paid by the seller can reduce the sales value. For capital gains arising from the sale of a property, the tax rate for a non-resident is normally 19%, regardless of whether the seller is resident within or outside the EU/EEA. **Good to know:** The 3% withheld by the buyer at the sale is not the capital gains tax. It is a preliminary payment to the Spanish tax authority that is later offset against the seller's final tax. ### THE CALCULATION **How is the capital gains tax calculated?** In simplified form: **Adjusted sales value – adjusted acquisition value = capital gain** Then: **Capital gain × 19% = estimated capital gains tax** I would show this as a graphic flow similar to the formula on the standard income page. **Acquisition value** The starting point is what you paid when you acquired the property. To this can be added: - taxes and fees related to the purchase - notary and registration costs - certain other acquisition costs - investments and documented improvements Interest costs are not included in the acquisition value. **Sales value** The starting point is the sales price. Costs and taxes directly related to the sale and borne by the seller can reduce the value used in the capital gains calculation. **Important if the property has been rented out** > **When a rented property is sold, the acquisition value must be reduced by the tax depreciation applicable during the rental period. AEAT states that the minimum tax depreciation should be considered even if the owner has not actually made the deduction in previous declarations. This may result in a higher taxable capital gain. ** ### 3% WITHHOLDING **What does 3% withholding mean at the sale?** When the seller is a non-resident, the buyer is obliged to withhold 3% of the agreed purchase price and pay the amount to Agencia Tributaria. The buyer reports the payment through Modelo 211 within one month from the sale. Agencia Tributaria The amount serves as an advance payment of the seller's capital gains tax. This means: **Sales price × 3% = withheld amount** Then the 3% amount is compared with the final capital gains tax. **If the tax is higher than the 3% amount** The seller pays the difference. **If the tax is lower than the 3% amount** The seller can request a refund of the excess amount from Agencia Tributaria through their declaration. ### **3% withheld → final tax calculated → pay the difference or get a refund** ### MODELO 210 **When should the capital gain be declared?** As a non-resident, the seller declares the capital gain through Modelo 210. The deadline is specific for property sales: the declaration must be submitted within three months after the first month from the sale date has expired. This means in practice that the process should be completed within four months from the sale. Agencia Tributaria Before this, the buyer has their own obligation to pay the withheld 3% portion through **Modelo 211 within one month **from the sale. Agencia Tributaria **Sale** **→ within 1 month: buyer pays 3% via Modelo 211** **→ within 4 months: seller submits Modelo 210** ## Do you want to go from calculation to declaration? Estity helps you calculate the capital gain ## Frequently Asked Questions about Capital Gains Tax in Spain ### Is 3% withholding the final tax when I sell? Not necessarily. For a non-resident sale, the buyer normally withholds 3% of the purchase price as an advance against capital gains tax. The final calculation may show a further amount to pay or a potential refund. ### What is the capital gains tax rate for a non-resident? Capital gains from the sale of properties are normally taxed at 19% for non-resident individuals. ### What happens if 3% is more than my final tax? If the withheld amount exceeds the final tax, the seller can request a refund of the difference through Modelo 210. ### What costs can increase my acquisition value? Certain costs and taxes related to the purchase as well as documented investments and improvements can be included. However, regular maintenance and repairs are not considered improvements in the same way. ### How does previous renting affect the capital gain? For a property that has been rented out, the acquisition cost may need to be reduced by the minimum tax depreciation for the rental periods, even if the depreciation has not actually been claimed in previous tax returns. This can increase the taxable capital gain. ### When should Modelo 210 be submitted after the sale? Modelo 210 for the capital gain should be submitted within three months after one month has passed from the date of sale. ### Who pays the 3 percent? It is the buyer who must withhold 3% and pay the amount to Agencia Tributaria through Modelo 211. --- ### [Imputed Income Tax for Property in Spain](https://estity.com/en/imputed-income-tax-for-property-in-spain/) Get a quick estimate of the imputed income tax for your property in Spain. ![Schablonskatt Spanien](https://cms.estity.com/uploads/Chat_GPT_Image_Oct_8_2026_04_57_13_PM_1_abcb0808cc.png) ## Imputed Income Tax for Property in Spain As a non-resident property owner, you may need to declare Modelo 210 even when the property is not rented out. Here you can estimate the tax and understand what is behind the calculation. - Modelo 210 - Non-resident - Free calculator [Declare Modelo 210 with Estity](https://estity.com/sv/service/tax-spain/) ## Calculate Imputed Income Tax in Spain ###### Estity is registered as a Social Collaborator with the Spanish tax authority, Agencia Tributaria (AEAT). ## WHAT APPLIES? ### What is Imputed Income Tax in Spain? As a non-resident individual who owns a property in Spain, you may need to pay tax even if the property is not rented out. In the Spanish tax system, private use or a property available to the owner is treated as an imputed property income, renta inmobiliaria imputada. This does not mean that you have actually received any income. Instead, a tax base is calculated based on the property's **valor catastral**, the cadastral value normally found on your IBI notice. The tax is declared by non-resident owners through **Modelo 210.** If the property has been rented out for part of the year, the imputed income is only calculated for the days the property was available to you. If the property has multiple owners, each owner's share is calculated based on their respective ownership share. **Good to know:** Imputed income tax and tax on rental income are two different parts of Modelo 210. A property that is both used privately and rented out during the year can therefore be subject to both. ### THE CALCULATION #### How is the imputed income tax calculated? The calculation is normally based on the property's **valor catastral**. A standard income is first calculated on this value with **1.1% or 2%**, depending on when the municipality's cadastral values were last revised. The tax rate applicable to you is then applied to the calculated income. Agencia Tributaria For individuals with tax residency within the EU and Iceland, Norway, and Liechtenstein, the **tax rate is 19%**. For other taxpayers, the general **tax rate is 24%**. No regular expenses for the property can be deducted from the imputed income. Agencia Tributaria **Valor catastral × 1.1% or 2% → imputed income × 19% or 24% → tax** **If you only own a share of the property **or it has been rented out during parts of the year, the calculation is adjusted according to your ownership share and the number of days the property was available to you. **Where can I find the valor catastral?** The valor catastral is found on your latest IBI notice. It is an administrative value determined by the Spanish property registry Catastro and should not be confused with the property's market value or purchase price. ### MODELO 210 #### When should the imputed income tax be declared? The imputed income is declared retroactively through **Modelo 210** and refers to the calendar year the property was available to the owner. For the income year 2025, the declaration period is **January 1–December 31, 2026**. The new deadlines introduced in 2026 do not change the declaration for 2025. Agencia Tributaria For the income year 2026 and later, the declaration period opens instead on April 1 of the year following the tax year and runs until December 31. Imputed income for 2026 should therefore be declared between April 1 and December 31, 2027. For electronic payment via direct debit, the last day is normally December 23. ## Do you want to go from calculation to declaration? **Estity helps you calculate, prepare, and submit your Modelo 210 digitally.** ## Ready to declare? ## Frequently Asked Questions about Flat Tax in Spain ### What is the difference between imputed and rental income tax? Imputed income relates to periods of private use or availability for your own use. Rental income tax relates to income from letting the property. If you do both, you may need to consider both calculations for different periods. ### Do I have to declare even if I haven't been in the residence during the year? Yes, normally. It is not the number of days you actually spend in the residence that determines whether imputed income should be declared. If the residence is at your disposal and not rented out, you as a non-resident private person may be subject to imputed rent. This applies even if you have not traveled to Spain at all during the year. The calculation is normally based on the property's cadastral value and the part of the year the residence has been at your disposal. Therefore, there is a difference between the residence being empty and it being rented out – but an empty residence does not mean that the obligation to declare disappears. ### Is valor catastral the same as the property's market value? **Applies to: 🇪🇸 National** No. Valor catastral is an administrative value determined by Catastro based on factors such as land, building, and property characteristics. It is not a market valuation of what the property could be sold for. According to Catastro's rules, valor catastral as a general rule must not exceed the market value. It is used, among other things, in the calculation of IBI and certain other taxes. (catastro.hacienda.gob.es) ### How do I declare if the property has been both rented out and used privately? The year is divided based on how the property has been used. For the days the property was rented out, the rental income is declared and, if you are entitled to it, relevant costs associated with the rental. For the other days when the property was at your disposal, imputed rent is normally calculated. This means, for example, that a property rented out for 100 days and available to the owner for 265 days receives two different tax treatments. From declarations submitted in 2027, the number of rented and available days must be specified more clearly in Modelo 210. ### What happens if multiple people own the property? Each owner is taxed based on their share of ownership. For example, if two people each own 50%, the imputed income for each owner is calculated based on their own share of ownership. ### Can Estity submit Modelo 210 for me? **Yes. You can proceed from the calculator and manage your Modelo 210 through Estity. Estity is registered as a Social Collaborator with the Spanish tax authority Agencia Tributaria (AEAT).** --- ### [Property Calculators for Spain](https://estity.com/en/property-calculators-for-spain-1/) # Property Calculators for Spain Calculate taxes and costs when you own, rent out, buy, or sell a property in Spain. Simple calculators designed for non-resident property owners. ![Hero composition.png](https://cms.estity.com/uploads/Hero_composition_470ca81426.png) ## Own · Rent · Buy · Sell A place to calculate the finances for your Spanish property. ## Understand Your Spanish Property Costs Different moments in property ownership raise different questions. Start with an estimate, then check the details that apply to you. ### Ownership - Private Use Still Matters Non-resident owners may need to declare notional income for days a property is used privately or is available for own use. The property's cadastral value, ownership share, and ownership period may be important. Have your property information at hand. ### Rental - Separate Income from Costs Rental income from Spanish property may need to be declared in Spain. Tax residency and deductible costs can affect the calculation. Keep a log of income, rental periods, and supporting receipts. Separate private use and rental periods. ### Buying - Budget Beyond the Purchase Price The total cost of buying may include property tax, notary fees, registration, and legal support. The type of property and the autonomous region affect which taxes apply; individual transaction costs may vary. Check the property type and region. ### Selling - A Sale Price is Not a Capital Gain The purchase value, eligible costs, and improvements can affect your capital gain. Sales by non-residents typically involve 3% withholding, which is an advance payment against the final capital gains tax, not a separate final tax. Gather purchase and sale documentation. ## What do you want to calculate? Choose what you want to understand about your Spanish property. ### Imputed Income Tax for Property in Spain Get a quick estimate of the imputed income tax for your property in Spain. This information is general guidance, not personal tax or legal advice. Confirm the applicable rules and your obligations with a qualified advisor. _MORE THAN A CALCULATION_ ## From Calculation to Control - **Calculate**: First estimate — taxes, costs, profits. - **Understand**: Know what applies to your situation - **Prepare**: Gather documents, deadlines, and receipts. - **Declare**: Submit your property declaration easily. - **Store**: Keep your documents organized in one place. ![Store and handle property matters](https://cms.estity.com/uploads/Workspace_1_7d38ee5ce1.png) ##### A calculation gives you an estimate. Estity helps you manage information, documents, deadlines, and declarations related to your property in Spain. - Manage your property declarations - Keep documents and receipts organized - See an overview of your property ownership Using a calculator does not submit a tax declaration. **Estimate first. Understand what it means. Act if necessary.** ## Some common questions ### Who are these calculators for? They are designed for non-resident owners of Spanish property, and for people considering buying or selling. Choose the tool that matches how you use your property or the transaction you are planning. ### What is the difference between imputed and rental income tax? Imputed income relates to periods of private use or availability for your own use. Rental income tax relates to income from letting the property. If you do both, you may need to consider both calculations for different periods. ### What information should I have ready? It depends on the calculator. Useful records include your cadastral value, tax residence, ownership share, rental income and expenses, or purchase and sale details. The fields in each tool show what is needed. ### Is 3% withholding the final tax when I sell? Not necessarily. For a non-resident sale, the buyer normally withholds 3% of the purchase price as an advance against capital gains tax. The final calculation may show a further amount to pay or a potential refund. ### Are the results a final tax assessment? No. Results are estimates based on your inputs and the rules used by the tool. Individual circumstances, eligible costs and local rules may change the final amounts. Seek advice before relying on an estimate. ### Does a calculator submit my declaration? No. A calculation is a planning step, not a submitted return. Estity's platform supports property declarations and helps you keep your documents, receipts and ownership information organised for the next step. --- ### [Recommend Estity. Share a better way to own in Spain.](https://estity.com/en/referral/) When a friend who owns in Spain starts with Estity through your link, they get 20% off their first service and you get €10 stored in your account. Structured ownership, forwarded. ## Recommend Estity to a Friend - You get €10 for every friend who starts with Estity. - They get 20% off their first service. - We get a new customer. That's what we call win-win-win. [Get Started](https://property.estity.com/register) ![IMG-hero-referral-calm-terrace-001-21x9.png](https://cms.estity.com/uploads/IMG_hero_referral_calm_terrace_001_21x9_d68c069d28.png) ## Three Easy Steps ### Log in to Your Estity Account You will then find everything under the Referral page. ### Send to Your Friends Enter the email address and send or share your unique link. ### Money in the Account €10 is then deposited into your Estity account as soon as your friend has opened their own Estity account. ## Frequently Asked Questions ### Do I need an Estity account to refer someone? Yes. Log in (or create a free account) and your unique referral link will be available in your account. ### When do I receive my €10? Your €10 is stored in your Estity account as soon as the person you referred pays for their first service. You can use it toward future services on the platform. ### What does my friend get? They get 20% off their first service when they start with your link. It is the same structured platform — guidance, overview, and stored records — with a gentler first step. ### Where do I find my unique link? Inside your Estity account, on the referral page. Copy it and share it with anyone who owns a home in Spain. ### Is there a limit on how many people I can invite? No. Invite as many as you like. Each person who starts with your link counts. ### Can I withdraw the €10 as cash? No. Rewards stay in your Estity account and are used toward services on the platform. ### Do rewards expire? No. Stored rewards stay in your account until you use them. ### Who is Estity most useful for? Non-resident owners of a home in Spain who want structured ownership in one place — clear steps, visible status, and stored records they can reach from abroad. --- ### [Rental Income Tax for Property in Spain](https://estity.com/en/rental-income-tax-for-property-in-spain/) Calculate Spanish tax on rental income from your property and get an overview of how income and deductible expenses affect the tax. ![Beräkna Inkomstskatt vid uthyrning](https://cms.estity.com/uploads/Chat_GPT_Image_Oct_8_2026_04_57_15_PM_2_ca32c25eaa.png) _RENTAL INCOME TAX IN SPAIN_ ## Rental Income Tax for Property in Spain As a non-resident, you are taxed in Spain on income from renting out your Spanish property. Here you can estimate the tax and understand how rental income, expenses, and your tax residency affect the calculation. - Modelo 210 - Non-resident - Free calculator [Declare rental income with Estity →](https://property.estity.com/register) ## Calculate rental income tax in Spain Get a quick estimate of the tax on rental income from your property in Spain. ### Estity is registered as a Social Collaborator with the Spanish tax authority, Agencia Tributaria (AEAT). ## WHAT APPLIES? ### **What is rental income tax in Spain?** As a non-resident, you are taxed in Spain for income from renting out a property located in Spain. The income is declared through **Modelo 210 **and is subject to the Spanish non-resident income tax, IRNR. The starting point is the rental income you receive from the property. How the taxable income is calculated depends, among other things, on where you have your tax residence and which costs can be deducted. For individuals with tax residence within the EU as well as Iceland, Norway, and Liechtenstein, the **tax rate is 19%.** For other taxpayers, the **general tax rate is 24%**. If the property is only rented out for part of the year, the rental income is taxed for the rental periods. For the days the property is instead used privately or is at your own disposal, you may simultaneously be subject to the rules on imputed income. **Good to know:** Rental income and imputed income are two different parts of the taxation. A property that is both rented out and used privately during the same year can therefore be subject to both. ### THE CALCULATION **How is the tax on rental income calculated?** The calculation starts with the rental income associated with the property. For individuals who, according to AEAT's current guidance, are tax residents within the **EU/EEA with applicable information exchange **costs that have a direct connection to the rental income may be deductible in the calculation of the taxable result. This can, for example, involve costs that are directly attributable to the rental. Depreciation may also be included under certain conditions, but costs should normally be attributed to the period when the property was actually rented. ### Rental income – deductible costs → taxable result × tax rate → tax The calculator provides a simplified estimate. Depreciation, number of rental days, ownership share, type of cost, and other individual circumstances can affect the final amount. **Which costs can be deductible?** For owners covered by the rules on cost deductions, financing costs, repair and maintenance, and depreciation may be relevant, provided the conditions are met and the costs can be linked to the rental. ### MODELO 210 **When should rental income be declared?** This page needs to be a bit more pedagogical than the imputed income page because the rules change in 2026. For rental income pertaining to 2025, the income, when the conditions for grouping are met, can be declared collectively for the year. Such an annual declaration would be submitted from January 1–20, 2026. For rental income from 2024 onwards, there is an option for annual grouping in Modelo 210. For rental income pertaining to 2026, a new main deadline is introduced. For annual grouping, the declaration and payment must be made between April 1 and 20, 2027. Payment via bank domiciliation can be made from April 1–15. During the transition in 2026, special rules apply for income declared separately. Rental income up to September 2026 follows the previous quarterly deadlines, while income from October 2026 is subject to the new April deadline. > **New rules from 2026** **- Rental income for 2026 declared annually must be submitted from April 1–20, 2027. Modelo 210 will simultaneously have new details, including the number of rental days, ownership share, and an appendix for deductible costs.** ## Do you want to go from calculation to declaration? Estity helps you calculate, prepare, and submit Modelo 210 for your rental income digitally. ## Frequently Asked Questions about Rental Income Tax in Spain ### How do I declare my rental income? Rental income from a property in Spain is normally taxable in Spain even if you live and are tax resident in another country. As a non-resident, you usually declare the income through Modelo 210. The starting point is the rental income you have received from the property. If you meet the rules for cost deductions, certain directly related costs can be deducted. For income from 2026, a new cost basis will also be introduced in Modelo 210 where deductible costs must be specified in more detail. Therefore, keep ongoing rental income, bookings, invoices, receipts, and information about rental days. ### Do I have to declare my rental income in Spain? **Applies to: 🇪🇸 National** Yes, as a non-resident property owner, rental income from a property in Spain is generally taxable in Spain. The income is usually declared through Modelo 210. Which deductions you can make, the applicable tax rate, and when the declaration should be submitted depend, among other things, on your tax residency and the income year the declaration pertains to. See **Tax & declaration** for more information on the calculation and the new declaration periods. ### What do I do if I have received rental income in a currency other than the euro? Form 210 must be reported in euros, even if the tenant has paid in, for example, Swedish kronor, Norwegian kroner, or British pounds. For transactions in another currency, the income or expense should normally be converted to euros using the official exchange rate published by the European Central Bank and communicated to the Bank of Spain for the day the income or expense occurred. If no official rate was published that day, the last published rate before the date is normally used. Therefore, it is good to save both the amount in the original currency, the date, and the euro amount that has been used. ### Can I deduct depreciation on the home and furnishings? Yes, if you are subject to the rules that allow for cost deductions when renting out, depreciation can be an important deductible expense. For the building, depreciation is normally considered tax-acceptable up to 3% per year on the higher of the building's acquisition value or cadastral building value, excluding land value. The amount should be proportioned according to the rental period. For installations, furniture, and furnishings rented out with the home, there is a simplified depreciation table where, for example, furniture and furnishings normally have a maximum depreciation rate of 10% per year. Depreciation can also affect the calculation of a future capital gain upon sale. ### We are multiple owners – does each owner have to file their own tax return? Yes. If a property is owned by several people, each co-owner is considered a separate taxpayer within IRNR. This means, for example, that a couple who each own 50% should normally declare their respective shares through Modelo 210. The tax is calculated based on each person's ownership share and tax residence. This is particularly important if the owners are tax residents in different countries, as the tax rate and the right to deduct costs may differ. The Agencia Tributaria explicitly states that when a property is owned by several people, each owner must declare their proportional share. ### When should rental income from 2026 be declared? If you group the rental income for 2026 annually and the declaration results in tax to be paid, according to the new rules, it should be declared between April 1 and April 20, 2027. For payments via direct debit, the period is April 1–15. There is a transitional rule during 2026. Those who have chosen to declare each rental income separately can still be subject to the old quarterly deadlines for income arising between April and September 2026. However, income from the last quarter of 2026 is subject to the new April deadline. For most users who consolidate the year's rentals, April 1–20 the following year will thus be the central period going forward. ### When should I declare if the tax on my rental income is zero? A Modelo 210 with zero quota, meaning zero tax to pay, has a different declaration period than a declaration with tax to pay. It should normally be submitted between January 1 and 20 of the year following the year in which the income arose. This means, for example, that a rental declaration for 2026 that results in zero tax after allowable deductions should normally be submitted January 1–20, 2027. It is therefore important not to automatically use the April deadline for all rental declarations. April mainly applies to rental income declarations that result in tax to be paid according to the new rules. ### Can Estity submit Modelo 210 for me? **Yes. You can proceed from the calculator and manage your Modelo 210 through Estity. Estity is registered as a Social Collaborator with the Spanish tax authority Agencia Tributaria (AEAT).** ## Other Calculators That May Be Relevant Get a better overview of the tax on your Spanish property – whether you use it privately or are considering selling. ### Imputed Income Tax for Property in Spain Get a quick estimate of the imputed income tax for your property in Spain. --- ## Services ### [Digital ID in Spain](https://estity.com/en/service/digital-certificate/) Get your Spanish digital ID (certificado digital) through Estity. Secure digital ID for authority contact and document signings. _Digital ID_ # Your Digital ID in Spain Get secure digital identification for dealing with Spanish authorities, signing documents, and managing your property administration. We assists you throughout the entire process, ensuring that the application is simple and accurate. ## What is a Digital ID? A digital ID (*certificado digital*) is an electronic credential issued by a certified authority in Spain. It serves as your digital identity and lets you interact securely with Spanish public institutions, sign documents electronically, and access government portals – all without being physically present in Spain. For non-resident property owners, this is one of the most practical tools you can have. It turns time-consuming trips to offices and reliance on intermediaries into quick digital actions from your home country. ## Why do you need one as a Property Owner? - **Access the Spanish Tax Agency (Agencia Tributaria)** – view your tax status, download certificates, and manage submissions online. - **Sign documents electronically** – contracts, powers of attorney, and official correspondence without physical presence. - **Interact with government bodies** – Social Security, municipal offices, and land registries accept digital certificate authentication. - **Register for property-related services** – including NRA registration, Nota Simple requests, and utility contracts. - **Greater autonomy** – reduce dependence on representatives and gestors by handling more yourself. ## How It Works ### 1 ) Order Place your order, submit a passport copy, and confirm availability in Spain. ### 2) Registration We submits your application and provides a unique application reference code ### 3) Appointment Booking We schedules your identity verification at the nearest relevant authority office. ### 4) Identification Attend the appointment with your passport, NIE original doc, and application code. ### 5) Installation Estity receives your certificate and provides it for download and installation ## Estity ensures a fast, secure, and seamless process—from application to delivery—so you can access Spanish authorities online with ease. ## Frequently Asked Questions ### How long is a digital certificate valid? 4 years and you will need to renew it before expiration. ### Do I need to be in Spain to get a digital certificate? Yes. Your identity must be verified either at a local authority office in Spain or at a Spanish embassy or consulate. ### What is the difference between a digital certificate and an electronic DNI? A digital certificate is available to all residents and non-residents alike. The electronic DNI (DNIe) is Spain's national ID card with embedded digital capabilities, available only to Spanish citizens. ### Can I use a digital certificate for my tax declarations? Yes. A digital certificate gives you direct access to the Agencia Tributaria portal and can be used for filing Modelo 210 and other tax declarations. ### Where do I store my digital certificate securely? You can upload the .p12 certificate file to Estity's document management system for safe, accessible storage. We recommend keeping a backup copy as well. ### When will my digital certificate be available? A few days after your in-person visit, we upload your digital certificate to your Estity account, where it will be available for secure access and download. Your unique code will be sent to you in a separate email ## Other addons ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. ### NIE Number for Non-Residents in Spain Get your Spanish NIE (Número de Identificación de Extranjero) with the help of Estity. For non-residents who need an NIE for property, taxes, banking, and contracts. ### Nota Simple – Property registry extract in Spain Request a Nota Simple for your Spanish property through Estity. Verify ownership, loans, and legal status. Fast digital delivery. --- ### [Full control of your property finances – all year round](https://estity.com/en/service/economy/) Manage your property finances in Spain with full visibility of income, expenses, and profitability – all year round. # Full control of your property finances – all year round Track income, manage expenses, and understand your property’s performance – all in one place. **Economy** gives you a clear and structured overview of your property’s income, expenses, and overall results. As an overseas property owner, finances can easily become scattered – receipts in different folders, income from multiple platforms, and expenses only compiled when tax season approaches. With **Economy in Estity**, we change that way of working. ## Continuous tracking – instead of last-minute stress Easily register: - Rental income - Property management costs - Legal fees - Cleaning services - Platform commissions - Maintenance and other expenses Everything is categorised and stored in a structured way within the platform. Your results update in real time, so you always see: - Total income - Total expenses - Net result It doesn’t just give you control – it gives you clarity. ![economy overview of property](https://cms.estity.com/uploads/Economy_overview_0b2875160a.png) ## Prepare your tax declaration today For those renting out their property, **Economy** is a valuable advantage. When it’s time to declare rental income: - Income is already compiled - Expenses are categorised - Supporting documents are linked to each transaction No more reconstructing an entire year afterwards. **Everything is already prepared.** ![Load transactions in declaration](https://cms.estity.com/uploads/economy_load_transactions_61190f87b2.png) ## Attach supporting documents to every transaction For each registered income or expense, you can upload: - Receipts - Invoices - Agreements This creates a complete and traceable financial history of your property – securely stored and always accessible. ## More than numbers – it’s about profitability Economy helps you understand: - Which months are the most profitable - How your cost structure evolves over time - How your investment is actually performing It’s the difference between owning a property – and actively managing an investment. ![economy transaction of property](https://cms.estity.com/uploads/economy_transactions_b9ac541f87.png) ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. ### An attractive property presentation With our template, it's easy to create a beautiful and complete presentation of your property if you want to show, rent or sell. Generate a shareable link that can be used in ads, social media or direct communication with interested parties. ### Easy rental of houses and apartments in Spain Our rental module makes it easy to rent out your property – whether it's short-term or long-term rental. Manage requests, visible calendar for bookings and and a guest portal for guests. --- ### [An attractive property presentation](https://estity.com/en/service/house-view/) With our template, it's easy to create a beautiful and complete presentation of your property if you want to show, rent or sell. Generate a shareable link that can be used in ads, social media or direct communication with interested parties. # An Attractive Property Presentation Owning a property remotely often presents challenges when it comes to presenting your home in a professional and clear manner. With House View, you can gather all important information about your property in one place and easily share it via a unique link. House View is designed to be both visually appealing and functionally efficient, making it easy for potential tenants, real estate agents, or other interested parties to get a complete and updated picture of your home. ## What Can I Do in House View? With a thoughtfully designed and user-friendly platform, you can easily create a professional and informative property presentation. Images and Video Presentation - Upload high-quality images and videos of your property to provide a realistic and attractive showcase. Descriptive Texts - Include detailed descriptions of the property, including size, number of rooms, unique features, and any renovations. - Tailor the text to suit different audiences – such as buyers, tenants, or partners. Use the free-text area to tell the property’s story and highlight special advantages. Contact Information - Provide direct contact details for you as the property owner or for a rental agency/real estate agent. Include multiple contact options such as phone and email. Explore the Neighborhood - Integrated Google Maps feature where you can highlight key locations near the property. - Automatic suggestions for restaurants, attractions, grocery stores, and other essential services. - Interactive map helps visitors understand the geographical advantages of the property. ## Share and Update with Ease - Unique Link: Generate a shareable link that can be used in ads, social media, or direct communication with interested parties. - Automatic Updates: All changes made in House View are instantly reflected wherever the link is used. - Mobile-Friendly Design: Responsive and easy to navigate on desktop, tablet, and mobile. ## Why House View? Keeping property information updated on multiple platforms can be both time-consuming and complicated. With House View, you get a centralized and dynamic solution that ensures everyone interested in your property receives correct and current information – every time. Whether you want to rent out, sell, or simply maintain an organized overview of your property, House View is the easiest and most professional way to present your home online. [button url="https://property.estity.com/register" text="Get started now"] ![A house view presentation of the property](https://cms.estity.com/uploads/houseview_f52ba485ff.png) ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. ### Easy rental of houses and apartments in Spain Our rental module makes it easy to rent out your property – whether it's short-term or long-term rental. Manage requests, visible calendar for bookings and and a guest portal for guests. --- ### [Your documents, finally organized](https://estity.com/en/service/management/) Store contracts, receipts, and property records for your Spanish home in one structured place. Secure access, searchable timeline, shared with co-owners. Built for non-residents. # Your documents, finally organized. Ownership in Spain creates documents over time — contracts, receipts, tax records, certificates. Estity stores everything in one place, structured on a timeline and easy to find. ## Scattered files. Unclear records. Sound familiar? Contracts in email threads. Receipts on your phone. Tax papers in a binder at home. When you own property abroad, documents pile up in different places — and finding what you need becomes harder every year. ## Everything stored. Everything clear. Ownership creates documents over time — and they often end up scattered. Estity stores everything in one place, structured and easy to find. - **Everything in one place** — contracts, receipts, certificates, and notes per property. - **Organized on a searchable timeline** — so you always know when something happened. - **Accessible anytime, from anywhere** — on desktop or mobile. ![Estity document management interface showing a timeline of property documents](https://cms.estity.com/uploads/management_f6be032407.png) ## Three steps to structured records ### Upload or save Add documents, receipts, or notes in seconds. ### Organized automatically Everything is placed on a timeline, tagged, and searchable. ### Find it when you need it Whether it's next week or next year, your records are stored and clear. ## Built for long-term ownership clarity ### Built for long-term ownership Everything structured for your records, year after year. ### Ownership over time, documented A clear timeline of what happened and when. ### Shared clarity with co-owners Give co-owners, family, or advisors visibility without the back-and-forth. ### Access from anywhere Your records are always available, on any device. ## Common questions about document storage ### What types of documents can I store? You can store any file related to your property — contracts, deeds, receipts, tax declarations, insurance documents, certificates, renovation records, and personal notes. The platform supports common file formats including PDF, images,, office documents and p12 certificates. ### Is my data secure? Yes. Estity uses encryption for data in transit and at rest. Your documents are stored securely, and only you (and anyone you explicitly share access with) can view them. We follow industry-standard security practices to protect your information. ### Can I share access with my co-owner? Yes. You can invite co-owners, family members to access your property workspace. Shared users get visibility into documents and records — so everyone stays informed without email chains or WhatsApp threads. ### How is this different from Google Drive or Dropbox? General cloud storage tools are not built for property ownership. Estity organizes documents on a timeline per property, links them to tax declarations and events, and is designed specifically for non-resident owners in Spain. It's structure built for ownership — not a generic folder system. ### Do I need to use the tax module to use document storage? No. Document storage is available to all Estity users. You can use it independently or alongside other modules like tax declarations, House View, or rental management. ### Can I access my documents from my phone? Yes. Estity works on any device with a web browser — desktop, tablet, or mobile. Your documents are always accessible wherever you are. ## Stay in control — year after year. Build a structured ownership overview in one place, with clear steps and stored records. ## Explore more of Estity Estity brings taxes, documents, and property overview into one place. Explore more of the platform. ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. ### An attractive property presentation With our template, it's easy to create a beautiful and complete presentation of your property if you want to show, rent or sell. Generate a shareable link that can be used in ads, social media or direct communication with interested parties. ### Easy rental of houses and apartments in Spain Our rental module makes it easy to rent out your property – whether it's short-term or long-term rental. Manage requests, visible calendar for bookings and and a guest portal for guests. --- ### [NIE Number for Non-Residents in Spain](https://estity.com/en/service/nie-number/) Get your Spanish NIE (Número de Identificación de Extranjero) with the help of Estity. For non-residents who need an NIE for property, taxes, banking, and contracts. _NIE Number_ # NIE Number for Non-Residents – Spain NIE (*Número de Identificación de Extranjero*) is necessary to buy or own property, pay taxes, open accounts, and sign contracts in Spain. Estity helps you obtain it with clear guidance – no matter where you live. ## What is an NIE – and why non-residents need it NIE is your identification number as a foreigner in the Spanish administration. It is **not** a residence permit, but it is **necessary** for many steps important for property owners: buying or selling, Modelo 210 and other tax contact with *Agencia Tributaria*, utilities, banking, and more. **It is necessary for property ownership and required for actions such as:** - Buying or selling a property - Paying taxes - Opening a bank account - Signing contracts - Applying for rental or utility services _Without an NIE number, it is not possible to complete most official processes in Spain._ ## What Estity helps you with At Estity, we simplify the NIE application process and ensure everything is correctly prepared before your visit to the authorities. **We support you with:** - Reviewing your documentation - Filling out the official EX-15 application form - Booking your appointment with the Spanish police - Clear instructions on what to bring and how to proceed **Please note:** NIE application requires a physical visit to the Spanish embassy or a visit to a police station in Spain. ### Necessary documentation - To apply for an NIE number, you need: - Valid passport - Completed EX-15 form (prepared by Estity) - Supporting documentation explaining the reason for NIE (e.g., property purchase) - Confirmation of booked appointment **Estity ensures all documentation is correctly prepared before your visit.** Create an account and order an NIE number in your account. [Create a free account](https://property.estity.com/nie/) ## Read our guides - [What is an NIE Number in Spain and why is it important?](/sv/article/vad-aer-ett-nie-nummer-i-spanien-och-varfoer-aer-det-viktigt/) ## How Estity Helps ### You share your details Valid passport, residence permit, supporting documents for the reason for NIE. ### We support you with * Review of your documentation * Completed application form. * Power of attorney to apply on behalf of someone else * Assistance in booking an appointment for the application * Clear instructions on what to bring and how the process works ### You receive your NIE You receive your number and certificate so that you can proceed with properties, taxes, and banking. ## Frequently Asked Questions ### NIE number is that a personal identification number? Yes, the NIE number is a personal identification number used by Spanish authorities for all administrative and tax matters. It is required, for example, when: - Buying or selling property - Connecting to electricity, water, and internet - Paying taxes (e.g., IBI or Modelo 210) - Applying for a tourist license or other permits ### Do I need an NIE number to own a property in Spain? Yes. An NIE number (Número de Identidad de Extranjero) is mandatory for all non-Spaniards who wish to buy, own, or sell real estate in Spain. ### How do I apply for an NIE number? You can apply for an NIE number at a Spanish police station with a Foreigners’ Office in Spain or through the Spanish embassy or consulate in your country. It can also be obtained through a representative like Estity. ## Guides & Articles ### What Is a NIE Number in Spain and why is it important? A NIE number is essential for non-citizens who want to live, work, buy property, or handle official matters in Spain. This article explains what a NIE number is, when it is required, and how it works in practice. ## Other Options ### Nota Simple – Property registry extract in Spain Request a Nota Simple for your Spanish property through Estity. Verify ownership, loans, and legal status. Fast digital delivery. ### Digital ID in Spain Get your Spanish digital ID (certificado digital) through Estity. Secure digital ID for authority contact and document signings. ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. --- ### [Nota Simple – Property registry extract in Spain](https://estity.com/en/service/nota-simple/) Request a Nota Simple for your Spanish property through Estity. Verify ownership, loans, and legal status. Fast digital delivery. _Nota Simple_ # Nota Simple – Know exactly what is registered on a property A Nota Simple gives you a clear and official picture of a property's ownership, encumbrances, and legal status in the Spanish property registry. We request it for you. ## What is a Nota Simple? A Nota Simple (formally *Nota Simple Informativa*) is an extract from the Spanish Property Registry (Registro de la Propiedad). It provides a snapshot of a property's legal status, including who owns it, whether there are any mortgages or liens registered against it, and its official description and boundaries. It is one of the most frequently requested documents in Spanish property transactions and an essential tool for any property owner who wants to stay informed about their asset. ## When do you need a Nota Simple? - **Regular ownership check** – verify that your property records are up to date and no unexpected charges have been registered. - **Before buying or selling** – essential due diligence to confirm clean title. - **Mortgage or refinancing** – banks require a recent Nota Simple. - **Inheritance or succession** – to verify registered ownership before or after a transfer. - **Tax declarations and compliance** – useful reference for property values and ownership percentages. - **Renting out** – confirms you are the registered owner and the property is free of restrictions on rental activity. ## Land Registry extract ### Ownership details Current registered owners, shares, and acquisition dates. ### Property description Official description, location, boundaries, and registered area (m²). ### Encumbrances and charges Mortgages, liens, embargos, or other restrictions. ### Legal status Annotations, pending procedures, or notes that may affect the property. ## How Estity helps ### Submit your details CRU number, cadastral reference, or address. ### We request the document Digitally, through official channels. ### Receive your Nota Simple Delivered to your Estity account, ready to view, download, and store. ## Property Extract ### Nota Simple - Estity The application can be made on behalf of the owner or if one is interested in buying a property to learn more. - €43 · per property - Validated by data - Application - Delivery of Simple Note ## Frequently Asked Questions ### How long is a Nota Simple valid? A Nota Simple has no formal expiration date, but banks and institutions typically require one that is less than 3 months old for transactions like mortgage applications or property sales. ### Is a Nota Simple the same as an escritura? No. The escritura is the deed of purchase — a legal contract signed before a notary. The Nota Simple is an informational extract from the public property registry showing the current registered status of the property. ### Can I request a Nota Simple for a property I don't own? Yes. The Nota Simple is a public document. Anyone can request one for any registered property in Spain — it is commonly used for due diligence before purchasing. ### How quickly will I receive my Nota Simple? Typically within 24–72 hours after the request is submitted to the Registro de la Propiedad. ### What is a CRU number? CRU (Código Registral Único) is a unique identifier assigned to each property in the Spanish property registry. It's a 14-digit identifier for real estate, formerly known as IDUFIR. Having the CRU makes requesting a Nota Simple faster and more accurate. ## Other addons ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. ### NIE Number for Non-Residents in Spain Get your Spanish NIE (Número de Identificación de Extranjero) with the help of Estity. For non-residents who need an NIE for property, taxes, banking, and contracts. ### Digital ID in Spain Get your Spanish digital ID (certificado digital) through Estity. Secure digital ID for authority contact and document signings. --- ### [Easy rental of houses and apartments in Spain](https://estity.com/en/service/rental/) Our rental module makes it easy to rent out your property – whether it's short-term or long-term rental. Manage requests, visible calendar for bookings and and a guest portal for guests. # Easy rental of your home in Spain Our rental module makes it easy to rent out your property – whether it's short-term or long-term rental. You have full control over the entire rental process, from the request to payment and communication with guests. **With Estity, you can** - List your property with clear availability calendars - Manage booking requests and approvals - Get an overview of incoming, ongoing, and completed bookings **Comming features** The guest portal – Everything your guests need to know **For each booking, a personal guest portal is created where your guests have access to** - Important information about check-in and rules - Digital instructions for the property, e.g. WiFi, housekeeping, parking, and use of equipment - Local tips and recommendations that make their stay memorable - Contact information for questions or emergencies Create a complete experience The rental module comes combined with House View – our module for presenting your property in an attractive and inspiring way. Together, they create a complete solution for both you and your guests, where marketing, rental, and guest service go hand in hand. ![Calendar over rental bookings](https://cms.estity.com/uploads/rental_e9913d9c00.png) ## Why choose our solution? It is a smooth and cost-effective solution for those who own a property. We remove unnecessary complications and make property ownership simple, secure, and profitable. ### Collaborator with the Spanish tax authority We are authorized collaborator with Agencia Tributaria and are authorized to declare your tax in your name. ### Verification of the entries Information is checked to be correct and complete in accordance with the valid format. ### Important partnerships We prioritize accuracy and compliance. Therefore, we have established strategic partnerships with leading legal and tax experts. ### Online tax calculation Your tax obligations are automatically calculated according to current Spanish tax. ### Secure and reliable Your data is stored securely according to GDPR and applicable data protection legislation. ### Handshake We ensure that your declaration is correctly submitted to the Spanish tax authority. ### Simple declaration of property tax in Spain - Modelo 210 Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. ### An attractive property presentation With our template, it's easy to create a beautiful and complete presentation of your property if you want to show, rent or sell. Generate a shareable link that can be used in ads, social media or direct communication with interested parties. ## Questions & answers ## Latest updates Stay informed with our latest articles and newsletters. Get valuable tips, updates, and insights directly from our experts. ### Spain's New Housing Regulations Voted Down – What It Means for Homeowners Real Decreto-ley 26/2026 has been voted down by the Spanish parliament. This means that the proposed changes for, among other things, temporary rentals, tourist rentals, VAT, and IBI will not be implemented. Here we explain what the decision means for you as a homeowner and what might happen in the future. ### Time to File Modelo 210 for 2025 Do you own property in Spain without being a tax resident there? Read who needs to file Modelo 210 for 2025 and how to get started. ### From housing dream to Secure ownership in Spain Owning a home in Spain is a dream for many. But documents, taxes, important dates, and administration can quickly become complicated. Estity wants to make ownership easier, safer, and more transparent. --- ### [Simple declaration of property tax in Spain - Modelo 210](https://estity.com/en/service/tax-spain/) Estity is an authorized partner of the Spanish tax agency. Our platform helps you navigate between different types of taxes, choose what suits your needs, and make the declaration itself, safely and easily. _Tax in Spain_ # Secure declaration of Spanish property tax – in just three steps We simplify your tax obligations in Spain so that as a property owner abroad, you can avoid worry, language barriers, and complex forms. Start today, gain clarity and security. - Modelo 210 - Standard Tax - Rental Income Tax ## A calmer way to handle Modelo 210 and Spanish tax The declaration flow is designed to guide you through the process in small, understandable steps — so you don't have to start with a blank form or guess what information is required. ### Add your property and owner information Start with the information that describes the property and the owner: ownership share, cadastral details, use of the property, and the period to be declared. Clear structure from the start ### Follow the guided declaration flow Estity helps you understand what is needed for the chosen tax situation, whether the property is used privately, rented out, or sold during the year. ### Review, choose payment, and submit Before submitting, you can review the details and choose how to proceed with payment and archiving. You maintain a clearer overview of what is prepared and sent. ## Declare your property tax easily and securely Owning a property in Spain involves a responsibility to declare and pay taxes, whether you rent out the property or only use it privately. For many, the tax system is complex, and the process requires both knowledge and time – but it doesn't have to be that way. With our platform, you can complete your property declaration quickly, smoothly, and correctly in just three simple steps. We are a collaborator with the Spanish tax agency and ensure that your declaration always complies with current rules and laws. **For non-resident property owners in Spain, you are required to pay one of these three taxes** - Imputed Income Tax – a standard tax for those who own a property in Spain. - Rental Income Tax – a tax for those who rent out their property, where rental income and deductible expenses need to be reported. - Capital Gains Tax – a tax on the profit from the sale of a property in Spain. With Estity, you can feel confident that your tax is handled correctly – without stress, without unnecessary fees. Declare your tax today and take control of your property ownership in Spain! [button url="https://property.estity.com/register" text="Declare now - €79 / owner"] ![Declaration forms](https://cms.estity.com/uploads/tax_5b6763895c.png) ## Estimate your Imputed Income Tax ## Declaration Services Make your declarations with us, when you need them. One-time price – no subscription required. ### Annual Declaration – Imputed Income Annual declaration (Modelo 210) for non-residents who own property in Spain. - €79 · per owner - Prepared and submitted to the Spanish tax authorities - Fixed price per property and owner - Reminders so you never miss a deadline ### Declaration of Rental Income Annual declaration (Modelo 210) of rental income for your property in Spain. - €99 · per owner - Rental income and deductible expenses included - Prepared and submitted to the Spanish tax authority - Fixed price per property and owner ### Declaration of Capital Gain Declaration (Modelo 210) of the capital gain after the sale of your property in Spain. - €149 · per owner - Calculation of your taxable gain - Prepared and submitted to the Spanish tax authorities - Guidance on the refund of 3% withheld tax ## Questions & Answers ### What is imputed income tax? If you own a property and have it at your disposal for all or part of the year. Even timeshare accommodation counts as a property if you have it at your disposal for more then two weeks per year. Part of Modelo 210. ### What is Rental income tax? Non-resident property owners in Spain must declare and pay tax on any income they earn from renting out their property in the country. This is done by submitting Modelo 210, a special tax declaration form for non-residents. ### What is Capital Gains tax? Capital Gains Tax applies when a non-resident sells property in Spain and makes a taxable profit on the sale. The amount due depends on the gain calculated under Spanish tax rules, and the declaration is generally made through Modelo 210. ## Why choose our solution? It is a smooth and cost-effective solution for those who own a property. We remove unnecessary hassle and make property ownership simple, secure, and profitable. ### Collaborator with the Spanish tax agency We are an approved collaborator with Agencia Tributaria and are authorized to declare your tax. ### Input Verification Information is checked to be correct and complete in accordance with the valid format. ### Essential Partnerships We prioritize accuracy and compliance. Therefore, we have established strategic partnerships with leading legal and tax experts. ### Online Tax Calculation Your tax liability is automatically calculated in accordance with the current Spanish tax law. ### Secure and Reliable Your data is stored securely in accordance with GDPR and current data protection legislation. ### Handshake We ensure that the declaration is correctly submitted to the Spanish tax authority. ## Other Options ### Digital ID in Spain Get your Spanish digital ID (certificado digital) through Estity. Secure digital ID for authority contact and document signings. ### NIE Number for Non-Residents in Spain Get your Spanish NIE (Número de Identificación de Extranjero) with the help of Estity. For non-residents who need an NIE for property, taxes, banking, and contracts. ### Nota Simple – Property registry extract in Spain Request a Nota Simple for your Spanish property through Estity. Verify ownership, loans, and legal status. Fast digital delivery. ## Latest News Stay updated with our latest articles and newsletters. Get valuable tips, updates, and insights directly from our experts. ### Spain's New Housing Regulations Voted Down – What It Means for Homeowners Real Decreto-ley 26/2026 has been voted down by the Spanish parliament. This means that the proposed changes for, among other things, temporary rentals, tourist rentals, VAT, and IBI will not be implemented. Here we explain what the decision means for you as a homeowner and what might happen in the future. ### Time to File Modelo 210 for 2025 Do you own property in Spain without being a tax resident there? Read who needs to file Modelo 210 for 2025 and how to get started. ### From housing dream to Secure ownership in Spain Owning a home in Spain is a dream for many. But documents, taxes, important dates, and administration can quickly become complicated. Estity wants to make ownership easier, safer, and more transparent. --- ## Company ### [About Estity](https://estity.com/en/about/) We behind Estity are Jan Neidebro, a civil engineer in computer science, and Jens Johansson, an economist and entrepreneur. Two brothers from the North of Sweden with a long history of owning properties in Spain. Our shared vision is a digital platform that provides property owners with greater understanding and control, making ownership simpler and more profitable. A system that handles the complicated parts and maximizes the investment, giving us—and others like us—more time to simply enjoy life in the sun. # An easier way to own a home in Spain. We help non-resident owners keep ownership in Spain clear and manageable — even when they live abroad. ## Why Estity exists Owning a home in Spain should feel light. But from abroad, it quickly becomes filled with taxes, deadlines, and documents scattered across systems. **Estity exists to make ownership easier** — with guidance, a clear overview, and records stored in one place, so you can stay in control from anywhere. _History_ ## The story behind Estity We’re Jan Neidebro and Jens Johansson. After years of owning property in Spain, we saw the same pattern: the process works — but the overview often doesn’t. Information ends up fragmented, status is unclear, and it’s hard to feel fully confident about what’s submitted, what’s paid, and what happens next. Estity started as a way to bring structure and transparency to the administrative side of ownership — without losing the human support where it helps. Want to start with what’s usually most time-sensitive? [Tax in Spain](/service/tax-spain/) ![Co-founders Jens and Jan ](https://cms.estity.com/uploads/jan_jens_f9a9238fc4.png) > **Founders** > Jan Johansson Neidebro & Jens Johansson ## How Estity makes ownership easier Three principles that make ownership clearer and lighter — especially from abroad. ### Structured independence Do it yourself — with the right structure. Clear steps. Clear deadlines. ### Full transparency Know what’s submitted, paid, and coming next. Everything is stored — accessible from abroad. ### Digital where it helps Digital when it creates clarity. A modern layer — not manual admin. ## The team A small team focused on calm clarity: structure, transparency, and easier ownership in Spain. ### Jan Neidebro Co-founder ### Jens Johansson Co-founder ### Tony Löfberg Head of Partnership ### Virginia Ratti Content & Social Media Manager ### Simon Ullerstam Developer ### Rasmus Jakobsson Developer ### Backoffice Ownership Support Specialist ## Common questions ### Who are Estity? Estity is an international platform for non-resident property owners in Spain. We make ownership easier by bringing obligations, documents, deadlines and history into one clear overview — with guidance, visible status and records stored in one place. ### Who founded Estity? Estity was founded by Jan Neidebro (civil engineer, computer science) and Jens Johansson (economist). After years of owning property in Spain, they built Estity to bring structure and transparency to ownership from abroad. ### Where is Estity based? Estity is an international platform for non-resident owners in Spain. Our team works across Sweden (product and engineering) and Spain (ownership administration) — with one goal: make ownership clearer and easier to manage from anywhere. ### Which languages does Estity support? Estity supports the major languages. You will also see Spain-specific terms clearly explained so you know what is required and what happens next. ### How do I get started with Estity? Start by creating an account, or reach out and tell us what you need help with. We’ll help you take the next clear step — and keep everything organized going forward. --- ## Articles ### [April in Estity: wills, new services, and tax declaration in Spain](https://estity.com/en/article/april-in-estity-wills-new-services-and-tax-declaration-in-spain/) April's update from Estity covers three important areas for those who own property in Spain: how to ensure security through the right will solution, what new services can simplify your ownership administration, and how to declare your imputed income tax easily and securely. ![Own in spain, stay in control](https://cms.estity.com/uploads/Skaermavbild_2026_03_23_kl_16_26_10_9a7673b0c0.png) # April in Estity: wills, new services, and tax declaration in Spain Owning property in Spain involves more than just the purchase itself. Over time, the need for structure, proper documentation, and clear control over ownership-related matters grows. In April, we highlight three areas that are important for those who want to create a safer and more long-term ownership: wills, new administrative services, and the annual declaration of imputed income tax. At Estity, we want to make it easier to understand what applies, what you need to do, and how you can gather important parts of your ownership in one place. With the right structure, it becomes easier to act in time, make better decisions, and feel greater security throughout the ownership journey. ## The Spanish will part 2 – responsibility that extends beyond your lifetime Owning a property in Spain not only offers opportunities here and now. It also entails a responsibility that extends beyond your own lifetime. Therefore, we continue our article series on wills, inheritance, and legal issues related to property ownership in Spain. In April, we highlight part two of the series, focusing on the different types of wills and what they can mean in practice for you and your family. **The goal is to give property owners a clearer picture of:** - why a Spanish will is often important - the different types of wills available - how inheritance rules and taxes can affect - common mistakes worth avoiding The content is developed together with legal experts to make complex issues more understandable and relevant from an ownership perspective. Ultimately, it is about creating long-term security, not just for yourself but also for those who come after. [button url="https://estity.com/en/article/spanish-will-in-spain-what-you-need-to-know-part-2/" text="Read the full article"] ## New services for property owners in Spain During the ownership journey, the need for various registrations, certificates, and documents often arises. To make these processes easier, Estity now offers more services to help you apply for, manage, and gather important documentation in one place. In the April release, three of these are particularly highlighted. ### Digital Certificate The digital certificate provides secure digital identification in Spain and is used in contact with authorities, for signings, and in several administrative matters related to your property ownership. It is an important key for those who want to manage more themselves and gain better control over their administration. **Price at €60.50 including VAT.** [button url="mailto:support@estity.com?subject=Digital Certificate" text="Contact us"] ### NRA Number For those renting out, the NRA number is a central part of a correct and legal setup. It is a mandatory registration number for renting and is required to advertise and rent out the property via OTA platforms like Airbnb and Booking in Spain. **Price at €185 including VAT**. [button url="mailto:support@estity.com?subject=NRA Number" text="Contact us"] ### Nota Simple A Nota Simple provides a clear picture of the property's registered information in Spain. The document shows ownership, any loans, and the property's legal status. It is an important basis for control, security, and future decisions regarding the property. **Price at €50 including VAT.** [button url="mailto:support@estity.com?subject=Nota Simple" text="Contact us"] Together, these services reflect Estity's ambition to simplify what often becomes scattered, unclear, and person-dependent. With better structure, ownership becomes easier to overview. ## Declare your imputed income tax easily and securely For non-resident property owners in Spain, the declaration of imputed income tax is a recurring part of ownership. In April, we remind you that Modelo 210 for the income year 2025 must be declared in 2026 — and it is wise not to wait until the last minute. At Estity, the process is designed for you to do this yourself, without an agent. If you have declared before, your information is saved. If it is your first time, the system guides you step by step. It provides an easier and safer way to complete the declaration while giving you a better understanding of what is actually submitted. **You fill in:** - who the owner is - the property's assessed value - number of rental days - chosen payment method Price **€79 per owner** and 20% discount with the code **CONTINUE20**, valid until April 30. Do you want better control over your ownership in Spain? Explore our services, read the articles, and take the next step in Estity. [button url="https://property.estity.com/register" text="Register for and let Estity help"] ## Read more In this article series, we gather important knowledge about wills, inheritance, and legal aspects related to property ownership in Spain. ### Spanish Will in Spain – What You Need to Know (Part 2) Owning property in Spain comes with responsibilities — and one of the most overlooked is having a Spanish will. In this article, legal experts explain why it matters, the risks of getting it wrong, and how to choose the right structure for your situation. ### Why you need a Spanish will (Part 1): how inheritance works in Spain Why having a Spanish will can save your heirs time, cost and unnecessary bureaucracy. A clear guide to how inheritance works in Spain for foreign property owners. --- ### [Congratulations on owning a property in Spain 2025](https://estity.com/en/article/congratulations-on-owning-a-property-in-spain-2025-is-off-to-a-strong-start/) Spanish property prices are soaring in 2025 – up over 11% in Q1 alone. As a non-resident owner, this could mean new opportunities to refinance, rent out, or increase the value of your investment. Discover how Estity helps you stay in control – wherever you are. ![Property overview](https://cms.estity.com/uploads/viesturs_broliss_Kh_BN_9_HZ_7_Yu_A_unsplash_ab5cfc5e5f.jpg) # Congratulations on owning a property in Spain – 2025 is off to a strong start Owning property in Spain has become an even better investment in 2025. In just the first quarter, property prices rose by an average of 11.16%. New builds saw an increase of 12.26%, while existing homes rose by 11.09%. Adjusted for inflation, this translates to a real value growth of 8.71%. But it’s not just about rising prices – demand is also surging. In May alone, 61,054 properties were sold in Spain, a 39.7% increase compared to the same month in 2024. Year-to-date, sales volumes are up 20.1%, with second-hand homes leading the growth (+39%). One of the key factors driving this trend is a shrinking supply. In Q1 2025, the number of available properties dropped by 16% compared to the previous year – the largest decline ever recorded. This has pushed prices even higher, especially in high-demand areas. In Madrid, property prices have increased by up to 25% year-on-year. As a non-resident owner, this presents several opportunities – perhaps to refinance, rent out your property, or simply better understand its current value. At the same time, staying on top of taxes, regulations, and documentation from abroad can be challenging. That’s why we created Estity – a digital platform designed specifically for non-resident property owners who want full control. We help you manage important documents, stay compliant with Spanish tax laws, and unlock the full potential of your investment – easily, securely, and in your own language. **Welcome to a smarter way of owning property in Spain.** ### I Own a House in Spain and Want to Start Renting It Out Rent out your Spanish property legally — permits, tax, rules & tools for a secure and profitable rental process. ### Remote Property Management Owning property in Spain while living elsewhere presents unique challenges – from maintenance to tax obligations. Here are six essential strategies to keep your home safe, compliant, and guest-ready – even when you're not there. ### Ownership in Spain – Clarity for the Whole Family Do you own a property in Spain remotely? Estity brings peace of mind by gathering tax declarations, documents, and ownership overview in one secure platform – with visibility for the whole family. --- ### [Current for Homeowners Spain, August - Taxes, Rentals, Digital](https://estity.com/en/article/current-for-homeowners-spain-august-taxes-rentals-digital/) New rules for Modelo 210, proposal for VAT on tourist rentals, and 341,000 registered tourist homes. Here are August's most important news for you as a homeowner in Spain. --- ### [Estity initiates collaboration with AHN Association in Spain](https://estity.com/en/article/estity-initiates-collaboration-with-ahn-association-in-spain-1/) Estity initiates collaboration with AHN Association and becomes part of the membership benefits for approximately 6,000 Nordics in Spain. # Estity initiates collaboration with AHN Association ![AHN + Estity.png](https://cms.estity.com/uploads/AHN_Estity_5cd6db810a.png) Estity has entered into a collaboration with AHN Association, Spain's largest association for Nordics. Through the collaboration, Estity becomes part of AHN's membership benefits and can help more Nordic property owners gain better control over their ownership in Spain. **A Nordic community since 1968** AHN, Asociación Hispano Nórdica, was founded in 1968 by Prince Carl Bernadotte on the Costa del Sol. For nearly 60 years, the organization has built a strong community and offered activities, knowledge, support, and membership benefits for Nordics living or staying in Spain. Today, AHN has approximately 6,000 members and describes itself as the largest Nordic association in Spain. The association coordinates six local associations in Nueva Andalucía, Marbella, Fuengirola/Mijas, Torremolinos, Nerja, and Almuñécar – with activities along both the Costa del Sol and Costa Tropical. > For nearly 60 years, AHN has built an impressive community and created tangible value for Nordics in Spain. Therefore, it feels both natural and very exciting that Estity is now becoming part of AHN's membership benefits. Together, we can make property ownership easier and safer for even more, says Jens Johansson, co-founder of Estity. ## A collaboration that simplifies ownership Owning a property in Spain involves several recurring obligations and practical issues. Important documents need to be kept accessible, declarations must be submitted, and dates, costs, and information about the property need to be followed up. In Estity, property owners can gather property information, documents, receipts, and costs in one place. The platform also provides reminders of important events and makes it easier to prepare and submit Modelo 210. Through the collaboration, Estity becomes part of the joint membership benefits offered to members of AHN's six local associations. This aligns well with the organizations' common ambition to create greater security, clarity, and simplicity for Nordics with property in Spain. If you are an active member of the AHN association, there are valuable membership benefits to take advantage of. [Read more at AHN Association ](https://www.ahnforbundet.com/sv/) ## Learn more A collection of guides, articles, and official resources ### New collaboration with Fastighetsbyrån in Nerja – from dream to secure ownership Estity initiates collaboration with Fastighetsbyrån in Nerja to make the housing journey in Spain safer, clearer, and easier – both before and after the keys are handed over. ### New Partnership – Legal and Tax Expertise via Certus Legal Firm Through a new partnership with Certus Legal Firm, Estity strengthens its offering by providing accessible legal and tax support for non-resident property owners throughout the entire ownership journey. --- ### [From Personal Frustration to Estity – Read Our Story in Sydkusten.es](https://estity.com/en/article/from-frustration-to-estity-the-story-behind-the-startup/) Read about Estity's journey and how we work to make homeownership in Spain easier through digital tools, increased control, and better overview for property owners. ![Estity i Sydkusten.se](https://cms.estity.com/uploads/Skaermavbild_2026_06_01_kl_15_58_36_0ade5e6f70.png) # From personal frustration to Estity – Read our story in Sydkusten.es Why do so many homeowners in Spain still find that administration, government contacts, and regulations are so complicated that they need to use legal representatives? That was the question that laid the foundation for Estity. In an article in Sydkusten, we talk about the background of the company, the experiences that led to the idea, and our vision of making homeownership in Spain easier, safer, and more accessible. As homeowners in Spain, we ourselves experienced the challenges that many can relate to. Information was hard to find, processes unclear, and important documents scattered across various places. At the same time, it was often difficult to get a comprehensive overview of the obligations and actions actually required as a property owner. Today, we are developing a digital platform that helps homeowners gather documents, manage declarations, get guidance on important obligations, and create a clearer overview of their ownership – no matter where in the world they are. Since the start, we have established operations in Spain, become an approved partner of the Spanish tax agency (AEAT), built a network of local experts, and helped homeowners gain better control over their ownership. The goal is the same today as when we started: **To make homeownership as easy remotely as it is at home.** ### Read the article in Sydkusten In the article, we tell more about the journey behind Estity, the challenges in the market, and our view on the future of homeownership. [Read the full article at Sydkusten:](https://www.sydkusten.es/sk/146/a/45765/svensk-startup-vill-losa-kranglet-kring-bostader-i-spanien/) ### Take control of your homeownership Estity gathers everything about the property in one place – documents, declarations, important dates, contacts, and information that otherwise easily gets scattered. Whether the property is used for personal use, rental, or as a long-term investment, Estity helps you gain better overview, greater control, and an easier everyday life as a homeowner in Spain. --- ### [From housing dream to Secure ownership in Spain](https://estity.com/en/article/from-housing-dream-to-secure-ownership-in-spain/) Owning a home in Spain is a dream for many. But documents, taxes, important dates, and administration can quickly become complicated. Estity wants to make ownership easier, safer, and more transparent. ![Enjoying a house in Spain](https://cms.estity.com/uploads/Enjoying_a_house_in_Spain_17c65afb65.png) # From housing dream to Secure ownership in Spain Buying a home in Spain is for many the realization of a dream. But once the keys are handed over, another part of the journey begins – the one involving documents, taxes, declarations, authorities, and important dates. It is this part that Swedish Estity wants to make significantly easier. ## The dream is simple. Ownership can be more complicated. Those who own a home in Spain often recognize the situation. Documents in Spanish are stored in different places. Receipts and costs need to be organized. Taxes must be calculated and declared. If you rent out, additional tasks arise – while rules and important dates can change. For many, the solution is to send documents and information back and forth to various agents. This often solves the task itself but does not always give the homeowner better understanding or overview. It was precisely this experience that became the starting point for Estity. ## From personal frustration to a digital Service Behind Estity are brothers Jan Neidebro and Jens Johansson, who have themselves owned a home in Spain for over ten years. They found that the problem was rarely a single task. The difficulty was getting the whole picture: What has been declared? When is the next declaration due? Where are the documents? What does the letter that came in Spanish mean? What costs are associated with the home – and does the rest of the family have access to the information? The idea was therefore to gather more of the home ownership in one place and at the same time make it possible for the owner to understand and manage more themselves. ## Not just storage – But tools for Ownership itself In Estity, the homeowner can, among other things, make their Modelo 210 declaration and declare rental income. The information is filled in digitally and the tax is calculated based on the registered information. But the declaration is only part of the ownership. The user can gather property information, documents, receipts, income, and costs, keep track of important dates, and share information with family members or other owners. Spanish documents can also be uploaded for translation and summarization, making it easier to understand what the documents are actually about. If other parts of ownership are needed, it is also possible to apply for a NIE number, order a Nota Simple, and get help with a digital certificate. ## What you can do with Estity - Make the annual Modelo 210 declaration - Declare rental income - Get taxes calculated digitally - Apply for a NIE number - Order a Nota Simple - Obtain a digital ID - Upload, translate, and summarize Spanish documents - Gather property information, receipts, income, and costs - Share information with family members and other owners - Keep track of deadlines and recurring tasks ![What you can do with Estity](https://cms.estity.com/uploads/Chat_GPT_Image_Sep_9_2026_04_29_07_PM_8d8d3a8cdc.png) For many, the benefit is therefore not just about getting the administration done, but about understanding what is happening around the home. This is something that is repeated in the reviews from Estity's users. > It has suddenly become so much easier to own a property for us in this country, it gives us full control. I really want to recommend Estity. - Ulf M Property Owner in Spain · ★★★★★ Trustpilot ## Gather. Understand. Keep Track. Declare. The ambition with Estity is not to make the homeowner an expert in Spanish administration. Quite the opposite. The idea is that technology should simplify the parts that can be simplified and at the same time make it clearer for the owner what is happening. In situations where legal or tax expertise is needed, Estity collaborates with Spanish specialists. In this way, the property becomes not only easier to manage. The owner also gains greater insight into their own ownership and can gather information that otherwise easily ends up with different people, in different email threads and systems. ## More time for what you bought the home for Most people do not buy a home in Spain to manage it. They buy it for the sun, life, family, vacation – or perhaps as a long-term investment. Administration will still be a part of ownership but Estity aims to make that part take up less space. **From housing dream to Secure ownership in Spain.** ## Read more A collection of guides, articles, and official data explaining areas related to homeownership in Spain. ### Estity initiates collaboration with AHN Association in Spain Estity initiates collaboration with AHN Association and becomes part of the membership benefits for approximately 6,000 Nordics in Spain. ### New collaboration with Fastighetsbyrån in Nerja – from dream to secure ownership Estity initiates collaboration with Fastighetsbyrån in Nerja to make the housing journey in Spain safer, clearer, and easier – both before and after the keys are handed over. ### The Customer Journey Doesn't End at Purchase – Estity on the Future of Homeownership in Spain Buying property abroad is just the beginning. In an interview with Mäklarvärlden, Estity explains why long-term ownership needs more structure, security, and digital solutions ### From Personal Frustration to Estity – Read Our Story in Sydkusten.es Read about Estity's journey and how we work to make homeownership in Spain easier through digital tools, increased control, and better overview for property owners. --- ### [Green checkmarks today. Less stress tomorrow.](https://estity.com/en/article/green-checkmarks-today-less-stress-tomorrow/) Half the year has passed – now it's time to update your rental income, register expenses, and do your Imputed Income Tax. With a few simple steps today, you'll have better control and a much easier tax return when January comes. # Make your homeownership easy – collect green checkmarks It's now easier than ever to get a clear overview of your homeownership. With the help of green checkmarks, you can immediately see what is done and what remains to be done. Each green tick is a step towards safer, easier, and more structured ownership – so you can feel confident that you have control. ## Half the year has passed – update your rental income & expenses ![Collect Green Checkmarks 1.png](https://cms.estity.com/uploads/Skaermavbild_2026_07_07_kl_11_34_26_03fb5cb0a1.png) Have you rented out your home during the first months of the year? Then it's a good time to register your rental income and expenses in Estity now. By updating continuously, you get a clear overview of the results, gather all documentation in one place, and make the tax return in January much easier. **Be prepared. Keep your documents in order. Enjoy the feeling of having the tax return already under control.** ## Reminder – do your Imputed Income Tax now ![Skärmavbild 2026-07-07 kl. 11.37.25.png](https://cms.estity.com/uploads/Skaermavbild_2026_07_07_kl_11_37_25_f5c99c41cb.png) You don't have to wait until the end of the year to declare your Imputed Income Tax (Modelo 210). By doing it now, the tax return is completed in good time, and you avoid the stress in December. Has the property been rented out during parts of the year? Then you only declare the days the property was privately used or stood empty. Other days are reported later in the rental income tax return. **Be ahead of time. Get the tax return done and enjoy the rest of the year with full control over your homeownership.** **What do our customers think?** The best rating we can receive is satisfied homeowners. Read what our customers say about how Estity has made their homeownership easier, safer, and more structured. [**Read reviews on Trustpilot**](https://www.trustpilot.com/review/estity.com) --- ### [Have you missed the imputed income tax in Spain? This is what applies for Modelo 210](https://estity.com/en/article/have-you-missed-the-imputed-income-tax-in-spain-this-is-what-applies-for-modelo-210/) Have you missed declaring the imputed income tax in Spain? Here we go through what applies according to Spanish regulations, how late fees work, when older years might be statute-barred, and why it's important to act before AEAT does. --- ### [How does the reference value affect the gift and inheritance of properties in Spain?](https://estity.com/en/article/how-does-the-reference-value-affect-the-gift-and-inheritance-of-properties-in-spain/) The reference value in Spain determines how your property is taxed upon inheritance and gift – regardless of its actual worth. Here we explain what it means and what you as an owner need to be aware of. --- ### [How to obtain a NIE number in Spain](https://estity.com/en/article/how-to-obtain-a-nie-number-in-spain/) A clear step-by-step guide showing how to get your NIE number in Spain – whether you apply through a Spanish consulate or directly in Spain. Everything you need in one place. --- ### [I Own a House in Spain and Want to Start Renting It Out](https://estity.com/en/article/i-own-a-house-in-spain-and-want-to-start-renting-it-out/) Rent out your Spanish property legally — permits, tax, rules & tools for a secure and profitable rental process. --- ### [Important for Non-Resident Property Owners in Spain – Rules for 2026](https://estity.com/en/article/important-for-non-resident-property-owners-in-spain-rules-for-2026/) An overview of the most important tax rules for non-resident property owners in Spain during 2026. Read about new declaration dates, changes in Modelo 210, rules for tourist rentals, and what is required to avoid fines. ![Viktiga skattedatum 2026 Spanien](https://cms.estity.com/uploads/IMG_section_spain_documents_timeline_two_4x3_49c659197f.png) # Modelo 210 – What Non-Resident Property Owners Need for the Year 2026 A complete overview for those who own property in Spain but live abroad. Non-resident property owners in Spain face a familiar tax scheme, but with important changes for short-term rentals. Two declaration periods define the coming year, while a new reporting of rental activities from OTA platforms is mandatory. ## Why Must Non-Residents Declare? If you own a property in Spain but are not a resident in the country, the property is considered an economic asset that generates taxable consequences. The tax obligation arises whether you rent out the property or not. The three most common types of declarations are: ### 1. Imputed Income (Modelo 210) Even if you never rent out your property, it is considered under Spanish law to generate a fictitious income. This must be declared and taxed annually. ### 2. Rental Income (Modelo 210) If you rent out your property – short-term, long-term, or a combination – you must declare the actual income. ### 3. Capital Gain on Sale (Modelo 210) Upon sale, any gain must be declared. This applies even if you have already paid retención (3% withheld by the buyer). Reporting must occur no later than four months after the sale date. ## Important Dates 2026 ### A Single Annual Declaration Window for Rental Income From 2025, all rental income must be declared in *a single annual submission*, in January of the following year. This replaces the previous quarterly reporting. This means rental income for 2026 must be submitted **January 1–20, 2027**. ### New Unified Register for Tourist Rentals All tourist and short-term rentals are now covered by a central register - **Single Rental Registry** - Each property must have an NRA number, which is a verifiable registration number. - Rental platforms (Airbnb, Booking, etc.) must verify the number. - If the number is missing or incorrect, the listing can be removed. - Property owners risk fines for lack of registration. - Reporting of rental activities from OTA platforms is mandatory. **Februari 1 - March 3** every year. For those renting out, this means that license information must be correct and updated in all channels. ## Important Declaration Dates ### Imputed Income for 2025 - Final submission and payment deadline: **December 31, 2026** - Applies to all non-residents who do not rent out all year. ### Rental Income for 2026 - Declaration period and payment date: **January 1–20, 2027** - Applies whether the rental is tourist or long-term. Late submission can lead to late fees, interest, and additional penalties from the Spanish tax authority. ## Tax Rates and Calculation Basis ### Tax Rate - **19%** for owners residing in the EU/EEA - **24%** for owners outside the EU/EEA For EU/EEA owners, the tax is based on *net income* (income – expenses). For non-EU/EEA owners, the tax is based on *gross income* (no deductions). ## Calculation of Imputed Income The imputed income is based on the property's **cadastral value (valor catastral)**: - **1.1%** if the value has been recently revalued - **2%** if there has been no revaluation in the last ten years This amount is taxed at the relevant rate depending on the owner's tax residence. ## What Happens If You Do Not Declare? The consequences can be extensive: - Late fee that grows month by month, (1% per month for the first 12 months thereafter up to 15%) - Interest on unpaid amounts - Risk that the tax authority freezes your ability to conduct future transactions - Upon sale, the tax authority may withhold all or part of the sale proceeds until debts are settled The Spanish tax authority has tightened control over non-residents in recent years, particularly through automatic data cross-checks against the property register and digital rental platforms. ### Summary – What Does This Mean for You? - You must declare imputed income for 2025 by **December 31, 2026**. - Rental income for 2026 is declared **once, January 1–20, 2027**. - Tourist rentals require a **valid registration number** to be listed on platforms. - Reporting of rental activities from OTA platforms is mandatory. **Februari 1 - March 3 every year**. - The tax rate depends on whether you are an EU/EEA resident or not. - Missing the declaration can lead to fines, interest, and administrative obstacles. With Estity, you get support throughout the process – from automatic retrieval of property data to accurate calculation of both imputed income and rental income. All in one place, hassle-free. [button url="https://property.estity.com/register" text="Register for free and calculate your tax"] ## Read ### New Ruling in Spain: Deductions for Rental Costs Also for Non-Residents Outside the EU A new ruling from the Audiencia Nacional changes tax rules for non-resident property owners in Spain. Now, owners outside the EU also have the right to deduct rental costs in their declaration (IRNR), which may open up for refunds and strengthen legal certainty. ### Time to File Your Imputed Income Tax in Spain It’s time to declare your Imputed Income Tax for your property ownership in Spain. The deadline for submission and payment is December 31 – after this, late penalties may apply. --- ### [Imputed Income Spain 2025 – declare Modelo 210 easily 2026](https://estity.com/en/article/imputed-income-spain-2025-declare-modelo-210-easily-2026/) Declare imputed income in Spain for 2025 easily and securely. Understand how Modelo 210 works, the applicable rules, and get it done in just a few minutes. ![Calm morning terrace scene in Spain with soft natural light and a structured, minimal table vignette (coffee + closed laptop)](https://cms.estity.com/uploads/IMG_cover_affiliate_program_spain_terrace_morning_001_191x100_fabbd696f1.png) # Imputed Income Tax 2025 – time to declare (Modelo 210) Declare as you do at home and be done in 3 minutes - we have created the opportunity to easily and securely make your declarations on your own without the support of legal/tax representatives. This way, as a property owner in Spain, you gain a better understanding and control over the whole process while we gather everything in one place, great, right! As a non-resident property owner in Spain, you need to declare your imputed income (Imputed Income Tax). For the income year 2025, the declaration must be submitted in 2026. If you are declaring for the first time, simply fill in the details about yourself and your property. If you have done it before, everything is already saved, ready to be used again. >We believe it's better to be ahead of time and encourage not to wait until the last minute, then you can calmly relax knowing that everything is done, says Jens Johansson, Co-founder of Estity. In Estity, it's easy to make your declaration yourself and requires no prior knowledge, the system is updated according to current regulations. Estity is a collaborator and approved tax representative with the Spanish tax authorities. **You only need to fill in:** - who the owner is - what the property's cadastral value is (found in your deed - Escritura, IBI receipt) - if the property has been rented out and for how many days - how you want to pay your tax - via Estity, direct debit with withdrawal on 31/12, or via your Spanish bank office. Price 79€ per owner, with discount code 20% - **63.20€ per owner** Discount code: **CONTINUE20** - 20% until 2026-04-30 The code is used in the final step when paying for the service. [button url="https://property.estity.com" text="Declare now – done in a few minutes"] ## What is Imputed Income Tax in Spain? Imputed Income Tax is a tax that applies to you if you own a property in Spain but do not rent it out. It may seem unexpected – but the Spanish tax authorities assume that a property always has an "economic value," even if it is only used privately. **Why does the tax exist?** The idea is that your property is considered to provide you with a benefit (a kind of fictitious income) because you can use it yourself or have the opportunity to rent it out. You are therefore not taxed on actual income – but on a calculated (imputed) income. **How is the tax calculated?** The calculation is based on the property's cadastral value (valor catastral). Simplified: 1.1% or 2% of the cadastral value (depending on when the value was updated) On this amount, tax is paid: 19% (EU/EEA citizens, e.g., Swedes), non-EU/EEA citizens 24% **If you rent out the property?** Then different rules apply: You declare actual rental income, but for periods when the property has not been rented out, you still need to declare imputed income for that time. **When should the imputed tax be declared?** Imputed tax is declared once a year and applies to the previous year, i.e., in 2026, we declare for the tax year 2025. The last date for **submission and payment is December 31**, but you can already submit it now. [button url="https://property.estity.com" text="Declare now – done in a few minutes"] --- ### [June News for homeowners in Spain.](https://estity.com/en/article/june-news-for-homeowners-in-spain/) New tax rules, changes regarding short-term rentals, and continued rising property prices along Spain's coasts. In our June newsletter, we gather the most important things you as a homeowner should be aware of right now. --- ### [May News for Homeowners in Spain!](https://estity.com/en/article/may-news-for-homeowners-in-spain-nra-taxes-and-new-features/) What applies regarding NRA/NRUA, imputed tax, and inheritance of properties in Spain? Here we gather the month's most important news for those who own property in Spain – plus new updates in Estity's platform. --- ### [Modelo 210 Explained: Essential Tax Rules for Non-Resident Property Owners in Spain (2025 Update)](https://estity.com/en/article/modelo-210-explained-essential-tax-rules-for-non-resident-property-owners-in-spain-2025-update/) A comprehensive guide for non-resident property owners in Spain covering the updated Modelo 210 rules for 2025. Learn how imputed income, rental income, and capital gains must be declared, the new single filing window for rental income, the introduction of the Single Rental Registry, and what happens if you miss a deadline. Includes tax rates, deadlines, and practical implications for tourists rentals and compliance. ![Key Tax Changes for Non-Resident Property Owners in Spain 2025](https://cms.estity.com/uploads/Skaermavbild_2026_03_31_kl_13_11_13_a8947f89d1.png) # Modelo 210 – What Non-Resident Property Owners Need to Know for 2025 A complete guide for anyone who owns property in Spain but lives abroad. Non-resident property owners in Spain face a familiar tax structure, but 2025 brings important changes—especially for short-term rentals. Two declaration periods define the coming year, while a new rental registry changes how tourist properties can be listed on digital platforms. ## Why Non-Residents Must File Spanish Tax Returns If you own a property in Spain but are not a tax resident, your property is treated as an asset that generates tax obligations—whether you rent it out or not. The three most common types of declarations are: ### 1. Imputed Income (Modelo 210) Even if you never rent out your property, Spanish law considers it to generate a fictional income that must be declared and taxed annually. ### 2. Rental Income (Modelo 210) If you rent out your property—short-term, long-term, or a combination—your rental income must be declared. ### 3. Capital Gain on Sale (Modelo 210) When you sell your property, any gain must be declared, even if 3% retention (retención) has already been withheld by the buyer. The declaration must be filed no later than four months after the sale. ## Key Changes in 2025 – What’s New? ### A Single Annual Return for Rental Income Starting in 2025, all rental income will be declared through one single annual submission in January of the following year. This replaces the previous quarterly system. For income earned in 2025, the filing period is **1–20 January 2026.** ### New Central Registry for Tourist Rentals All tourist and short-term rental properties are now included in a central register – the **Single Rental Registry**. Key requirements: - Every property must have a verifiable registration number. - Platforms such as Airbnb and Booking must verify the number. - Listings missing a valid number can be removed. - Property owners risk fines if the registration is missing or incorrect. If you rent your home, your licence information must be accurate and updated across all platforms. ## Important Filing Deadlines ### Imputed Income for 2024 - Deadline:** 31 December 2025** - Applies to all non-resident property owners who do not rent out their property for the entire year. ### Rental Income for 2025 - Filing period: **1–20 January 2026 ** - Applies regardless of whether the property is rented short-term or long-term. Late filing may result in penalties, interest, and additional charges from the Spanish Tax Agency (AEAT). ## Tax Rates and Calculation Rules ### Tax Rates - **19%** for EU/EEA residents (based on *net* rental income – costs deductible) - **24%** for non-EU/EEA residents (based on *gross* rental income – no deductions allowed) ### How Imputed Income Is Calculated Imputed income is based on the property’s **cadastral value (valor catastral)**: - **1.1%** if the cadastral value has been updated recently - **2%** if the property has not been revalued within the past 10 years This calculated amount is then taxed according to the owner's residency status. ## What Happens If You Don’t File? Failing to declare can lead to significant consequences: - Monthly late penalties (1% per month for the first 12 months, then up to 15%) - Interest charged on outstanding amounts - AEAT may block your ability to carry out future transactions - Upon selling your property, tax authorities may withhold part—or all—of the sales proceeds until debts are settled In recent years, AEAT has increased enforcement, particularly through automated cross-checks with the property registry and digital rental platforms. ### Summary – What This Means for You - You must file your **imputed income declaration for 2024** no later than **31 December 2025**. - Rental income for 2025 is filed **once**, between **1–20 January 2026**. - Tourist rentals require a **valid registration number** to appear on rental platforms. - Your tax rate depends on whether you are an EU/EEA resident. - Missing a declaration can lead to fines, interest, and administrative complications. With Estity, you receive full support throughout the process—from automatic retrieval of property data to correct calculation of both imputed income and rental income. **Everything is gathered in one place, without hassle**. [button url="https://property.estity.com/register" text="Register for free and calculate your tax"] --- ### [Modelo 210 is changing – new filing dates and clearer reporting of expenses](https://estity.com/en/article/modelo-210-is-changing-new-filing-dates-and-clearer-reporting-of-expenses/) Modelo 210 will change from 2027. Learn about the new filing dates and the requirement to categorise expenses when declaring rental income. --- ### [New collaboration with Fastighetsbyrån in Nerja – from dream to secure ownership](https://estity.com/en/article/new-collaboration-with-fastighetsbyran-in-nerja-from-dream-to-secure-ownership/) Estity initiates collaboration with Fastighetsbyrån in Nerja to make the housing journey in Spain safer, clearer, and easier – both before and after the keys are handed over. ![Andreas Larsson Fastighetsbyrån med Jens Johansson Estity](https://cms.estity.com/uploads/Fastighetsbyran_samarbete_6d5237915d.jpg) # New collaboration with Fastighetsbyrån in Nerja – from dream to secure ownership Buying a home in Spain often starts with a dream. The sun, the place, the life, and the feeling of having something of your own to return to. But the path from dream to completed purchase involves many steps. Areas need to be understood, properties compared, legal issues handled, and decisions made in a market that may differ from what you are used to at home. Therefore, the right realtor can make a big difference from the start. An experienced local expert helps you understand the market, find the right area, ask the right questions, and avoid common pitfalls. We see the realtor as an important link in the ownership journey. Therefore, we are pleased with our **collaboration with Fastighetsbyrån in Nerja** – a professional realtor who for over 15 years has helped buyers and sellers find their way in the Spanish housing market. We share the same view on the value of security, control, and simplicity. They help you take the first steps in the right way. Once the property is yours, the ownership journey continues. Then Estity can help both new and existing homeowners gather documents, get a better overview, manage important dates, and understand their obligations as owners in Spain. In this way, ownership becomes easier to follow, share, and take control of – whether you have just received the keys or have owned your property for many years. **Together we want to contribute to a safer, clearer, and more cohesive homeownership – even after the keys are handed over.** --- ### [New features in Estity – AI, Super search, Guides, and NIE application](https://estity.com/en/article/new-features-in-estity-ai-super-search-guides-and-nie-application/) Estity has received several new features that make it easier to manage a property in Spain. Translate and summarize documents with AI, find information with Super Search, access new guides, and apply for an NIE number directly through the platform. # New features and Updates in Estity Hello, Estity continues to evolve to make it easier to own and manage a property in Spain. Recently, we have launched several new features and made the platform even clearer and easier to use. Our development is based on the needs and challenges you face as property owners. Is there something in your ownership that still feels complicated, time-consuming, or should be handled digitally? Feel free to get in touch and tell us. Your experiences and ideas help us develop Estity in the right direction. Best regards, **Jens Johansson, Co-founder & CEO** # AI has moved into Estity AI is a powerful tool for reading, translating, and summarizing information. Therefore, you can now use AI directly in Estity to translate documents or get a quick summary of the content. ### AI reading on transactions ![Transaction import](https://cms.estity.com/uploads/Transaction_import_e94af439f4.png) We have also made it easier to register expenses. Through automatic reading, information from receipts and other documents can be retrieved and used to create expense transactions – quickly, easily, and with less manual input. Transaction files from Sabadell and Caixabank are read using line reading without AI support. ### Understand your spanish documents Easily with AI ![AI translation](https://cms.estity.com/uploads/AI_translation_a02fd14dd1.png) Spanish documents can contain words, phrases, and details that are difficult to understand. Therefore, you can now easily translate documents or get an easy-to-understand summary of the most important content directly in Estity. Upload a PDF, a scanned document, or a photo under Documents and choose Translate with AI or Summarize with AI. The function works in the background, so you can continue using Estity in the meantime. When the result is ready, you will receive a notification, and the new version is automatically saved next to the original. Simple, easy, and all in one place. ### Find the right information with Super search ![Super search](https://cms.estity.com/uploads/Super_search_37bce555b3.png) In the header, there is now a common search field that searches among the documents, receipts, and notes you have saved in Estity. This makes it easier to quickly find the right information, even as the content on the platform grows over time. ### A clearer header and a consolidated Help section ![Help gathered in one place](https://cms.estity.com/uploads/Help_gathered_in_one_place_5af4011c44.png) The header for your logged-in property has a new look. Guides, articles, and news have been gathered under **Help**, along with the option to leave feedback or contact us. The change makes it clearer where to find guidance and support when you need help. ### Do you need an NIE number? ![NIE number](https://cms.estity.com/uploads/NIE_number_fad3733ed6.png) Under **Options** in the platform, you can now apply for an NIE number through the Spanish embassy in Stockholm. The service costs 99 euros per person. The embassy in Stockholm is the first. At the same time, we are working to expand the service so that more of Spain's embassies in other countries can be included. We help you prepare and fill in the necessary documents. Then you follow a simple step-by-step guide and book your appointment at the embassy. This way, the application becomes clearer and easier – and you know what needs to be done at each step. ### **New Guides on property ownership in Spain** ![Guides in platform](https://cms.estity.com/uploads/Guides_in_platform_ea2d30b8eb.png) Owning a property in Spain involves keeping track of taxes, documents, regulations, and important dates. As part of Estity's knowledge work, we are therefore developing guides on various aspects of property ownership. The information is summarized in a simple and graphical way to make even complex issues easier to understand. You will find the guides under **Help** in the platform. Guides will be available in five languages: Swedish, English, French, German, and Spanish, and will be accessible to our customers. ### **Updated Terms of use and Privacy policy** We have updated our terms of use and privacy policy to include the optional AI features: translation and summarization of documents, import of bank statements, receipt reading, and the upcoming AI assistant in the platform. In short, this means that the features are only activated when you choose to use them. To perform the task, we send the content you choose to our AI provider OpenAI. When you use the assistant, your message is sent along with a limited amount of relevant information. **Bank statements are anonymized before being processed. OpenAI does not use this information to train its models.** If we do not yet support your bank's file format, we may save a copy solely to learn how to handle the format and thus improve the function for Estity's users. The information is not shared with anyone else. AI-generated translations and summaries are created automatically. The quality of the file, use of slang, unusual phrases, and other linguistic variations can affect the result. Therefore, the information cannot be guaranteed to be completely accurate. Always check the content before saving it or using it as a basis.**The assistant does not replace tax advice or legal advice.** You can choose to opt out of the features by not using them or by turning off AI in your profile settings. **Complete Policy Documents:** [Read our Terms of Use](https://estity.com/sv/terms-of-service/) [Read our Privacy Policy](https://estity.com/sv/privacy-policy/) ##### Reminder – File your annual property Tax now You do not have to wait until the end of the year to declare your annual property tax (Imputed Income Tax) - Modelo 210. By doing it now, the declaration is completed in good time, and you avoid the stress in December. Has the property been rented out during parts of the year? Then you only declare the days the property was privately used or vacant. Other days are reported later in the declaration for rental income. **Be early. Get the declaration done and enjoy the rest of the year with full control over your property ownership.** --- ### [New features in Estity – better overview, simpler onboarding, and smarter reminders](https://estity.com/en/article/new-features-in-estity-better-overview-simpler-onboarding-and-smarter-reminders/) Several new improvements are now live in Estity. With a new design, faster onboarding, calendar reminders, and clearer document management, it is now even easier to stay in control of your property ownership in Spain. # New features in Estity – better overview, simpler onboarding, and smarter reminders During spring and early summer, we have continued developing Estity with a clear goal: to make property ownership simpler, safer, and more transparent for those who own a home in Spain. Many of the improvements are based on user behavior, feedback from our customers, and insights into how property owners actually navigate their ownership. The result is several new features and updates that are now available in the platform. ## New design in the overview ![Nya funktioner.png](https://cms.estity.com/uploads/Skaermavbild_2026_07_07_kl_11_29_56_f889edb1d7.png) The overview has been given an updated look and improved structure. Through research in user behavior and cognition, we have redesigned the experience to make information easier to understand and important areas easier to find. The goal is for you to quickly gain a clear picture of your ownership. ## Simpler onboarding ![Enklare onboarding.png](https://cms.estity.com/uploads/Enklare_onboarding_8faa899a57.png) Getting started with Estity should be simple, even if you are new to owning a property in Spain. That is why we have improved the onboarding flow with clearer symbols, simpler steps, and better guidance. This helps you understand the value of the platform faster and begin building your property profile. ## New calendar with reminders ![Kalender.png](https://cms.estity.com/uploads/Kalender_107eb6d529.png) We have launched a new calendar feature where important dates become clearer and easier to follow. Here, you can collect important events related to your ownership – from tax declarations and document renewals to your own reminders. The feature is designed to give you better control and reduce the risk of missing important deadlines. ## Important documents first ![Viktiga dokument först.png](https://cms.estity.com/uploads/Viktiga_dokument_foerst_a6c6f54cb3.png) The document section has also been improved. We now highlight the documents that often create the greatest value early in the ownership journey, such as purchase documents, tax documents, and other key records. This makes it easier to understand what is important to collect and keep organised from the start. ## Uppdaterade policyer och användarvillkor As Estity grows and more services are launched, we have also updated our [terms of use](https://estity.com/en/terms-of-service/) and [privacy policy](https://estity.com/en/privacy-policy/). This is to better reflect how the platform is used today, the services we offer, and how we work to create security and transparency for our users. ## We continue building – together with you Estity is continuously developed based on the real needs of property owners. Our goal is to create the most complete and user-friendly platform for those who own property abroad – where everything from documents and taxes to family security and important reminders is collected in one place. Do you have ideas or feedback? Please get in touch – much of what we build starts right there [Leave feedback](https://property.estity.com/feedback) --- ### [New Partnership – Legal and Tax Expertise via Certus Legal Firm](https://estity.com/en/article/new-partnership-legal-and-tax-expertise-via-certus-legal-firm/) Through a new partnership with Certus Legal Firm, Estity strengthens its offering by providing accessible legal and tax support for non-resident property owners throughout the entire ownership journey. ![Estity-certus-row.png](https://cms.estity.com/uploads/Estity_certus_row_3e9c6fdc59.png) # New Partnership – Legal and Tax Expertise via Certus Legal Firm Owning property in Spain involves more than day-to-day administration and tax filings. Legal and tax issues can arise at different stages of life and throughout the ownership journey. That is why we are pleased to announce a new partnership between **Estity** and **Certus Legal Firm**. Through this collaboration, Estity’s clients gain access to comprehensive legal and tax expertise, specifically tailored to international and non-resident property owners in Spain. **Certus Legal Firm** is a well-established Spanish law firm based in Málaga, focused on international clients, providing advice in, among others, the following areas: **Property & Legal Services** Legal support for buying and selling property in Spain, including contracts, registration, rental compliance, licences, and powers of attorney. **Inheritance, Family & Future Planning** Spanish wills and inheritance matters, with a focus on clarity, efficiency, and cross-border asset protection. **Immigration & Residency** Guidance on NIE numbers, residence permits, and visas such as the Non-Lucrative and Digital Nomad Visa. **Corporate & Commercial Law** Company formation and ongoing corporate support, including compliance, business structuring, acquisitions, and recurring accounting, tax, and labour advice for companies. **Tax & Fiscal Advice** Advice on wealth and solidarity tax, local taxes, and tax planning, complementing Estity’s tax declaration services. This partnership reinforces Estity’s commitment to providing security, quality, and reliable support throughout the entire ownership journey—from everyday administration to complex legal and tax matters where professional advice is essential. > *“Our goal is to make legal and tax responsibilities understandable and manageable in everyday property ownership. Most of the time, owners should be able to handle their legal obligations themselves with clarity and confidence. When life gets in the way, this collaboration allows us to offer Certus Legal Firm’s expertise — so our clients can quickly regain control and find reassurance through trusted legal and tax support.”* > **— Jens Johansson, Co-founder, Estity** Certus Legal Firm operates from Málaga and offers services in English and Spanish. **Would you like to know more or be contacted?** Click and us a request and we’ll be happy to help. [button url="mailto:support@estity.com?subject=Legal Support" text="Legal support"] --- ### [New Ruling in Spain: Deductions for Rental Costs Also for Non-Residents Outside the EU](https://estity.com/en/article/new-ruling-in-spain-deductions-for-rental-costs-also-for-non-residents-outside-the-eu/) A new ruling from the Audiencia Nacional changes tax rules for non-resident property owners in Spain. Now, owners outside the EU also have the right to deduct rental costs in their declaration (IRNR), which may open up for refunds and strengthen legal certainty. ![Rental Expenses Can Be Deducted Even for Non-EU Non-Residents.png](https://cms.estity.com/uploads/Rental_Expenses_Can_Be_Deducted_Even_for_Non_EU_Non_Residents_1ebf6c2a3c.png) # New Ruling Opens Up Cost Deductions for Property Owners Outside the EU/EEA **Update August 2026**: Agencia Tributaria's official guidance has not yet been adapted to the ruling. Therefore, property owners outside the EU/EEA should not assume that cost deductions will be automatically accepted. However, the ruling may support requests for corrections and refunds in individual cases. A ruling from the Audiencia Nacional on July 28, 2025, could have significant implications for property owners who are tax residents outside the EU/EEA. The court granted a person residing in the USA the right to deduct costs directly related to the rental of a property in Spain. The ruling challenges current rules, under which persons outside the EU/EEA are normally taxed at 24 percent on rental income without cost deductions. However, it does not yet mean that the right to deductions can be generally and risk-free applied by all property owners outside the EU/EEA. ## Background to the Ruling Previously, the right to deductions only applied to property owners within the EU/EEA. The decision now overturns the previous stance of the central economic-administrative court and is based on the principle of free movement of capital (Article 63 of the TFEU). The case was based on a property owner in the USA with a rented property in Barcelona, but the ruling has broader implications for all non-resident property owners outside the EU. ## Immediate Consequences - Possibility to correct previous *IRNR* declarations to include costs. - Refunds can be requested if the statute of limitations allows. - Approved costs include, among other things, maintenance, community fees, insurance, and management costs. ## What Does Not Change - The tax rate for non-residents outside the EU remains at **24%**, compared to **19%** for EU/EEA residents. - The special reduction for renting a permanent residence in Spanish income tax (*IRPF*) still does not apply to *IRNR*. ## Tax and Market Impact The ruling may provide economic relief and improved legal certainty for non-resident owners. In the market, a more harmonized regulatory framework could affect investment willingness and the supply of rental properties, especially in areas where many foreign owners are present. ## A Political Message The ruling coincides with an ongoing political discussion about special taxes for property purchases by non-residents from third countries, with proposals for up to 100% extra taxation. Although this case does not directly address that issue, it sends a signal that EU freedoms set limits on discriminatory measures based on residence or nationality. --- *At Estity, we see the ruling as an important step towards increased clarity and fairness. For property owners, it means new opportunities to optimize their rentals and enhance the value of their investments.* --- ### [Newsletter October - Important for Those Renting Out Their Property in Spain](https://estity.com/en/article/newsletter-october-important-for-those-renting-out-their-property-in-spain/) From the income year 2026, the declaration periods for rental income in Spain will change. We explain what you need to know and how to prepare in Estity. Additionally, your first declaration for personal use in 2025 can give you 12 months with an Estity Account at no extra cost. ![Jens mindre.jpg](https://cms.estity.com/uploads/Jens_mindre_0b1e8dc518.jpg) > **Jens Johansson** > Co-founder & CEO Hello, Are you renting out your property in Spain? Then there is an important change to be aware of. For incomes from 2026 onwards, the rules for when the declaration must be submitted will change. With Estity, you don't need to keep track of the new dates. You make the declaration as usual, and we ensure it is submitted at the right time. If you have any questions, feel free to reply to this email. Best regards, [Read more about what is changing](/article/modelo-210-changes-new-dates-and-clearer-reporting-of-costs/) # New Rules for Declaring Rental Income in Spain from 2026 From the income year 2026, the rules for when rental income from a property in Spain should be declared via Modelo 210 will change. For non-residents, the change mainly means that the declaration time depends on whether the calculation results in tax to be paid or if the tax is 0 euros. In Estity, you don't need to keep track of which period applies. You make the declaration in the same simple way – we adapt the handling according to the new rules and ensure it is submitted at the right time. ### Two Different Declaration Periods If the declaration results in tax to be paid, the rental income for 2026 should be declared: **April 1–20, 2027** For payment via direct debit, the period is **April 1–15**. If the declaration instead results in **0 euros **in tax – so-called cuota cero – it should be submitted earlier: **January 1–20, 2027** It therefore becomes more important to have compiled the year's rental income and expenses when the calendar year ends. ### More Detailed Reporting of Costs At the same time, a new annex to Modelo 210 is introduced where deductible costs for the rental must be specified in more detail. This makes it even more important to continuously keep track of rental income and documentation for, for example, community fees, insurance, taxes and fees, electricity, water, and other costs related to the rental. **New Rules – Just as Simple in Estity** Changed tax rules should not make the declaration more complicated. From January 1, 2027, you can complete the declaration for your rental income during 2026 in Estity. We calculate the result based on your information and keep track of which declaration period applies: **- 0 euros in tax → January 1–20** **- Tax to be paid → April 1–20** You can thus complete the declaration as early as **January,** even if it is to be submitted first in April. Estity ensures that the declaration follows the new rules and is submitted at the right time. At the same time, you can gather the year's income, expenses, and documentation in Estity, so that the information is in place when it is time to declare. ## Start Modelo 210 **Make the Declaration for 2025 – Get Estity Account Free for 12 Months** For the days in 2025 when the property was at your disposal and not rented out, December 31, 2026, still applies as the last declaration day. If you make your first declaration for personal use in 2025 through Estity during 2026, 12 months of Estity Account for the relevant property are included at no extra cost – **a value of €120.** You get a whole year where you can gather and translate documents, keep track of income and expenses, and share information with family or other owners. *The offer applies with a declaration purchase for the relevant property. The declaration fee and the tax itself are paid separately.* --- ### [Now We Speak More Languages](https://estity.com/en/article/now-we-speak-more-languages/) Estity's website and platform are now available in Swedish, English, German, French, and Spanish. See how you can easily change the language on the platform. # Now We Speak More Languages! ![Nya sprak.png](https://cms.estity.com/uploads/Nya_sprak_f0fc350bdb.png) Homeowners in Spain come from many different countries. To make Estity accessible to more people, both the platform and the website are now available in German, French, and Spanish, in addition to Swedish and English. This means more homeowners can get information and manage documents, finances, important dates, and tax declarations in the language that suits them best. The expansion is an important step in Estity's ambition to simplify property ownership for more people in Europe – regardless of nationality or previous experience of owning a home abroad. **Five languages – the same simple and secure home ownership.** ### How to Change Language on the Platform ![sprakguide.png](https://cms.estity.com/uploads/sprakguide_45ddb1593f.png) ## Read More A collection of guides, articles, and updates ### Green checkmarks today. Less stress tomorrow. Half the year has passed – now it's time to update your rental income, register expenses, and do your Imputed Income Tax. With a few simple steps today, you'll have better control and a much easier tax return when January comes. ### New features in Estity – better overview, simpler onboarding, and smarter reminders Several new improvements are now live in Estity. With a new design, faster onboarding, calendar reminders, and clearer document management, it is now even easier to stay in control of your property ownership in Spain. --- ### [NRA Requirements in Spain – Registration & Annual Rental Reporting 2026](https://estity.com/en/article/nra-requirements-in-spain-registration-and-annual-rental-reporting-2026/) New NRA and NRUA requirements introduce mandatory registration and annual rental reporting for property owners in Spain. Learn what applies, key dates, and how to stay compliant in 2026. ![Registradores de españa](https://cms.estity.com/uploads/Registradores_de_espana_2_6f5dd41c50.jpg) # New requirement for property rentals in Spain: NRA / NRUA number and annual reporting Since the introduction of the national register for short-term rentals, the number of registered properties has increased rapidly. As of **January 2026**, official statistics show the following: ## NRA registration – key figures. * **Total NRA/NRUA numbers issued:** approximately **400,000** * **Fully approved registrations:** approximately **300,000** * **Registrations in provisional status:** approximately **16,500** * **Revoked registrations:** approximately **84,000** A large proportion of registrations relate to **entire properties used for tourist purposes**, but the register also covers other forms of temporary rentals. The data is managed by Colegio de Registradores and is based on applications submitted both digitally and via in-person registration. ## Depósito de NRUA – what does the annual reporting mean in practice? In addition to the registration requirement for rental properties, an **annual reporting obligation** has now been introduced, linked to an existing NRUA number. This reporting is commonly referred to as Depósito de NRUA and does not constitute a new registration number, but rather a recurring report summarising how the property has actually been rented out. The reporting applies to all property owners with an NRUA number when renting out via an OTA and must be submitted annually. ### First reporting period * **1 February – 2 March 2026** * Covers rental activities carried out during **2025** ## What does the annual reporting involve? Property owners who rent out their property and hold an NRUA number must submit an annual summary of their rental activity. The purpose of the reporting is to provide authorities with an **overall view of how the property has been used during the year**. ### The report must include, among other things: * Type of rental (e.g. tourist rental or other temporary rental) * Number of contracts or rental periods * NRUA number * Property registration code (CRU) * Dates of each check-in and check-out * Number of guests per booking It is important to note that **no personal data relating to guests is reported**. All information is submitted in anonymised form. The annual NRA reporting **does not replace the tax return**. It is a separate information requirement and applies regardless of whether the rental activity has generated taxable income or not. ## Who is affected? * Owners of properties rented out on a short-term or temporary basis * Rentals carried out via platforms such as Airbnb, Booking,com, etc. * Non-resident property owners are also included ## Why is Depósito de NRUA being introduced? The purpose of the annual reporting is to: * Ensure that the national register reflects actual property usage * Increase transparency in short-term and seasonal rentals * Provide authorities with improved control and oversight tools * Prevent illegal or unregistered rentals The reporting is **mandatory for all properties with an NRUA number**, applies per property, and does not replace other requirements such as tourist licences, regional regulations or tax filings. ### What happens if the report is not submitted? If the annual NRUA report is not submitted, or is submitted late, it may lead to direct consequences: * The NRUA number may be **suspended or revoked** * The property may **no longer be advertised** * The property may **not be rented out legally** * Rental platforms may **block listings** In practice, this means that **all rental activity may be halted** until the reporting has been completed correctly. ## How should the NRA reporting be submitted? The annual NRA reporting must be carried out **digitally** and is handled via **Colegio de Registradores**or in person at relevant Land Registry office. In practice, this means: * Reporting is submitted **electronically**, not through the tax return * Submission is made via the technical solution provided by Colegio de Registradores * The report must be filed in a **standardised XBRL format** * A specific application, known as the **N2 application**, is used to generate the correct report file * If the submission is made in person, it must be carried out at the relevant Land Registry office together with the required documentation. **From when can I download the application and on which platform is it available?** The N2 program will be available for download starting on 31 January 2026. You can download the application from the Electronic Office of the College of Registrars (Sede Electrónica del Colegio de Registradores), in the section “Documentation and downloads”. To do so, please go to: [https://sede.registradores.org/sede/sede-corpme-web/home/](https://sede.registradores.org/sede/sede-corpme-web/home/) ### Important to keep in mind * The reporting must be completed **annually** * A valid NRUA registration is a **prerequisite** * Failure to report correctly may result in **sanctions or future compliance issues** Read more and access official information here: [https://www.registradores.org/documents/d/guest/promocional_depositos_nrua-4](https://www.registradores.org/documents/d/guest/promocional_depositos_nrua-4) --- ### [Ownership in Spain – Clarity for the Whole Family](https://estity.com/en/article/ownership-in-spain-clarity-for-the-whole-family/) Do you own a property in Spain remotely? Estity brings peace of mind by gathering tax declarations, documents, and ownership overview in one secure platform – with visibility for the whole family. ![Multigenerational family spending time together outdoors, representing security and long-term peace of mind.](https://cms.estity.com/uploads/Multigenerational_family_a41466dfc4.jpg) # Peace of mind in property ownership – When your home is far away and life happens Owning a property is, for many, one of life’s biggest investments. It is also often a long journey – on average, people own their home for around **15 years**. During that time, life changes. Relationships evolve, children grow up, parents grow older, and sometimes events occur that none of us could have planned for. In many families, there is a clear division of roles: one person takes greater interest in the finances, keeps track of documents, manages contact with representatives, and ensures that taxes and fees are paid on time. As long as everything runs smoothly, this works well. But what happens on the day that person can no longer manage, no longer has the energy – or is no longer there? ## Remote ownership demands greater control Owning a property remotely – in another country – always adds an extra layer of complexity. Different regulations, different authorities, another language, and often external representatives handling parts of the ownership. Information easily becomes fragmented: email threads, lawyers, paper folders, hard drives, or various digital services. In everyday life this may go unnoticed. But in the event of a divorce, illness, or death, the consequences quickly become clear. Family members may suddenly face questions such as: * Where are all the documents related to the property? * Which taxes have been paid – and which are still outstanding? * Are there powers of attorney, contracts, or ongoing matters? * Who is in contact with authorities and representatives? Without structure, the situation becomes not only difficult – but stressful, time-consuming, and often costly. ## When life changes, the resilience of ownership is tested Certain life events are particularly revealing when it comes to how well a property ownership is truly organised. In the event of a **divorce**, both parties need to quickly gain a shared and clear understanding of assets, costs, and responsibilities. If only one person has had full visibility, the situation can easily become unnecessarily conflict-driven. In the case of a **death**, time often becomes a critical factor. Family members need to quickly present the correct documentation, understand the current situation, and manage processes in a country where the legal framework may be unfamiliar. In the event of **illness or an accident**, someone else may temporarily need to take over the practical responsibility. In such cases, it is essential that information is not tied to a single individual, but is accessible and easy to understand. In all of these situations, peace of mind is not about avoiding difficult moments, but about being prepared when they arise. ## Peace of mind is more than legal formalities – it is insight and understanding Many people associate security with legal matters: contracts, powers of attorney, and representatives. These are important elements. But in practice, **insight and overview** are just as critical. **Knowing:** * what has been done * what has been paid * which documents apply * how the ownership actually works in everyday life When more people in the family have this understanding, vulnerability decreases. Ownership is no longer dependent on one single person – it is supported by structure. ### A unified ownership experience, in your language This is where **Estity** comes in. Estity is built to simplify and create peace of mind in remote property ownership. By gathering the most important aspects of the property in one single platform, ownership becomes clearer – not only for you, but also for those closest to you. **With Estity, you can:** * store documents, receipts, and property-related records in one place * gain a clear overview of taxes and administration * work in an environment adapted to your language and understanding * invite family members and give them insight into how the ownership works It is not about sharing all responsibility – but about creating transparency. The reassurance that others can understand, follow, and, if necessary, step in. ## For the entire ownership journey A remote home is often both an investment and a future dream. Over an ownership period of 10, 15, or 20 years, it is reasonable to assume that life will change. That is why the structure surrounding the property must also be built for change. Peace of mind in property ownership is created when order, insight, and accessibility are in place – long before they are truly needed. **That is the peace of mind Estity aims to provide:** A unified, understandable, and long-term way to own property remotely – for you and for those who matter most. [button url="https://property.estity.com/register" text="Register for free and get peace of mind"] --- ### [Property Tax Discounts for Solar Panels in Spain ](https://estity.com/en/article/property-tax-discounts-for-solar-panels-in-spain/) Installing solar panels in Spain lowers costs and payback time. Don’t miss the chance to apply for a property tax (IBI) discount. ![Installing sun panels](https://cms.estity.com/uploads/Sun_panels_Spain_10da133269.jpg) # Property Tax Discounts for Solar Panels in Spain – A Complete Guide Investing in solar panels in Spain not only reduces your electricity bills and offers access to Swedish or EU incentives with a short payback period. Many property owners, however, forget that they can also apply for a **discount on the municipal property tax (IBI)** – a benefit that can improve the return on your investment even further. ## What the law says - **IBI (Impuesto sobre Bienes Inmuebles):** According to TRLRHL art. 74.5, municipalities can grant up to 50% discount on IBI for properties with solar energy systems installed. - **ICIO (Impuesto sobre Construcciones, Instalaciones y Obras):** Municipalities can reduce the building permit tax by up to 95% for installations that promote solar energy (TRLRHL art. 103.2(b)). Note: If the installation is **mandatory by building code**, many municipalities will not grant the discount. ### Who decides the discount? - The **municipality** sets the exact percentage, duration, and requirements. - **Regions** (e.g. Andalusia, Catalonia, Madrid) may publish guides and promote incentives, but they do not decide the property tax discounts. #### Examples by city - **Barcelona:** 50% IBI for 3 years on voluntary installations + up to 95% ICIO. - **Madrid:** Up to 50% IBI for up to 5 years. Application must be filed the same year the installation is registered. - **Málaga:** 15% IBI for 3 years, capped relative to installation cost. - **Seville:** 50% IBI for 3 years. - **Valencia:** 50% IBI for 3 years (not applicable if installation is mandatory). - **Marbella / Fuengirola / Torremolinos:** Typically 25–50% for 3–5 years. - **Nerja:** Currently no specific IBI or ICIO discount for solar installations. ## How to apply 1. **Building permit or declaration** (*licencia de obra* or *declaración responsable*). 2. **Documentation:** invoices, proof of payment, technical certificate, and sometimes photos. 3. **Registration:** in some municipalities, the installation must be registered in the regional registry. 4. **Apply on time:** usually via the municipal e-office. The discount typically applies starting the next tax year. 5. **Review the decision:** check percentage, duration, and any cost cap (e.g. Málaga applies a 15% discount for 3 years, capped at 33% of installation cost). ### Existing installations - **Retroactive claims are rare.** Example: Madrid requires the application the same year the installation is registered. - **Upgrades:** in some municipalities, adding elements such as **batteries** can qualify as a new action and trigger a new discount application. ### Don’t forget ICIO Apart from IBI, you may also receive a reduction on **ICIO (building permit tax)** of up to 95%. This must usually be applied for at the same time as the building permit. #### Application Checklist - Building permit/licence or *declaración responsable* - Invoices and proof of payment - Technical documentation (capacity, system details) - Photo evidence (if required) - Registration certificate (if required) - Application submitted within the correct timeframe ### Conclusion - The **IBI discount can reach up to 50%**, but the amount, duration, and conditions depend on your municipality. - The **ICIO discount can be up to 95%**, applied when requesting the building permit. - Larger cities such as **Barcelona, Madrid, Seville, and Málaga** have clear rules, while smaller towns such as **Nerja** currently offer no discount. ### Important to know The exact rules always depend on the **municipality where your property is located**. There is currently **no national registry** of IBI and ICIO discounts – you must check your municipality’s *ordenanza fiscal* or contact the local council directly. #### Stay informed **Sign up for our newsletter** to receive valuable updates for property owners in Spain. --- ### [Proposal for 21 percent VAT on tourist rentals in Spain](https://estity.com/en/article/proposal-for-21-percent-vat-on-tourist-rentals-in-spain/) Spain wants to introduce 21 percent VAT on certain tourist rentals, but the proposal has not yet been decided. Here we explain the background, current regulations, and what the change could mean for homeowners. --- ### [Remote Property Management](https://estity.com/en/article/remote-property-management/) Owning property in Spain while living elsewhere presents unique challenges – from maintenance to tax obligations. Here are six essential strategies to keep your home safe, compliant, and guest-ready – even when you're not there. ![Revovation on building](https://cms.estity.com/uploads/Outside_painter_7b5fef3666.jpg) # How to Keep Your Spanish Property in Top Shape – Even from Afar Owning a home in Spain is, for many, both a lifestyle investment and a financial asset. But when you’re not permanently on-site as a property owner, challenges can arise. Everything from moisture damage to unpaid bills can turn into big issues – completely unnecessarily. We at Estity have owned property in Spain for nearly ten years and have firsthand experience with everything from water damage to failed direct debits that have forced us into last-minute trips to solve problems on-site. But with the right structure, clear routines, and smart services, you can stay in control and feel secure – no matter where in the world you are. Here are our six key areas to keep in mind if you own a home in Spain and want to avoid the stress. ### 1. Make Sure Someone Is There – When You’re Not Having local contacts is essential. This could be a professional keyholder, a property manager, or simply someone you trust in the area. Their job? Keep an eye on things, inspect, and act quickly when needed. - **Key management** – Secure access to your property in case of an alarm trigger or water leak. - **Property caretaker** – Regular inspections and service coordination. - **Cleaning & gardening** – A guest-ready home and a well-kept exterior are often required in Spanish communities. - **Pool maintenance** – Prevents algae buildup and technical issues. - **Tradespeople** – Quickly addressing small issues can save you from major costs. Overall, the advice is to be prepared and use technical tools that can alert you when the property is empty. --- ### 2. Protect the Home – Even When It’s Empty An unoccupied property is more vulnerable. But with smart technology and the right insurance, you can create peace of mind from a distance. - **Alarm & camera surveillance** – Remote-controlled security and digital key management. - **Timed lighting** – Creates the impression someone is home. - **Insurance policies** – Make sure your coverage applies during extended absences. - **Protection against squatters** – Consider additional coverage for protection against illegal occupancy. Renting out your property or having someone check in on it regularly significantly reduces the risk. --- ### 3. Stay on Top of All Payments Many Spanish bills are time-sensitive and rarely come with digital reminders – they are sent to your Spanish address. Missing a payment can quickly become costly and complicated. - **Automatic transfers** – Electricity, water, IBI property tax, waste fees, internet, alarm, car tax. - **Seasonal adjustments** – Avoid unnecessary energy consumption without risking moisture damage. With the help of smart tools, you can monitor humidity, temperature, energy use, or water consumption – all of which may indicate issues that need checking. --- ### 4. Prevent Problems – Before They Arise An empty home can quickly develop hidden wear and tear. Regular check-ups make a big difference. - **Ventilation & moisture** – Leave closets open, use dehumidifiers in damp areas. - **Pest control** – Scheduled treatments for ants, cockroaches, and other common pests. - **Leak & crack inspections** – Ask a local contact to keep an eye out during regular visits. --- ### 5. Handle Declarations and Legal Requirements in Advance You are responsible for complying with local laws – even remotely. The rules can be complex, but they’re entirely manageable with the right support. - **Tax filing via Modelo 210** – Applies to both rental income and vacant use. - **Annual submission deadlines** – December 31 for non-rented properties; January for rental income. - **Follow local regulations** – Especially for tourist licenses and HOA rules. Use Estity – As a registered agent with the Spanish tax authority, we simplify the entire process. --- ### 6. Prepare for Your Next Visit – Before You Arrive A well-prepared arrival makes all the difference – for you or your guests. - **Early inspection** – Is the heating, hot water, appliances, and locks working? - **Access** – Ensure the right person has keys, codes, or remote access. - **Supplies** – Cleaning products, toilet paper, bed linen – the basics for a smooth start. - **Scheduled service** – Request a property check the week before arrival. ### Own with Confidence – with Estity We know what it’s like – we’ve been there ourselves. That’s exactly why we created Estity: an upcoming digital platform that helps you file taxes, organize, document, and simplify life as a remote property owner. Everything in one place. --- ### [Residency & Visas in Spain](https://estity.com/en/article/residency-and-visas-in-spain/) Owning property or planning to stay in Spain long-term? Explore updated 2025 visa options after Spain ends the Golden Visa program – including digital nomad, non-lucrative, and entrepreneur visas with simplified application steps. ![What visa would suit you.png](https://cms.estity.com/uploads/What_visa_woud_suit_you_28a5875941.png) # Spain Visas in 2025 – What Non-Resident Property Owners Need to Know For non-residents who own or plan to buy property in Spain, understanding visa options is crucial. Your visa status affects how long you can stay, whether you can work, and what tax rules apply. Here's an updated 2025 guide to the Spanish visa landscape – especially relevant after the recent cancellation of the Golden Visa program. --- ### What Happened to Spain’s Golden Visa? For many years, Spain offered a **Golden Visa** to non-EU citizens who invested at least €500,000 in real estate. This granted residence, Schengen mobility, and family visas – with no requirement to actually live in Spain. But in May 2025, the Spanish government abolished the program, citing rising housing prices and market speculation. Prime Minister Pedro Sánchez described it as a necessary step to protect the country’s housing market from non-resident capital. **What does it mean now?** - Existing visas remain valid. - New applications are no longer accepted. - Foreign property buyers must now look to other visa options depending on their goals and financial situation. --- ### Visa Options for Property Owners and Long-Term Visitors #### 1. Tourist Visa - Allows stays of up to **90 days within a 180-day period** (Schengen rule). - No work rights or access to public services. - Best for seasonal visits or short-term stays. **Application steps:** 1. Check requirements with the Spanish consulate in your home country. 2. Submit your application (itinerary, accommodation, insurance). 3. Get a decision within ~15 days. 4. Valid for up to 90 days. --- #### 2. Non-Lucrative Visa (NLV) - For retirees or those with passive income (investments, pensions, rent). - Requires proof of income: approx. **€26,000–€32,000 per year**. - No work rights, but allows long-term residence. - Renewable annually; a path to permanent residency after 5 years. **Application steps:** 1. Apply through the Spanish consulate in your country of residence. 2. Submit: - Proof of income/savings - Private health insurance - Medical certificate + police clearance 3. Pay the visa fee (~€60–80). 4. Processing time: 1–2 months. 5. After entering Spain, apply for a **TIE residency card** within 30 days. --- #### 3. Digital Nomad Visa - For remote workers employed by a **foreign company or self-employed** individuals. - Minimum income: around **€2,760/month** (200% of Spain’s minimum wage). - Valid for up to 3 years (initial 1-year visa, renewable). - 24% tax under Spain’s special expat regime ("Beckham Law") for up to 6 years. **Application steps:** 1. Apply either: - From abroad via consulate (1-year visa), or - From within Spain on a tourist visa (3-year residency permit) 2. Submit: - Proof of income & employment - CV + degree or 3 years of relevant experience - Police clearance + private health insurance 3. Receive decision in 20–30 days. 4. Apply for TIE card once approved. --- #### 4. Entrepreneur Visa (Startup Visa) - For those starting or running a business in Spain. - Requires an approved **business plan**, proof of capital (~€31,700+), and relevant experience. - Fast-track decision (10–20 working days). - Full work rights and family reunification possible. **Application steps:** 1. Submit your business plan to ENISA or equivalent authority. 2. Apply via Spanish consulate or from within Spain. 3. Include: - Proof of funds, CV, business documents - Clean criminal record + health insurance 4. Get decision in 10–20 business days. 5. After arrival: register and apply for **TIE card** and local residency (padrón). --- ### Which Visa Is Right for You? ![Visas in spain 2025](https://cms.estity.com/uploads/Skaermavbild_2025_08_17_kl_20_00_59_1297ebbe51.png) --- ### Conclusion Spain’s Golden Visa is no longer available, but the country continues to offer attractive residence pathways for non-resident property owners. Whether you're a retiree, remote worker, or entrepreneur, there are tailored visa solutions – the key is choosing the right one for your lifestyle and goals. **Read more:** [Ministerio de Asuntos Exteriores - National visas in Spain](https://www.exteriores.gob.es/Embajadas/seul/en/ServiciosConsulares/Paginas/Consular/Visados-nacionales-Informacion-general.aspx) [Spain Digital Nomad Visa Guide – CitizenRemote](https://citizenremote.com/visas/spain-digital-nomad-visa/) ### Stay Updated with Estity Want more guides like this? Stay informed on visas, taxes, and real estate trends in Spain. **Join Estity – your trusted resource for non-resident property owners in Spain.** Get expert insights, updates, and tools delivered straight to your inbox. --- ### [ROT, RUT, and Green Energy Grants – How Swedish Property Owners in Spain Can Save Money](https://estity.com/en/article/rot-rut-and-green-energy-grants-how-swedish-property-owners-in-spain-can-save-money/) Discover how you can use Swedish tax deductions and green technology grants even when renovating your home in Spain. ![spain property with solar panels on roof](https://cms.estity.com/uploads/IMG_section_spain_property_solar_panels_roof_4x3_0eb05312d3.png) # ROT, RUT, and Green Energy Grants – How Swedish Property Owners in Spain Can Save Money Owning a property in Spain is about more than just sun, tapas, and vacation life. It also opens doors to financial opportunities you may not have known existed — straight from Sweden. Did you know that as a Swedish property owner in Spain, you may be eligible for Swedish ROT and RUT tax deductions, and even support for installing solar panels and energy storage systems? This isn’t just smart economics — it’s a way to make your investment more sustainable and more profitable. ## 1. ROT and RUT – Also Abroad ROT and RUT tax deductions are not limited to homes located in Sweden. If you are registered and fully tax liable in Sweden, you may, under certain conditions, receive tax reductions for work carried out on your property in Spain. **Here’s how it works:** ROT: covers renovations, repairs, and construction work RUT: includes cleaning, gardening, pool maintenance, snow removal, etc. Update for 2025! From May 31 to December 31, 2025, the ROT deduction will be temporarily increased from 30% to 50% of the labor cost. This means you can reclaim half of the labor cost, up to SEK 75,000 per person. **Annual limits for 2025:** ROT: max SEK 50,000/person RUT: max SEK 75,000/person Total cap: Combined ROT and RUT may not exceed SEK 75,000/person/year ## 2. Green Energy Grants – Solar Panels and Batteries Also Eligible in Spain Through the Swedish Tax Agency's green technology tax reduction, you may receive support for: Solar panel installation – 20% of labor and material cost Battery storage systems – 50% Electric vehicle charging stations – 50% Does it apply outside Sweden? Yes – as long as you are fully tax liable in Sweden, provide full documentation according to Swedish requirements, and the installation meets local Spanish regulations. **Maximum grant:** Up to SEK 50,000 per person per year for green technology. **Worth knowing:** Due to stronger sun exposure, lower installation costs, and cheaper grid fees in Spain, the payback time for solar energy systems is often much shorter than in Sweden — as little as 4–6 years, compared to 10–15 years in Northern Europe. Combined with Swedish grants and Spanish electricity savings, the economics are very favorable. **How to Proceed – Step by Step** 1. Choose an installer in Spain familiar with Swedish clients. 2. Request a quote/invoice that includes: 3. Itemized labor and material costs 4. Name of the paying customer 5. Tax ID or company registration number 6. Pay from your own account — cash is not accepted. 7. Ask for the invoice to comply with Swedish Tax Agency standards. **Apply for deduction:** ROT/RUT in your Swedish income tax return Green technology either directly on the invoice or via your tax declaration **Don’t Forget Local Regulations** The installation must comply with Spanish laws regarding electrical safety, CE markings, and any necessary building permits (licencia de obra). Always check with your local ayuntamiento (municipality). With Estity, you get a digital tool to manage property issues smoothly: - Store all receipts and invoices digitally - Organize documents for future resale or warranty issues - Keep everything accessible for tax authorities — in one place 🔗 [Learn more at energimyndigheten.se](https://www.energimyndigheten.se/effektiv-energianvandning/guider/solelportalen/vilka-stod-och-intakter-kan-jag-fa/stod-vid-investering/) 🔗 [Learn more at skatteverket.se](https://skatteverket.se/foretag/skatterochavdrag/rotochrut/rotochrututansvenskelegitimation.4.3528414214b3f87580528d2.html) --- ### [Selling a House in Spain – What Are the Tax Implications in Sweden?](https://estity.com/en/article/selling-a-house-in-spain-what-are-the-tax-implications-in-sweden/) Selling a property in Spain can result in taxes in both Spain and Sweden. Here we explain how capital gains tax, withholding tax, and double taxation agreements work – and what you as a Swedish seller need to declare to avoid unnecessary costs. ![Tax when selling a house 1](https://cms.estity.com/uploads/Buying_a_house_a834af858e.jpg) # Selling a House in Spain – What Are the Tax Implications in Sweden? Selling a property in Spain as a Swedish citizen raises an important question: How is the profit taxed in Sweden when the property is located abroad? This article explains how property sales in Spain are taxed for those registered in Sweden and not tax residents in Spain. ## How is the Sale Taxed in Spain? If you are a non-resident in Spain (i.e., not tax resident there), the sale is taxed according to Spanish rules for non-citizens. Here are the main taxes involved: ### 1. Capital Gains Tax As an EU/EEA citizen, you pay 19% capital gains tax on the profit. The profit is calculated as the difference between the selling price and the purchase price, minus approved costs. For example: - Broker fees - Notary and registration fees - Documented renovations (not regular maintenance) - Legal or tax advisory services Deductions must be supported by official receipts and invoices. Neither mortgage interest nor regular maintenance is deductible. ### 2. 3% Retention (withholding tax on sale) According to Spanish law, the buyer is required to withhold 3% of the selling price and pay it directly to the Spanish tax authority (Agencia Tributaria). The purpose is to ensure that any capital gains tax is paid. If the actual tax you owe is less than 3%, you can apply for a refund via form Modelo 210. ### 3. Plusvalía Municipal This is a local tax based on the increase in land value (not the property). The amount varies between municipalities and is calculated based on the number of years you have owned the property and the increase in land value. The tax is usually paid by the seller, but this can be agreed upon between the parties. ### What Happens with the Tax in Sweden? If you are fully liable for tax in Sweden, the sale must be declared in your Swedish income tax return, even if you have already paid tax in Spain. This is because Sweden taxes income and capital gains from all over the world. ### Is Double Taxation Avoided? Yes. Sweden and Spain have a double taxation agreement which means you can request a credit for the capital gains tax you have already paid in Spain. If the property is considered a private residence according to Swedish rules, 22/30 of the capital gain must be declared for taxation in Sweden. The quoted amount is taxed at 30%, which corresponds to an effective tax of 22% of the total capital gain. Other countrys my have diffrent tax rules regarding capital gain. **This means you:** - Declare the capital gain in Sweden. - Quote the gain to 22/30. - Pay 30% tax on the quoted amount. - Request a credit for the capital gains tax paid in Spain. You thereby normally only pay the difference in Sweden. ### Example Selling price: 400,000 € Purchase price and deductible costs: 300,000 € **Capital gain: 100,000 €** **Spanish capital gains tax:** 100,000 € × 19% = 19,000 € **Swedish capital gains tax:** 100,000 € × 22/30 = 73,333 € 73,333 € × 30% = 22,000 € **Credit:** 22,000 € − 19,000 € = **3,000 € to pay in Sweden** Note that credit is only granted for Spanish tax that has actually been paid and can be documented. The calculation is simplified. In the Swedish tax return, all amounts must be converted to Swedish kronor, which may mean that the Swedish capital gain differs from that calculated in Spain. ## Important Declaration Requirements After the Sale To avoid penalties and delays, you should be careful with the following steps: - Declare property tax in Spain, for example, by submitting Modelo 210 within 4 months - Plusvalía Municipal must be paid to the municipality within their specific timeframe (usually within 30 days) - The gain must be declared in Sweden in connection with your annual income tax return Missing any of these steps can lead to: - Late fees - Interest costs - Risk that deductions or credits are not approved Selling a property in Spain as a Swede involves tax liability in both Spain and Sweden, but through proper handling, double taxation can be avoided. The most important thing is to document everything correctly, meet deadlines, and seek help if needed. ## How Estity Can Help You Estity helps you stay organized and prepared by: - Collecting all property documents and receipts in a secure place - Keeping track of deductible costs over time - Providing guidance on Spanish declarations such as Modelo 210 - Giving you a clear overview of your entire ownership With the right structure in place, the sale becomes easier, safer, and more predictable. [button url="https://property.estity.com/register" text="Register for free and let Estity help"] --- ### [Solar panels in Spain – The sun makes homeownership both cheaper and smarter.](https://estity.com/en/article/solar-panels-in-spain-the-sun-makes-homeownership-both-cheaper-and-smarter/) With over 300 sunny days a year, Spain has some of the best conditions in Europe for solar power. But how quickly does the investment pay off, what rules apply, and can solar panels actually enhance the value of your home? Together with Solar Panel Experts, we go through the most important aspects for you as a homeowner in Spain. ![The sun help you reduce your housing costs in Spain](https://cms.estity.com/uploads/michael_pointner_OZ_0_ZE_Am_Pb_E_unsplash_8a5d97dac2.jpg) # Solar panels in Spain – The sun make homeownership both cheaper and smarter. *In collaboration with Solar Panel Experts* For many who own a holiday or permanent home in Spain, the sun is an obvious part of quality of life. Bright days, a pleasant climate, and more months outdoors each year are often a big part of why the home was purchased in the first place. But more and more people are also asking another question: **Can the sun actually contribute to lower living costs – and at the same time make the home more attractive and sustainable over time?** As energy prices rise, focus on sustainability increases, and better technical solutions become available, solar panels have become an increasingly common feature on Spanish rooftops. What was once perceived as both expensive and complicated has become significantly more accessible – and for many homeowners today, it's about much more than just the environment. It's about controlling costs, long-term value, and more energy-efficient ownership. ## 5 Quick facts about solar panels in Spain **Over 300 sunny days per year** In many parts of southern Spain, especially along the Costa del Sol, there are some of the best conditions in Europe for solar power. **9 GW installed capacity** Spain now has over 9 gigawatts of installed solar capacity for self-consumption – and the market continues to grow rapidly. **36,000+ new installations in 2025** More and more households are choosing to invest in their own solar power, both to reduce costs and future-proof their homes. **Payback time of about 4–5 years** Thanks to many hours of sunshine and high electricity prices, the investment can often pay off faster than many think. **Can be combined with support from the home country** In some European countries, there are grants or tax benefits linked to investments in renewable energy – even if the home is in Spain. ![Installation solceller.jpg](https://cms.estity.com/uploads/Installation_solceller_b23921472e.jpg) ## From "Sun Tax" to growing interest It may sound surprising, but Spain has not always been an obvious country for individuals to install solar panels. Despite having some of the best conditions in Europe for solar power, development was long hindered by administrative obstacles and the infamous *"sun tax"*, which made self-produced electricity less attractive. It wasn't until 2018 that the fee was abolished, and the following year a new regulatory framework was introduced, making it significantly easier for individuals to install solar panels and produce their own electricity. Since then, development has been rapid. According to the Spanish industry organization UNEF, Spain now has over **9 GW of installed solar capacity for self-consumption**, and just in **2025, more than 36,000 households installed new solar panel systems**. This clearly shows that more and more homeowners see solar power as a long-term investment – especially in southern Spain, where the number of sunshine hours is among the highest in Europe. There are several driving forces behind the development, but for many, it's fundamentally about the same thing: **gaining better control over ongoing costs and making the home more future-proof.** ## How long before the investment pays off? One of the most common questions among homeowners is naturally: **When does the investment actually start to pay off?** The answer varies depending on the home's conditions, roof area, electricity usage, and the size of the installation. But thanks to the favorable climate in southern Spain, the payback time is often shorter than many think. Along the Costa del Sol, where some areas have up to **320 sunny days per year**, the payback time for many installations is estimated to be around **4–5 years**. For some homes, it may take longer, especially depending on energy consumption and the scope of the investment – but over time, the difference in operating costs can be significant. > **"We often say: let the sun pay part of the electricity bill. With the many hours of sunshine on the Costa del Sol, the calculation is often more attractive than many initially think." – Solar Panel Experts** During the sunniest months of the year, electricity usage can in some cases be largely covered by self-produced electricity – especially in homes with pools, air conditioning, or high daily consumption. Even on cloudy days, solar panels continue to produce electricity, albeit at lower levels. In some cases, production can still reach about 50 percent of capacity in cloudy weather, meaning production doesn't completely stop when the weather varies. For many, it's therefore not just about lower electricity costs here and now – but about creating more predictable living costs over time. ## Are there grants or tax benefits? Something many people don't know is that the possibility of financial support is not always linked to where the home is located, but sometimes to which country you are tax-resident in. Many European countries today offer various forms of support for investments in renewable energy, such as tax reductions, VAT relief, or direct grants for the installation of solar panels and battery storage. However, the rules differ between countries and change over time. Therefore, it may be wise to investigate what opportunities exist in your own home country before making an investment. One example is Sweden, where taxpayers can in some cases receive the so-called **Green Technology Deduction**, which today can provide: * 15% tax reduction for the installation of solar panels * 50% tax reduction for the installation of battery storage The conditions vary depending on the country of residence, tax situation, and applicable national rules. Therefore, it is always recommended to check what opportunities apply in your own country before making a decision. ## From skeptical to surprised – Our own experience When we at Estity installed solar panels on our home in Spain, there were mainly two things that surprised us: **that the installation cost was more reasonable than expected – and that the payback time turned out to be shorter than we initially thought.** A few years later, we clearly see the effect in practice. Today, electricity costs are about **60 percent lower** compared to before, while we have gained significantly better control over energy consumption in the home. The next step for us is battery storage, which could further reduce dependence on purchased electricity and allow an even larger part of the energy needs to be covered by the electricity produced on our own roof. This is, of course, an individual example, and the outcome varies depending on the home, usage, and installation. But it also shows why more and more people are starting to see solar power as more than just an environmental issue. For many, it ultimately comes down to something quite simple: **making homeownership more predictable, cost-effective, and stable** ## A more sustainable homeownership Even though the economy often sparks the initial interest, the sustainability aspect is becoming increasingly important. By producing your own renewable energy, the home's climate impact can be reduced while dependence on traditional energy sources becomes lower. It's not necessarily about becoming completely self-sufficient in electricity – but about reducing the energy demand from the grid and using the natural conditions that already exist. As energy requirements and sustainability issues gain greater importance in Europe, energy-efficient homes are becoming increasingly relevant. ## Can solar panels affect the home's value? There are no guarantees for exactly how much an installation affects the home's market value. But much suggests that energy-efficient homes become more attractive to future buyers. Lower operating costs, better energy performance, and modern energy solutions can make a home more interesting on the market – especially in areas where energy consumption is high for large parts of the year. For many, the investment is therefore not just about economics today, but also about enhancing the home's attractiveness for the future. > **"For many customers, it's about more than just the electricity bill. It's also an investment in the home's future attractiveness and more sustainable ownership." – Solar Panel Experts** ## What actually applies in Spain? Today, it's much easier to install solar panels than before, but certain practical and legal aspects still need to be handled. Depending on the home's location and type, it may involve: * Local regulations and any permits * Conditions in urbanization or community * Registration and legalization of the installation * The possibility of receiving compensation for surplus electricity sent back to the grid Additionally, some Spanish municipalities offer tax relief or reduced municipal property tax (IBI) for a period after the installation of solar panels, which can further improve the investment calculation. Therefore, it may be wise to start by understanding the specific conditions of your own home before making a decision. ## A first step can be easier than you think - Understand if solar panels are right for your home. - What are the roof's conditions? - How much electricity is actually used? - Which solution provides the best effect over time? **Here, the right advice can make a big difference.** Solar Panel Experts help homeowners on the Costa del Sol analyze conditions, plan installation, and manage the process – from the first analysis to the finished solution. [button url="mailto:support@estity.com?subject=Solar Panels - Initial Consultation" text="Initial Contact Solar Panel Experts"] At Estity, we build collaborations with actors and specialists in areas that often become important in homeownership. By highlighting services, solutions, and opportunities, we aim to provide homeowners with better knowledge, increased control, and easier paths to the right help. --- ### [Spain Cracks Down on Short-Term Rentals – 120,000 Airbnb Listings Under Scrutiny](https://estity.com/en/article/spain-cracks-down-on-short-term-rentals-120-000-airbnb-listings-under-scrutiny/) Spain has launched a major crackdown on unlicensed short-term rentals, removing tens of thousands of listings. Learn what the new rules mean for non-resident property owners and how to stay compliant with help from Estity. ![Airbnb regulation](https://cms.estity.com/uploads/Airbnb_regulation_74e2a24a54.jpg) # Spain Cracks Down on Short-Term Rentals – 120,000 Airbnb Listings Under Scrutiny Since July 1, 2025, new regulations in Spain have placed significant pressure on short-term rentals through platforms like Airbnb. The Spanish government has identified more than 120,000 listings that violate the law – with over half already removed. Spain has rapidly become one of Europe’s most regulated countries for vacation rentals. In response to rising housing shortages, soaring rents, and growing dissatisfaction from residents in tourist-heavy areas, the government introduced a new rule on July 1, 2025: All short-term rentals must display a valid tourist license number publicly – or be removed from listing platforms. ### 120,000 Listings Without a Valid License According to Reuters, 65,000 listings have already been taken down from Airbnb in Spain. An additional 54,728 are now flagged for investigation due to missing the required tourist license. These listings are spread across the country, with concentrations in cities like Barcelona, Madrid, Valencia, and tourist hotspots such as the Balearic and Canary Islands. This nationwide review is being carried out in cooperation with Airbnb, which stated in a press release that it “supports Spain’s initiative to improve transparency and legality in vacation rentals.” ### What Does This Mean for Non-Resident Property Owners? If you own a home in Spain but live abroad – especially if you rent it out short-term – it’s now critical that you: **Hold a valid tourist license:** Regulations differ by region. For example, the Balearic Islands can require minimum distances to neighbors, while Valencia enforces neighborhood-specific quotas. **Display your license number in listings:** This is mandatory on all platforms – Airbnb, Booking.com, Vrbo, and private websites. **Comply with tax laws:** Short-term rental income is taxable. Authorities are becoming increasingly proactive in enforcement, especially toward non-residents. ### Reduced Availability, Increased Regulation On the surface, it might appear that Spain wants to shut down short-term rentals entirely – but that’s not the case. The main objective is to eliminate unregulated rentals that bypass taxation and jeopardize guest safety. Still, for investors and holiday homeowners, the new rules introduce new hurdles: obtaining a tourist license can take months, and some regions have placed moratoriums on new permits. ### Part of a Wider European Trend Spain isn’t alone. Cities like Amsterdam, Paris, and Berlin have been tightening their own rental rules for years. The EU is also moving toward uniform legislation, with standardized requirements expected across member states by 2026. **Conclusion** For non-resident property owners in Spain, it has never been more important to act proactively. Reviewing your license status, updating rental listings, and understanding regional legislation is no longer just best practice – it’s a legal obligation. With clearer rules, greater oversight, and stricter enforcement, staying informed and compliant is key to ensuring your investment remains both legal and profitable in Spain’s evolving short-term rental market. ### How Estity Can Help You Navigate the New Rules For non-resident owners, these new requirements mean accurate information and compliant handling are more important than ever. That’s where Estity comes in. As an authorized collaborator with the Spanish Tax Agency and member of the Spanish Real Estate Association (GIPE), Estity is developing a digital platform tailored to your needs: - Organize essential documents – licenses, receipts, certificates. - Submit tax declarations – including rental income, property tax, and capital gains. - Stay updated – we provide guidance and alerts on changing regulations. Everything in one secure, easy-to-use place – available in English and Swedish. --- ### [Spain on Track for Tourism Record – Is Your Property Ready for the Opportunity (and the Risks)?](https://estity.com/en/article/spain-on-track-for-tourism-record-is-your-property-ready-for-the-opportunity-and-the-risks/) Spain expects over 100 million tourists in 2025 – a historic opportunity for property owners. But with growing rental income come higher demands. Estity helps you handle licenses, tax declarations, and documentation – securely and digitally. ![Tourists Spain.jpg](https://cms.estity.com/uploads/ferran_feixas_u_Bfl_Z_Co_X_St8_unsplash_960c909a1f.jpg) # Spain on Track for Tourism Record – Is Your Property Ready for the Opportunity (and the Risks)? Spain is heading for a historic year. According to Turespaña, the country is expected to welcome over 100 million international visitors in 2025 – making it the second most visited country in the world, just behind France. This surge in tourism is driving a sharp rise in demand for private holiday rentals and short-term accommodations, especially in popular regions such as Costa del Sol, the Balearic Islands, and Alicante. With hotel capacity reaching its limits in many areas, renting out private homes is becoming an increasingly attractive alternative – for both guests and property owners. If you already own property in Spain, this is a unique opportunity to increase your rental income, extend your booking season, and attract more international guests. But opportunity also comes with responsibility. As the market grows, so does regulatory scrutiny. Renting without a valid license, incorrect tax declarations, or poor documentation can lead to fines of several thousand euros. At the same time, guest expectations have evolved – they now demand clear communication, reliable service, and a professional experience. For non-resident property owners, managing all of this from abroad can be challenging. It requires structure, awareness of local laws, and the ability to handle everything efficiently – even at a distance. ### That’s where Estity comes in – a digital platform designed for non-resident owners who want full control and peace of mind. **With Estity, you can:** ✔ Manage all documentation in one place ✔ Declare your rental income – we’re an authorized tax partner with the Spanish Tax Agency ✔ Handle your rental and booking confirmations ✔ Present your property professionally to potential guests ✔ Use the platform in English or Swedish We help you stay compliant, simplify your rental process, and maximize the value of your property – while avoiding unnecessary risk. Is your property ready for 2025? With Estity, it will be. --- ### [Spain's New Housing Regulations Voted Down – What It Means for Homeowners](https://estity.com/en/article/spain-s-new-housing-regulations-voted-down-what-it-means-for-homeowners/) Real Decreto-ley 26/2026 has been voted down by the Spanish parliament. This means that the proposed changes for, among other things, temporary rentals, tourist rentals, VAT, and IBI will not be implemented. Here we explain what the decision means for you as a homeowner and what might happen in the future. # Spain's New Housing Regulations Voted Down – What It Means for Homeowners At the end of September, the Spanish government presented a comprehensive package of new housing regulations through Real Decreto-ley 26/2026. The proposals addressed, among other things, temporary rentals, tourist rentals, VAT, and the possibility for municipalities to charge higher property taxes on tourist properties. The regulations were published on September 30 and came into effect on October 1. However, on October 2, the Congreso de los Diputados decided not to approve the decree. Thus, Real Decreto-ley 26/2026 was repealed, and the legislative changes it contained lost their effect. ### In Short – What Does It Mean for You as a Homeowner? For those who own a property in Spain, the decision practically means that nothing changes right now compared to the rules that applied before October 1. This means, among other things, that: - the new rules for temporary rentals are not implemented, - the proposed 31-day limit for tourist rentals does not apply, - the planned 10 percent VAT for shorter tourist rentals is not introduced on December 1, - municipalities do not get the new opportunity to raise IBI according to the rules in this decree, - and the previous rules continue to apply until any new legislation is decided. There is therefore nothing you as a homeowner need to change due to Real Decreto-ley 26/2026 at the moment. However, parts of the regulations may return later, either in a new decree or through separate legislative proposals. Formally, it was not an ordinary legislative proposal that was voted down. A Real Decreto-ley is a provisional law that the government can introduce in extraordinary and urgent needs. It takes effect immediately but must be approved by the Congreso within 30 days to continue to apply. ### What Changes Were Lost? The legislative package was extensive, but for foreign homeowners, some parts were particularly relevant: - **Temporary rentals would be regulated much more clearly**. The tenant's need for temporary accommodation would have a real and verifiable reason. The agreement would normally be longer than 31 days but no more than twelve months. If the time limit could not be justified, or if more than two temporary agreements followed each other between the same parties for the same property, the agreement could instead be treated as permanent housing rental. These changes now do not apply. - **Tourist rentals would have a clearer 31-day limit**. The decree stipulated that the type of tourist rental outside the regular rental law could not exceed 31 days per lease. This change also fell when the decree was repealed. - **Short tourist rentals would be subject to 10 percent VAT.** From December 1, 2026, the rental of furnished properties for up to 30 nights would be subject to 10 percent IVA, even when the owner does not offer hotel-like services. An exception was made when the rental took place in the owner's own permanent residence. Since the entire decree was repealed, this change will not take effect on December 1. - **Municipalities in so-called pressured housing areas would have the opportunity to raise IBI for tourist properties.** The proposal allowed for an addition of up to 50 percent, up to 100 percent for owners with at least two such properties, and up to 150 percent for owners with four or more. This opportunity also disappeared with the decree. The changes therefore concerned significantly more than just the rules for temporary rental contracts. ### What About VAT on Tourist Rentals Now? Here it is important to distinguish between what has been politically discussed and what was actually in Real Decreto-ley 26/2026. The concrete change adopted by the government was 10 percent VAT, not 21 percent, on the rental of furnished properties for up to 30 nights. That change is now removed. Thus, the previous main rule still applies: private tourist rentals where the owner only rents out the property and does not offer hotel-like services are normally exempt from IVA. However, if the owner offers services typical of hotel operations, the rental may be subject to 10 percent VAT. Cleaning and linen changes only at check-in and check-out are not normally considered such hotel services. ### Can the Regulations Return? Yes. The repeal of Real Decreto-ley 26/2026 means that this particular law is gone, but it does not prevent the government or parliament from returning with the same or similar regulations. There are mainly two ways. - The government can propose a new Real Decreto-ley. There is no specific waiting period after a previous decree has fallen. However, the government must again be able to justify that there is an extraordinary and urgent need. A new decree can take effect very quickly after a decision and publication in BOE, but it must also be approved by the Congreso within a maximum of 30 days. - The alternative is for the government to propose a regular bill – Proyecto de Ley. The issue is then processed through the normal parliamentary process with the possibility of amendments and consideration in both the Congreso and the Senado. There is no set total time limit for such a procedure, and the process can therefore take significantly longer. Therefore, it cannot be said that the regulations can return at the earliest after, for example, three or six months. Through a new Real Decreto-ley, changes could in principle return quickly. Through a regular legislative process, it is rather a process that can last for several months, depending on parliamentary support and what changes are made. ### VAT Can Be Addressed Separately The VAT issue does not need to return together with the entire housing package. The proposal for 10 percent IVA on short tourist rentals was implemented through an amendment to the existing Spanish VAT law,** Ley 37/1992 del Impuesto sobre el Valor Añadido.** Parliament can therefore amend just the VAT law through a separate bill, or the government can attempt to make a similar change through a new Real Decreto-ley if the conditions for such urgent legislation are met. There are also already other legislative processes affecting the Spanish VAT law. This means that the VAT issue can be addressed separately without the entire Real Decreto-ley 26/2026 needing to return. ### What Should Homeowners Base Their Actions On Now? The starting point is therefore relatively simple. Real Decreto-ley 26/2026 no longer applies. The new rules for temporary rentals, 10 percent VAT on short tourist rentals, and the possibility of special IBI surcharges for tourist properties introduced by the decree have been removed. **We are monitoring developments and continuously evaluating what changes** **may come in the future**. Based on the current regulatory framework, the situation is unchanged for homeowners – it is the same rules that applied before Real Decreto-ley 26/2026 was introduced. --- ### [Spain’s Supreme court annuls national short-term rental registry – What Nordic Property Owners Need to Know](https://estity.com/en/article/spain-s-supreme-court-annuls-national-short-term-rental-registry-what-nordic-property-owners-need-to-know/) Spain’s Supreme Court has annulled the national short-term rental registry (NRUA/NRA), shifting responsibility back to Spain’s regional authorities. Here is what the ruling means for Nordic property owners, short-term rentals, and compliance obligations in Spain. ![Spain’s Supreme Court Annuls National Short-Term Rental Registry](https://cms.estity.com/uploads/IMG_section_spain_desk_admin_papers_4x3_216449d90d.png) # Spain’s supreme court annuls national short-term rental registry! **What it means for Property Owners in Spain** **Guest Article by Certus Law** On 21 May 2026, Spain's Supreme Court issued Judgment No. 620/2026 — a ruling that will be felt by tens of thousands of property owners across the country, including the large and growing community of Nordic nationals who own holiday homes or short-term rental properties on the Spanish coast and islands. The Court partially annulled Royal Decree 1312/2024, enacted by the national Government in December 2024, which had introduced a centralised national registry for short-term rental properties advertised through digital platforms. The verdict: the central State overstepped its constitutional authority. ## What was the registry, and why did it exist? The national short-term rental registry was created with an understandable goal: to curb the proliferation of illegal holiday lets on platforms such as Airbnb and Booking.com, which regulators believe contribute to housing shortages in popular destinations. The Government cited EU Regulation 2024/1028 — a European framework requiring member states to harmonise short-term rental data systems — as its legal basis. Under the December 2024 decree, any property listed on a digital platform for short-term tourist or seasonal rental would need to be registered in this new national database, alongside existing regional registries. > "The State cannot create an exhaustive national registry that simply duplicates what the regions already do." — Supreme Court, Judgment 620/2026 ## What exactly did the Court decide? ### National registry: annulled The central registry for short-term rentals has been struck down. The State lacked competence to create a national database that duplicates regional systems. ### Digital single window: upheld The online portal for data exchange between platforms and authorities survives the ruling and remains active. Over 11,000 illegal contracts have already been flagged through it. ### Regions take full control Housing and tourism regulation belongs to the Autonomous Communities. With the national registry gone, Andalucía, the Balearics, Valencia and others are now the sole registrars. ### EU obligation remains The EU Regulation still requires Spain to harmonise its data systems. The Court held it did not justify a parallel national registry — adaptation, not duplication, is the mandate. ## A brief timeline ### Apr 2024 EU Regulation 2024/1028 enters into force, requiring member states to build harmonised short-term rental data systems. ### Dec 2024 Spanish Government enacts Royal Decree 1312/2024, creating the national Registro Único de Arrendamientos de Corta Duración. ### Early 2025 Valencian Regional Government (Generalitat Valenciana) challenges the Decree before the Supreme Court, citing invasion of regional powers. ### 21 May 2026 Supreme Court issues Judgment 620/2026: national registry annulled; digital single window upheld; regions confirmed as sole competent authorities. ## What does this mean for Nordic property owners in Spain? If you own a property in Spain that you rent out short-term — whether through a platform or directly — the practical consequence is straightforward: your registration obligations now depend entirely on the Autonomous Community where your property is located. Regions such as Andalucía, the Balearic Islands, the Canary Islands and the Valencian Community each maintain their own registration regimes with different requirements, fees, inspection standards, and enforcement approaches. The Ministry of Housing has already called on regional governments to step up compliance checks — so this is not a moment to assume the situation is less regulated than before. If anything, regional authorities are under pressure to fill the gap. Platforms like Airbnb and Booking.com are already required to share listing data with the authorities via the digital single window that survived the ruling. Unlicensed listings remain exposed. Certus Asesores is a partner to Estity and are regularly advising international property owners — including clients from the Nordic countries — on Spanish real estate, rental compliance, and corporate matters. If you are unsure whether your property is correctly registered in the right regional system and want help - let us know. [button url="mailto:support@estity.com?subject=Legal Support - initial consultation" text="Legal support"] ### How Estity supports owners Estity makes property ownership in Spain easier by helping owners keep control of documents, responsibilities, key dates and relevant local contacts. --- ### [Spain’s tax agency lets AI watch your finances 24/7](https://estity.com/en/article/spain-s-tax-agency-lets-ai-watch-your-finances-24-7/) Spain’s tax agency has taken the next step into the AI era. With algorithms that analyse your transactions around the clock, Hacienda builds risk profiles for every taxpayer – and lets AI decide who deserves a closer look. What does this mean for people’s everyday finances and the future of tax systems? ![Ai looks at our digital patterns](https://cms.estity.com/uploads/Ai_2_f7b6e4aec3.jpg) # Spain’s tax agency lets AI watch your finances 24/7 Spain’s tax agency, Agencia Tributaria, has fully stepped into the AI era. Human “gut feeling” is increasingly being replaced by algorithms that work around the clock, cross-checking huge data sets – and deciding which taxpayers should be examined more closely. ## Background: from random checks to risk profiles Over the past few years, tax authorities around the world have been moving away from classic random audits toward more data-driven risk analysis. Spain is now one of the clearest examples of this shift. According to former Hacienda employee Emilio Baena, who worked ten years at Agencia Tributaria, every taxpayer in Spain now has a “risk profile” score that is updated in real time. This profile is based on a wide range of data points: filing history, income, spending patterns, bank transactions, business interests, international links and much more. The end result: it is no longer a human caseworker who first decides whether something looks suspicious – it is an AI-driven algorithm. ## How the systems work – in broad strokes The picture emerging from Spanish media and expert commentary can be summed up in a few points: - **The algorithm works 24/7** The systems never stop. They constantly analyse new reports from banks, payment platforms, employers and other public bodies, and adjust each person’s risk score accordingly. - **Big data as the engine** For years, Agencia Tributaria has invested in big-data platforms to analyse expats, large fortunes and complex corporate structures. The AI layer built on top of these systems means much more can now be automated. - **Tools like HERMES** Legal analyses and specialist blogs describe tools such as HERMES (a system for detecting income-hiding models) used to identify patterns linked to tax evasion and to select which taxpayers should be investigated in more detail. - **Humans only step in after the algorithm flags a case** Inspectors’ time is increasingly spent on cases where AI systems already indicate a high probability of irregularities, instead of broad manual checks. ## Red flags: which moves trigger an AI audit? Baena’s warnings, as reported in Spanish media, give a clear picture of what kind of behaviour can attract the attention – or concern – of Spain’s tax authority. Roughly speaking, it falls into six categories: 1. **Spending that doesn’t match your income** If your lifestyle – travel, purchases, investments – sits well above the income you declare, the algorithm reacts. This applies to both individuals and business owners. 2. **Unclear money moving between accounts** Large or frequent transfers between your own accounts or those of close relatives, without clear economic logic or documentation, can be seen as attempts to hide where money comes from or what it is really used for. 3. **International transactions and cryptocurrencies** Cross-border payments, use of platforms in other countries and crypto trading rank high on the risk radar, especially if they aren’t backed up by what you report in your tax return. 4. **Cash and odd invoicing patterns** An unusually high share of cash transactions, “creative” invoices or recurring patterns that deviate from normal practice in your sector (for example many small invoices to stay below reporting thresholds) can trigger automatic follow-ups. 5. **Links to foreign company registers** If your name appears in international company registers, trust structures or other ownership databases, it is factored into your risk profile – especially if it doesn’t show up clearly in your tax filings. 6. **Contradictions with data from banks and platforms** The tax agency receives data directly from banks, employers, payment platforms and sometimes even marketplaces. If what you report yourself differs too much from these sources, there’s a good chance the AI system will flag your case. In short: the old belief that “no one looks at minor discrepancies” is becoming less and less true – even relatively small deviations can be detected automatically if they match certain risk patterns. ## “AI doesn’t get tired, distracted or forgetful” Baena stresses that the difference from the old, manual model is psychologically important. A human inspector can change priorities, miss details or simply run out of time. An AI system: - analyses all available data points in a consistent way, - does not forget historical irregularities, - and keeps updating the risk profile as long as new information comes in. The message to taxpayers is therefore not only “follow the law” but also “be consistent and transparent in everything you do”. If your tax returns, account movements and actual economic reality line up, the chances decrease that the algorithm will classify you as a risk – even if you haven’t done anything illegal. ### Legal certainty and privacy – a growing debate in Spain While the AI push is being highlighted as an effective way to combat tax fraud, it is also causing concern among tax lawyers and advisers, mainly around: - **Transparency:** How do the algorithms work? What factors weigh most in the risk score? - **Bias and error sources:** Is there a risk that certain industries, regions or behaviours are over-audited because of how the model was trained? - **Right to information and appeal:** How much can an individual taxpayer find out about why they were selected for an audit? Several Spanish tax experts are calling for clearer rules on how AI may be used in the selection of tax cases, as well as mechanisms to detect and correct systematic errors or distortions. ## What does this mean for “ordinary” taxpayers? For people who manage their finances properly, this development is essentially a logical continuation of something that has been around for years: automatic reporting from banks, employers and insurance companies. But the AI step does have some practical consequences: - **Careful documentation becomes more important** If you can quickly produce contracts, receipts and supporting documents for larger transactions – especially international movements and investments – you are in a much stronger position if you do get questions. - **Think about the whole picture, not just the form** Large gaps between lifestyle, declared income and the picture other data sources paint can cause problems even if you have “ticked the right boxes” on the tax form. - **Crypto and digital platforms are not invisible** Crypto trading, income from platforms or gig-economy work are increasingly tied directly into the tax authority’s data sources. Assuming that “no one sees this” is rapidly becoming outdated. For readers in other European countries, Spain’s example is a preview of how tax administration may soon look across the continent: more data, more AI, less randomness – and a much greater need to understand what our economic “digital shadow” actually reveals. Source articles - Idealista: La IA te vigila: los movimientos que hacen saltar las alarmas de Hacienda - Diario AS: interview with Emilio Baena on how algorithms watch taxpayers 24/7 - El Confidencial: background on how Agencia Tributaria sharpens its controls with big data and AI - Fiscalblog: analysis of HERMES and the use of AI within Agencia Tributaria -LGS Asesores: overview of how AI-based risk profiles are used in the Spanish tax administration --- ### [Spanish Will in Spain – What You Need to Know (Part 2)](https://estity.com/en/article/spanish-will-in-spain-what-you-need-to-know-part-2/) Owning property in Spain comes with responsibilities — and one of the most overlooked is having a Spanish will. In this article, legal experts explain why it matters, the risks of getting it wrong, and how to choose the right structure for your situation. --- ### [The Customer Journey Doesn't End at Purchase – Estity on the Future of Homeownership in Spain](https://estity.com/en/article/the-customer-journey-doesn-t-end-at-purchase-estity-on-the-future-of-homeownership-in-spain/) Buying property abroad is just the beginning. In an interview with Mäklarvärlden, Estity explains why long-term ownership needs more structure, security, and digital solutions ![Jens Johansson CEO and Co-founder](https://cms.estity.com/uploads/mg_estity_240411_7207_53689036211_o_49fafdff33.jpg) # The Customer Journey Doesn't End at Purchase – It Begins There Buying property abroad is a big dream for many. But when the contract is signed and the keys handed over, a new reality often begins – filled with administration, regulatory requirements, and ongoing responsibilities. Today, Estity's co-founder Jens Johansson is featured in [Mäklarvärlden](https://maklarvarlden.se/kundresan-slutar-inte-nar-nycklarna-overlamnas/) and raises a question that often goes unnoticed: **what happens after the handover?** For many homeowners in Spain, it involves everything from declarations and taxes to document management, rental regulations, and contact with local authorities. At the same time, the information is often scattered, the processes complex, and the language barrier significant - this is exactly where **Estity** wants to make a difference. ## A Gap Between Purchase and Long-Term Ownership Traditionally, much focus has been on the purchase itself – finding the right property, completing the transaction, and gaining access. But long-term ownership involves its own responsibilities that many underestimate. Estity is therefore building a digital platform that gathers important aspects of ownership in one place. Here, homeowners can manage documents, get a better overview of taxes and obligations, and create structure around their home – all to make ownership safer and easier. ## The Role of the Realtor Can Become Even More Important In the article, Jens Johansson also highlights that the role of the realtor doesn't have to end with the transaction. On the contrary, there is an opportunity to create long-term value for the customer. When realtors, lawyers, and digital services collaborate, the customer can receive support throughout the entire property journey – from the first viewing to sustainable and secure ownership. This is also a development that aligns with how customer expectations are changing. More and more people expect access to information, documents, and services digitally – even long after the purchase. ## An Easier Way to Own Property in Spain Estity's vision is simple: to make property ownership abroad as easy as at home. By gathering administration, documentation, and important processes in one platform, we aim to reduce the reliance on fragmented solutions and give homeowners better control over their ownership. For us, it's clear: > The customer journey doesn't end when the keys are handed over. That's when the real ownership journey begins, says Jens Johansson, CEO and co-founder. [Read the article in Mäklarvärlden](https://maklarvarlden.se/kundresan-slutar-inte-nar-nycklarna-overlamnas/) ### Take Control of Your Ownership Owning property in Spain shouldn't have to feel complicated. With the right structure, better overview, and access to the right information, it becomes easier to make the right decisions – both today and over time. Estity is designed to help you gather everything related to your property ownership in one place. From documents and declarations to rentals and important events related to the property. Create an Estity account and discover how you can gain better control, increased security, and an easier everyday life as a homeowner in Spain. ## Read More A collection of guides, articles, and official resources explaining areas related to homeownership in Spain. ### New collaboration with Fastighetsbyrån in Nerja – from dream to secure ownership Estity initiates collaboration with Fastighetsbyrån in Nerja to make the housing journey in Spain safer, clearer, and easier – both before and after the keys are handed over. ### From Personal Frustration to Estity – Read Our Story in Sydkusten.es Read about Estity's journey and how we work to make homeownership in Spain easier through digital tools, increased control, and better overview for property owners. ### New Partnership – Legal and Tax Expertise via Certus Legal Firm Through a new partnership with Certus Legal Firm, Estity strengthens its offering by providing accessible legal and tax support for non-resident property owners throughout the entire ownership journey. --- ### [The Legal Differences Between Tourist, Temporary, and Long-Term Rentals in Spain](https://estity.com/en/article/the-legal-differences-between-tourist-temporary-and-long-term-rentals-in-spain/) Are you renting out property in Spain? Learn the legal differences between tourist rentals, temporary leases, and long-term rental agreements. Avoid costly mistakes and ensure full compliance with Spanish law. ![Are you renting out property in Spain__.jpeg](https://cms.estity.com/uploads/Are_you_renting_out_property_in_Spain_08056c49e7.jpeg) ## Renting Out Property in Spain: The Difference Between Tourist, Temporary, and Long-Term Rentals Many who own properties in Spain consider renting it out. However, it is important to understand that there are different types of rentals — each governed by specific laws. This article explains the differences between **tourist rentals**, **temporary rentals**, and **permanent (long-term) rentals** under Spanish law. If you own a home in Spain and are thinking about renting it out, it's essential to know the type of rental you’re offering. Spanish law differentiates between various types of rental agreements — and misclassification can lead to legal and financial trouble. ### What Are the Main Rental Types? #### 1. Permanent or Long-Term Rental (“residential lease”) -This type is meant for tenants using the property as their **primary residence** (“vivienda habitual”). -Governed by the **Ley de Arrendamientos Urbanos (LAU)** – Spain’s Urban Lease Law. -Contracts can be freely agreed upon but must be extended to a **minimum of 5 years** (or 7 years if the landlord is a company). -Tenants receive strong protections, including renewal rights and restrictions on eviction. -No special license is generally required for long-term rentals. **Precautions and Risks** -Contracts must clearly state that the rental is for use as a primary residence. -Landlords must report and pay taxes on rental income in Spain. -If the property is part of a homeowners’ association, local rules may apply. #### 2. Temporary Rental (“seasonal / temporary lease”) -Not intended for use as a primary home — e.g., for work, study, or seasonal stays. -Referred to in Spanish as “arrendamiento de temporada.” -Temporary contracts don’t offer the same tenant protections as long-term leases. -No fixed legal maximum duration, but **contracts over 11 months may be reclassified** as permanent. -Legal reform proposals suggest capping temporary rentals to 12 months. **Important Considerations** -Contracts must specify the **temporary nature** and **purpose** (e.g., “for university exchange program from Jan to June”). -Misclassification may give tenants **long-term rights under LAU**. -Beware of generic “11-month contracts” — courts may still grant tenants 5-year occupancy. -More flexible for landlords, but comes with faster tenant turnover. #### Special Warning: Tenant Rights When Misclassifying Contracts If you draft a rental agreement as "temporary" but the tenant uses the property as their **main residence**, Spanish courts may override the contract and grant **5 years of tenant protection** (or 7 years for corporate landlords). **That means:** -The tenant can stay for 5–7 years — even if your contract was for 11 months. -You won’t be able to terminate the agreement unless certain legal conditions apply. **Avoid this by:** -Clearly defining the rental as temporary, with a specific purpose and end date. -Having the tenant sign a statement acknowledging the property will not be their primary residence. -Feeling uncertain, seek assistance from a legal expert to draft or review the rental agreement. #### 3. Tourist Rental (“holiday / short-stay rental”) -Short-term stays for holidays via Airbnb or similar platforms requires a **tourist license**. -As of July 1, 2025, all short-term rentals must register in the **National Register of Short-Term Rentals**. -Regional governments can impose strict limits or bans. -Violations may result in fines or rental bans. **Key Requirements** -Valid license, safety measures, and energy certificate are often mandatory. -Homeowners’ associations may prohibit tourist rentals in the building. -License numbers must be displayed in all listings. -Tax and legal obligations are stricter than long-term rentals. --- ### Practical Tips for Property Owners in Spain -Identify what type of rental you're offering before creating a contract. -Include clear language defining the use and length of the stay. -For tourist rentals: apply for a license and follow all local requirements. -Check your community association’s rules — they may ban tourist rentals. -Report all income properly according to Spanish tax law. -Always seek legal advice if you're unsure about regional differences. ### Summary Renting out your Spanish property requires a clear understanding of rental categories. Is the property being used as a **primary home**, **temporary residence**, or for **tourist accommodation**? Each type has its own legal requirements — especially tourist rentals, which face tighter controls. If misclassified, landlords can face serious legal consequences, including long-term tenant rights or administrative fines. --- #### Tip: File Your Taxes Easily with Estity Renting out property in Spain also comes with declarations, regulations, and paperwork — but it doesn’t have to be complicated. Estity offers simple and seamless tax filing for non recidents (modelo 210), whether you're renting to tourists or temporary. Everything is handled digitally, with all your documents in one place — licenses, rental income, and taxes, fully compliant with Spanish legislation. Legal texts together with Idealista, Svenska Magasinet, The Local --- ### [Time to File Modelo 210 for 2025](https://estity.com/en/article/time-to-file-modelo-210-for-2025-1/) Do you own property in Spain without being a tax resident there? Read who needs to file Modelo 210 for 2025 and how to get started. ![Imputed income 2025](https://cms.estity.com/uploads/Chat_GPT_Image_Sep_16_2026_11_18_26_AM_36f57f5e67.png) # Time to Declare Modelo 210 for 2025 Do you own a property in Spain without being a tax resident in the country? Then you normally need to file Modelo 210 for the days during 2025 that the property was available for personal use or left vacant. The declaration must be submitted by December 31, 2026. Therefore, it is good to check the information and start the declaration in good time. ### What is the Imputed Tax? Even if the property has not been rented out, the Spanish tax authority calculates an imputed income. The tax is calculated based on the property's assessed value, *valor catastral*, which is usually found on the IBI notice. The tax is often called imputed tax or *imputed income tax*. It is not the same as the municipal property tax IBI. ### Who Needs to File Modelo 210? You normally need to declare if you: - are an individual and not a tax resident in Spain, - own a property or other urban real estate in Spain, - have used the property yourself or left it vacant during all or part of 2025. If the property has been rented out, the imputed tax is calculated only for the days it was not rented. If there are multiple owners, each owner must file their own declaration based on their ownership share. ### Check This Before You Start To ensure the declaration is correct, you should check: - the property's *referencia catastral*, - current *valor catastral*, - your ownership share, - how many days you owned the property during 2025, - how many days the property was rented. The information is usually found in your IBI notice, purchase documents (*escritura de compraventa*) and any rental summary. ### File the Declaration Directly in Estity With Estity, you can file the declaration yourself and see how the tax is calculated. If the property information is already registered, you only need to check that it is still current. Once everything is complete, the declaration can usually be done in about three minutes. You follow the process step by step and receive confirmation and a receipt when the declaration has been submitted. If you have sold the property, it is important to state the sale date for the transfer in the declaration. Has your tax residency changed during 2025? Then check what applies to your specific situation before starting the declaration. **Official Information** Read more at the Spanish Tax Agency: [Imputed Taxation of Properties for Personal Use](https://sede.agenciatributaria.gob.es/Sede/no-residentes/irnr-sin-establecimiento-permanente/cuestiones-especificas-sobre-tributacion-inmuebles/renta-imputada-inmueble-urbano-uso-propio.html) [Modelo 210 and Current Declaration Deadlines](https://sede.agenciatributaria.gob.es/Sede/no-residentes/irnr-sin-establecimiento-permanente/declaracion-irnr-sin-establecimiento-permanente/modelo-plazo-declaracion.html) --- ### [Time to File Your Imputed Income Tax in Spain](https://estity.com/en/article/time-to-file-your-imputed-income-tax-in-spain/) It’s time to declare your Imputed Income Tax for your property ownership in Spain. The deadline for submission and payment is December 31 – after this, late penalties may apply. ![Do Taxes.jpg](https://cms.estity.com/uploads/Do_Taxes_42ec934750.jpg) # The Simple Way: How to Declare Your Imputed Income Tax in Spain in Just 3 Minutes If you own a property in Spain as a non-resident, it’s time to declare your “Imputed Income Tax” (Modelo 210). This is a notional tax that the Spanish Tax Agency (AEAT) assigns to your property, even if you have not rented it out. The declaration refers to the previous calendar year and must be submitted and paid no later than December 31. With Estity, you can complete the [declaration digitally](/en/service/tax-spain/) in just three minutes – fully in English or Swedish, with full control over the amount and payment process. [button url="https://property.estity.com/register" text="Start your declaration now"] --- ## Why it’s important to act in time If the declaration is not submitted on time, AEAT may apply late payment penalties and interest. Many property owners wait too long, increasing the risk that payment is not registered before the deadline. Submitting early gives you peace of mind and avoids year-end stress. --- ### What is “Imputed Income Tax”? Imputed Income Tax (also known as Modelo 210 or *Renta imputada de inmuebles urbanos*) is a tax based on the cadastral value (*valor catastral*) of your property. It applies to: - Non-resident property owners - Privately used holiday homes - Ownership during the previous calendar year The amount varies between properties, making it important to calculate the exact tax before submitting the declaration. --- ### Calculate your tax for free Once you register with Estity (free of charge and without obligation), you can instantly see the amount applicable to your property. You will get: 1. An automatic calculation based on your cadastral value 2. A preview of the exact tax amount 3. The option to proceed and file the declaration via our platform [button url="https://property.estity.com/register" text="Register for free and calculate your tax"] --- ## How the declaration works with Estity 1. Register and enter property and ownership details 2. The tax is calculated automatically 3. You choose your payment method 4. We file your tax declaration and, if applicable, handle the payment with AEAT within 2 business days 5. You receive a confirmation once everything is completed Estity is an authorised collaborating partner of the Spanish Tax Agency (AEAT), ensuring correct submission and handling of your declaration. --- ### How payment works Once the declaration is ready, you can choose among the following payment methods: - **Payment via Estity’s payment service** – secure and highly recommended for non-resident owners (ensures the tax is paid correctly and on time) - **Direct debit from a Spanish bank account** – requires the account to be fully registered and approved in advance - **In-person bank payment in Spain** – often used when physically present in Spain (this type of declaration is valid for 30 days; after that, a new filing is required) #### Check your account details if choosing direct debit If you choose to pay via direct debit from your own account, you are responsible for ensuring the following: **For Spanish bank accounts:** - The NIE number of all declarants must be registered on the account - The IBAN must be correct - The account must be active for payments **For foreign bank accounts:** - The bank must support SEPA transfers - The account must be in euros - The bank must be recognised by AEAT - No local restrictions may block the transaction Incorrect or inactive accounts are a common cause of delayed payments and penalties. To avoid these risks, many property owners choose Estity’s payment service. [button url="https://property.estity.com/register" text="Declare in 3 minutes"] --- ### What other property owners say > “I thought it would be more complicated – but with Estity the process was done in just a few minutes.” — Property owner in Nerja > “I received help declaring my Spanish tax. The process was simple, clear, and completed quickly. The tax receipt was uploaded, and I could verify the submission.” — Property owner in Spain --- ### Frequently asked questions **What happens if I don’t file the declaration?** You may be subject to penalties and interest from AEAT. **Can I use my own bank account?** Yes, but you are responsible for ensuring it complies with AEAT’s requirements for direct payment. To avoid risk, Estity’s payment service is recommended. **When is the last day to declare?** December 31 – but filing earlier is strongly advised. --- ### Finish your declaration today – in just a few minutes With Estity, you avoid complicated forms and uncertainty about payment. You get a quick and secure digital solution. [button url="https://property.estity.com/register" text="Start your declaration now"] --- *Estity – making property ownership abroad easier and more secure.* *Processing time may vary depending on access to property details and payment method chosen.* --- ### [Tony Löfberg joins Estity as Head of Strategic Partnerships](https://estity.com/en/article/tony-loefberg-joins-estity-as-head-of-strategic-partnerships-1/) Tony Löfberg joins Estity as Head of Strategic Partnerships. With extensive experience from the brokerage industry and a strong network, he will lead the work to develop partnerships that create greater value for international homeowners. # Tony Löfberg joins Estity as Head of Strategic Partnerships ![Tony Löfberg joins Estity.jpg](https://cms.estity.com/uploads/Tony_Loefberg_ansluter_till_Estity_5f3e35664f.jpg) Tony Löfberg joins Estity as Head of Strategic Partnerships Estity strengthens its management team by recruiting Tony Löfberg as Head of Strategic Partnerships. With extensive experience in business development, sales, and relationship building, Tony will play a key role in the company's continued expansion and efforts to establish Estity as the leading platform for international homeowners. Throughout his career, Tony has built an extensive network within the real estate industry and is well-known for his ability to create long-term business relationships and identify new growth opportunities. In his new role, he will lead Estity's partner strategy with a focus on building strong collaborations between brokers, legal advisors, financial experts, and other stakeholders who engage with homeowners throughout the ownership journey. The recruitment is part of Estity's long-term strategy to create an international partner network where digital services and local expertise collaborate. The goal is to simplify homeownership abroad by bringing together essential services and advice in a cohesive ecosystem. > – What attracted me to Estity is the opportunity to be part of building something that truly changes how people manage their property ownership abroad. I see great potential in bringing together the market's best players around a common platform where everyone wins – homeowners, partners, and Estity, says Tony Löfberg. With Tony in place, Estity accelerates its work with strategic partnerships and international expansion. The ambition is to establish the industry's strongest network of partners and create a more seamless, secure, and value-creating experience for homeowners across Europe. ## Partner contact A small team focused on calm clarity: structure, transparency, and easier ownership in Spain. ### Tony Löfberg Head of Partnership --- ### [Tourist Licenses in Andalusia Now Tied to Properties – A Win for Owners and Investors](https://estity.com/en/article/tourist-licenses-in-andalusia-now-tied-to-properties-a-win-for-owners-and-investors/) Property owners in Andalusia can now feel more secure: tourist licenses are tied to the home itself, adding both stability and future potential. ![Turist licens Andalucia - Malaga](https://cms.estity.com/uploads/getty_images_RT_4d1n1tjag_unsplash_2ae43d04a3.jpg) # Tourist Licenses in Andalusia – A Key Shift for Property Owners and Investors A recent resolution from the Directorate-General for Legal Security and Public Trust in Andalusia has clarified a central issue in the growing market for tourist rentals: the license for short-term rentals is **linked to the property itself** – not to the person who owns it. ## A Clarifying Decision Until now, there has been uncertainty about what happens to a tourist license when a property is sold. A well-known case in Torremolinos, where a new owner lost the right to rent out because the license was still registered under the previous owner’s name, triggered a lengthy legal battle. Now the rules are clear: the license belongs to the property. A buyer only needs to update the ownership details with the authorities – no new license application is required. Lawyer Jacob Sala highlights that this decision strengthens legal certainty and investor protection: > “It ensures continuity in the right to operate tourist rentals, protects property investments, and reinforces legal security for owners.” ## The License as a Value-Driver The ruling does more than reduce bureaucracy. It also turns a tourist license into a long-term **value-enhancer for the property** itself. A property that comes with a valid license is more attractive on the market than an identical one without it. In practice, the license can be seen as a *premium asset* – something that not only enables short-term rentals but also increases the property’s resale value. ## Risk of Future Restrictions In today’s housing crisis, where many locals struggle to find affordable homes, short-term rentals have become a heated political issue. Across Europe – from Barcelona and Amsterdam to Lisbon – governments have introduced strict caps and zoning rules on tourist rentals. Andalusia may follow a similar path. With over **150,000 registered tourist properties** in the region, future political decisions could mean limits on the number of licenses in tourist-heavy cities and coastal areas. This makes existing licenses potentially a scarce and highly valuable resource. Applying for a license today may therefore be seen not just as an administrative step, but as a **strategic long-term investment**. ## Market Growth in Numbers According to the Andalusian tourist registry (August 26, 2025), there are now more than 150,000 licensed tourist apartments in the region. - **Málaga**: 86,557 properties - **Cádiz**: 21,178 - **Almería**: 12,815 - **Seville**: 11,481 - **Granada**: 9,587 - **Huelva**: 4,073 - **Córdoba**: 3,731 - **Jaén**: 928 The growth is strongest in coastal provinces and major cities, where tourist demand is highest. ### Industry Reaction Juan Cubo, president of AVVA-Pro (Andalusian Association of Tourist Housing), welcomed the decision: > “It confirms an essential principle for the sector: tourist registration is tied to the property.” He also reminded new owners to check local building or neighborhood rules, which may impose additional requirements. ## Conclusion This ruling may have far-reaching consequences for Andalusia’s property market. For investors, it provides greater predictability and legal certainty, while also making a license a powerful driver of property value. In a market facing both rapid growth and political scrutiny, a tourist license may well become one of the most strategic assets a property can hold. --- *At Estity, we welcome this decision. It makes it easier for property owners to understand the true value of a license and provides reassurance that investments made in improving a home will not be lost. A tourist license is now more than just a permit – it is an added value that strengthens both the property itself and its future potential.* --- ### [What Do You Need to Buy a House in Spain](https://estity.com/en/article/what-do-you-need-to-buy-a-house-in-spain/) Complete guide to buying property in Spain: finance, tax, legal steps, and documents — made easier with Estity. ![Women walking down the street in spain](https://cms.estity.com/uploads/IMG_article_buy_house_spain_guide_arrival_4x3_cd9c6b9ab9.png) # What Do You Need to Buy a House in Spain? — Complete Guide for Buying Property Abroad Dreaming of your own house in the sun? Spain is one of the most popular countries for foreigners looking to buy property, but turning that dream into reality requires the right knowledge. This is your complete guide to buying a home in Spain — from financing to taxes and legal requirements. ## Step-by-Step: How to Buy a Home in Spain as a Non-Resident 1. **Secure Your Financing** Before signing the purchase contract, ensure your finances are in order: - **Down payment**: Expect to pay 10–20% of the purchase price at contract signing. - **Purchase costs**: Taxes, notary, registration, and legal fees usually add another 10–15%. - **Spanish bank account**: Required to pay for ongoing costs such as electricity, water, and property tax (IBI). 2. **Understand Taxes and Legal Requirements** Buying property in Spain comes with several legal obligations: - **NIE number**: A Spanish tax ID (*Número de Identificación de Extranjero*) is required to buy property. - **Notary and title registration**: The transaction is finalized before a notary, ensuring correct property registration. - **Taxes for property owners**: - **Property tax (IBI)**: Annual municipal tax. - **Non-resident income tax**: Even if the property is not rented, a presumed income must be declared. - **Rental income tax**: Must be reported and paid annually if the property is rented out. Read more: [NIE number and how to apply](https://www.idealista.com/sv/news/juridisk-hjalp-i-spanien/2023/03/08/2578-sa-har-skaffar-du-ditt-spanska-nie-nummer) 💡 *Tip:* With Estity, you can manage your Spanish property tax digitally and file your returns securely in just a few minutes. 3. **Rules and Market Knowledge – Key Insights** Spain is divided into 17 autonomous regions, each with its own rules for real estate and rentals: - **Building permits and renovations**: Regulations vary by region and municipality. - **Rental license**: Required for short-term rentals; registration numbers are mandatory for platforms like Airbnb. - **Market research**: Compare areas based on price trends and rental demand. 4. **Manage Documentation and Ownership Administration** As a property owner in Spain, keep the following documents organized: - Purchase agreement and title deed - Payment receipts and tax records - Renovation and maintenance invoices - Rental contracts (if applicable) 🔒 *Tip:* Use a digital document vault like Estity to store and organize property-related documents — many will be needed repeatedly for future processes. 5. **Plan for Long-Term Ownership and Sale** Owning property means ongoing responsibilities: - **Annual tax filing**: Required even if the home is not rented. - **Ongoing costs**: Such as community fees, insurance, and maintenance. - **When selling**: Proper documentation simplifies the sales process and affects capital gains tax. With the right preparation, your home purchase becomes a secure investment — emotionally and financially. --- ## Frequently Asked Questions (FAQ) **How much does it cost to buy a house in Spain?** In addition to the purchase price, expect about 10–15% in taxes and fees. **Do I need an NIE number to buy property in Spain?** Yes, an NIE number is mandatory to own and register property. **Can foreigners get a mortgage in Spain?** Yes, most Spanish banks offer mortgages to foreigners — expect a loan-to-value of 60–70%. **What taxes must I pay as a property owner in Spain?** Property tax (IBI) and non-resident income tax are both required. **Is it hard to declare property taxes in Spain?** It can be complex, but digital services like Estity make it easy and safe. --- ## Summary Buying a house in Spain is a fantastic opportunity — both as a lifestyle and an investment. By understanding the legal, tax, and administrative steps, you can enjoy your homeownership with confidence. With a smart tool like **Estity**, you gain control and clarity — no matter where in the world you live. 👉 **Ready to simplify your property ownership in Spain?** --- ### [What Is a NIE Number in Spain and why is it important?](https://estity.com/en/article/what-is-a-nie-number-in-spain-and-why-is-it-important/) A NIE number is essential for non-citizens who want to live, work, buy property, or handle official matters in Spain. This article explains what a NIE number is, when it is required, and how it works in practice. ![What is NIE number in Spain](https://cms.estity.com/uploads/What_is_NIE_97ddb520e3.jpg) # What is a NIE number? Moving to or staying in Spain for a longer period as a non-citizen often means encountering the term *NIE number*. It is a central part of the Spanish administrative system, particularly for non-Spanish citizens who want to work, buy property, or conduct business in the country. In this article, we explain what a NIE number is, why you need it, and how it is used in practice. ## What does NIE mean? NIE stands for *Número de Identificación de Extranjero*, which can be translated as an identification number for non-citizens. It is a personal and unique number assigned by the Spanish state and administered by the *Policía Nacional* (National Police) or the *Oficina de Extranjería* (Immigration Office). It is used as an identification number in most formal and legal contexts where a non-Spanish citizen needs to be identified by Spanish authorities. You may apply through a representative, but this requires an explicit power of attorney. ## When do you need a NIE number? A NIE number is required in many interactions with Spanish authorities and formal institutions. Here are some common situations where it is needed: * Buying or selling property in Spain (required by the Property Registry – *Registro de la Propiedad*) * Starting employment or registering as self-employed * Opening a Spanish bank account (required by banks for KYC regulations) * Paying taxes or registering with the *Agencia Tributaria* (Spanish Tax Agency) * Accessing social security and public healthcare through *Seguridad Social* * Studying at a university (usually required at registration) * Importing or exporting vehicles via the *Dirección General de Tráfico* * Signing contracts and insurance policies Please note: the NIE number is not a residence permit, but an administrative identification number that enables participation in the Spanish system. ## How does a NIE number work in practice? Once you have been assigned a NIE number, you receive an official document where the number appears together with your full name, date of birth, and nationality. The number is permanent and does not change—even if your residence status changes over time. The NIE is used in, among others, the following systems: * The tax system (*Agencia Tributaria*) – for income tax returns, VAT, and other taxes * The Property Registry (*Registro de la Propiedad*) – when buying or selling property * The social security system (*Seguridad Social*) – for registration related to pensions, healthcare, and unemployment benefits * Formal contracts – rental agreements and subscriptions for electricity, water, telephone, and internet ## How to apply for a NIE number Understanding what a NIE number is is only the first step. The next step is to actually apply for it. We recommend reading our guide on [how to obtain a NIE number](/en/article/how-to-obtain-a-nie-number-in-spain/). Depending on whether you apply from Spain or from abroad, the process differs slightly. ## Frequently Asked Questions about NIE (FAQ) ### Is a NIE the same as a TIE? No. A NIE is an identification number. A TIE (*Tarjeta de Identidad de Extranjero*) is a physical residence card (primarily for non-EU citizens) that contains your NIE and shows your residence status in Spain. You can have a NIE without having a TIE. ### How long is a NIE number valid? The NIE number is lifelong and does not need to be renewed. However, you may need to request a new copy of the document if you lose it or if an authority requires a recent printout. ### Do I have to be in Spain to obtain a NIE? No. You can apply for a NIE through a Spanish embassy or consulate in your home country. However, processing times are often longer compared to applying directly in Spain. ### Is there anything to prepare before applying for a NIE number? Yes. When applying, you normally need to state why you require the NIE number (e.g. property purchase, banking matters, employment, or tax purposes). You must also not be in Spain in an irregular situation (without valid legal status) at the time of application. ## Read more A collection of guides, articles and official resources explaining the Spanish NIE number – what it is, when you need it and how to apply. ### How to obtain a NIE number in Spain A clear step-by-step guide showing how to get your NIE number in Spain – whether you apply through a Spanish consulate or directly in Spain. Everything you need in one place. --- ### [Why you need a Spanish will (Part 1): how inheritance works in Spain](https://estity.com/en/article/why-you-need-a-spanish-will-part-1-how-inheritance-works-in-spain/) Why having a Spanish will can save your heirs time, cost and unnecessary bureaucracy. A clear guide to how inheritance works in Spain for foreign property owners. --- ## Legal ### [Cookie policy](https://estity.com/en/cookie-policy/) The webpage uses cookies. This page explains how we manage them. # Cookie policy Click on the Cookiebot icon in the down left corner of any webpage to read how we use cookies, update your consent and see a list of all cookies used on the website. Cookie list can be found both below and under Cookiebot icon. --- ### [Privacy policy](https://estity.com/en/privacy-policy/) Estity values ​​your privacy and works actively to ensure you feel secure about how we process your personal data. This policy describes estity.com # Privacy Policy **Last updated:** August 23, 2026 Estity ("Estity", "we", "us") provides a platform that helps owners manage property in Spain — organising property information and documents, tracking finances, preparing and filing tax declarations, and related features. This policy explains, in plain terms, what personal data we process, why, who we share it with, and the rights you have under the EU General Data Protection Regulation (GDPR). **In short:** - We collect only the data we need to run your account, your properties, and the features you use. - We use trusted providers (such as Stripe for payments) and enrich your property with data from public registries to help you meet your obligations. - We **do not sell** your personal data. - Optional AI features (such as document translation or summary, bank-statement import, receipt scanning, and the in-app Estity Assistant) send content you choose to submit — or messages and limited account/property context for the Assistant — to our AI provider (OpenAI). For statement import we send a **redacted** extract. When you import a statement format we do not yet fully support, we may also keep a copy of that file **only** so we can learn more formats and develop better support for users on the Platform — we do **not** share that file or its contents with anyone else, as described below. You can avoid this processing by not using those features. - You can access, correct, export, or delete your data, and object to certain processing, by emailing **support@estity.com**. This policy does not cover third-party websites linked from our platform, which have their own policies. ## Who we are **Estity AB** (Swedish org.nr 559519-5164) is the **data controller** for the personal data described in this policy — including for the Platform, your account, and the tax-filing services. In this policy, "Estity", "we", and "us" refer to Estity AB. We deliver the Spanish property and tax-related services — including submitting declarations to the Spanish Tax Agency (Agencia Tributaria, "AEAT") — together with our group company **Estity Innovation SL** (CIF B70939533, 29780 Nerja, Málaga, Spain), an authorised AEAT collaborator. Estity Innovation SL processes personal data **on our behalf and on our instructions**, as our data processor under a data-processing agreement. We process your data in accordance with the GDPR, the Swedish Data Protection Act, applicable Spanish data protection law, and other applicable law. Our lead supervisory authority is the Swedish Authority for Privacy Protection (IMY). **Contact:** support@estity.com (use the subject line "Data protection" for privacy matters). ## Personal data we collect Depending on how you use Estity, we process the following categories of data. The examples are illustrative, not exhaustive. ### Data you provide - **Account and contact data** — such as name, email, optional phone number, language preference, and password (stored hashed). If you sign in with Google or Facebook, we receive basic profile information from them. - **Property data** — information about the properties you manage, such as address and characteristics, values, and other economic data, together with documents, photos, receipts, and notes you add. - **Tax and financial data** — information needed to prepare tax declarations (such as Modelo 210) and to track property finances, such as ownership shares, purchase and sale dates, property and transaction values, acquisition and financing costs (including loan interest), rental income and expenses, tax identification numbers (such as NIE/NIF), and bank details (e.g. IBAN) where you choose to pay tax by direct debit. We also store tax-filing and payment receipts. - **Identity verification data** — for certain add-on services (such as applying for a NIE number or a digital ID/certificate), identification documents you provide. - **Onboarding and questionnaire responses** — answers you give about your property and goals so we can guide you through your obligations and tailor the platform to you. - **Communications and feedback** — support messages, survey and feedback responses, and other content you send us. - **Bank statements and AI import inputs** — files or extracts you upload when using AI-assisted economy import (for example CSV/Excel statements). Before sending text to our AI provider we attempt to redact identifiers such as IBANs, account and card numbers, emails, phone numbers, and Spanish tax IDs; dates, amounts, and transaction descriptions typically remain. - **Document AI inputs** — documents (such as PDFs or images) you choose to translate or summarize. We extract text from the file (including via local OCR where needed) and send that text to our AI provider. Unlike statement import, we do **not** apply the same automated redaction of identifiers before transmission — the extract may include names, addresses, identifiers, and other content that appears in the document. - **Receipt AI inputs** — receipt images or files you upload when using AI-assisted receipt scanning. We may send a compressed image of the receipt and/or extracted OCR text to our AI provider so it can suggest fields such as merchant, date, amount, currency, line items, and category. Where we send OCR text, we attempt similar identifier redaction as for statement import; where we send an image, visible printed content on the receipt may be processed as shown. - **Assistant chat inputs** — messages you send to the in-app Estity Assistant, plus limited session context we attach so replies stay relevant (for example your language, current page in the Platform, property country, subscription status, ownership/filing timing signals, and selected help topics). We store conversation threads and messages so you can continue a chat. Optional thumbs-up / thumbs-down feedback on Assistant replies may also be stored to improve the product. - **Statement learning samples** — when AI import is used for a bank or file format that we do not yet fully support, a copy of the uploaded file (and related technical metadata such as header signature and internal user/property identifiers) may be stored **only** so Estity can learn more statement formats and develop better support for users on the Platform. We do **not** sell or share these files or their contents with anyone else — they are used solely by Estity for that internal product-improvement purpose. ### Data about other people that you provide To use certain features, you may give us personal data about other people, such as: - **Property owners and co-owners** named on a tax declaration (which can include identity details, date and place of birth, tax identifiers such as NIE/NIF, address, and tax-residency information) — these people may not have an Estity account - **Tenants or guests** where you use rental features (such as name and contact details) - **Contacts and collaborators** you add or invite to a property (such as name, email, and phone) You are responsible for ensuring you are allowed to share this data with us — for example, that you have informed the person concerned or otherwise have a lawful basis. We use it only to provide the feature you are using. Because these people usually do not have an Estity account, we normally cannot contact them directly. In line with **Article 14 GDPR**, we ask **you** to make this policy available to them, and we publish it openly on our website; where contacting them individually would be impossible or involve disproportionate effort, we rely on the exemption in Article 14(5)(b). If one of these people contacts us, we will tell them what we hold and honour their rights. ### Data we collect automatically **Usage and technical data** — IP address, device and browser information, activity logs, and cookie and similar technology data (see **Analytics, cookies, and tracking**). ### Data from other sources - **Payment providers** (Stripe) — payment and subscription status - **Analytics and advertising partners** (e.g. Google, Microsoft, Meta) - **Public registries and data providers** — to enrich your property and help you understand and meet your obligations, we retrieve and store information from public and third-party sources such as the Spanish cadastre (Catastro), mapping and address providers, and tourism/rental registries - **Referral and affiliate partners** — where you registered through a partner You do not have to provide the data we request, but without it we may be unable to provide our services. ## How we use your data and our legal basis | Purpose | Legal basis (GDPR) | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------- | | Create and manage your account and provide the platform — including property management, document storage, tax-declaration preparation, property finance tracking, rentals, contacts, and collaboration | Contract (Art. 6(1)(b)) | | Enrich your property with data from public registries to help you understand and meet your obligations | Contract and legitimate interest (Art. 6(1)(b), (f)) | | Process payments and subscriptions | Contract (Art. 6(1)(b)) | | Operate referral and affiliate programs (attribution, discounts, commission, limited partner reporting) | Legitimate interest (Art. 6(1)(f)) | | Operate, secure, and improve the service, including usage analytics | Legitimate interest (Art. 6(1)(f)); consent where required for non-essential cookies (Art. 6(1)(a)) | | Marketing and analytics cookies on our public website | Consent (Art. 6(1)(a)) | | Newsletters and marketing emails | Consent (Art. 6(1)(a)), or legitimate interest for similar products to existing customers | | Meet legal, accounting, and tax obligations | Legal obligation (Art. 6(1)(c)) | | Provide optional AI-assisted features you choose to use (for example translating or summarizing a document, extracting transactions from a bank statement, scanning a receipt, or chatting with the Estity Assistant), including sending relevant content and limited context to our AI provider | Contract (Art. 6(1)(b)); where the feature processes special categories of data only if separately justified — normally these features process document, receipt, financial, or conversational data under contract | | Retain unrecognized statement uploads and related format signals (such as layout fingerprints and sample phrases) **only** so we can learn more formats and develop better support for users on the Platform — we do **not** share these files or their contents with anyone else | Legitimate interest (Art. 6(1)(f)) in improving the reliability and coverage of our import features. You can avoid this by not using AI statement import (for example use a supported bank import where available, or enter transactions manually) | Where we rely on legitimate interest, we have weighed our interests against your rights and freedoms; you can request more information about that assessment, and you can object to such processing (see **Your rights**). ### Analytics, cookies, and tracking We use cookies and similar technologies to keep you logged in, remember your settings, secure the service, analyse how our website and platform are used, and — on our public website — measure marketing. The main tools we use are **Google Analytics**, **Microsoft Clarity** (including heatmaps and session replay), and **Meta Pixel**. - **Public website (estity.com):** non-essential analytics and advertising cookies are set **only with your consent**, managed through **Cookiebot**. You can view or change your choices at any time via the Cookiebot icon on the site. - **Logged-in platform:** cookies and similar technologies that are **necessary to provide the service** (such as login and security) are used without consent. **Non-essential** analytics, marketing, and session-replay tools run **only if you opt in** through our in-app consent prompt, which is **separate from accepting these terms** and **off by default**. You can change or withdraw your choices at any time under **Settings → Privacy**, in three categories: **Statistics** (Google Analytics), **Marketing** (Meta Pixel and the Meta Conversions API), and **Help us improve Estity** (Microsoft Clarity session replay, with sensitive fields masked). Withdrawing a category stops the tool and clears its cookies. For a full list of the cookies we use and how to manage them, see our [Cookie Policy](https://estity.com/sv/cookie-policy/). Learn more about these tools at [Google](https://policies.google.com/privacy), [Microsoft](https://privacy.microsoft.com/privacystatement) and [Meta](https://www.facebook.com/privacy/policy/). ## Payments We provide secure payment through **Stripe**. Payment is handled on Stripe's secure, encrypted pages; we never store your full card details. See Stripe's [privacy policy](https://stripe.com/privacy). ## Who we share data with We share data only where needed to run our services, where you have consented, where required by law, or based on a legitimate interest not overridden by your rights. Categories of recipients: - **Estity Innovation SL** (our Spanish group company) — as our processor, to deliver Spanish property and tax services and submit declarations to the AEAT - **IT and cloud providers** — hosting, infrastructure, backups - **Stripe** — payment processing - **Email and communication providers** — transactional email and support - **Mapping, address, and registry data providers** — to look up and enrich property information you ask us to process - **Analytics and advertising partners** (Google, Microsoft, Meta) — as described above - **Referral and affiliate partners** — limited per-signup and aggregate data as described below - **Property broker partners** — where you connect with one, your contact and property information for their brokerage/advisory services, with your consent (see below) - **Spanish Tax Agency (Agencia Tributaria, AEAT)** — when you instruct us to file a declaration, we submit the relevant declaration data to the AEAT on your behalf - **Professional advisers and authorities** — where necessary or legally required - **AI service providers (OpenAI)** — when you use optional AI-assisted features (such as document translation or summary, economy bank-statement import, receipt scanning, or the Estity Assistant), we send relevant content to OpenAI’s API so the model can return results. For statement import (and for receipt OCR-text paths) we send a **redacted** text extract where that pipeline applies; for document translation/summary we send extracted document text; for receipt vision we may send receipt images; for the Assistant we send your message, recent chat turns, and limited session/property context (see **AI-assisted features** below). OpenAI acts as our **processor** under a data-processing agreement / OpenAI’s applicable API data processing terms. We do not use the ChatGPT consumer product for this; we use the API. Sharing of API inputs and outputs for model training and improvement is disabled for our OpenAI organization, so OpenAI does not use that API traffic to train its models. When you choose to file a tax declaration through us, you instruct us to submit your declaration data to the AEAT. Depending on the payment method you choose, we may also receive your tax payment and forward it to the AEAT on your behalf. Once a declaration has been submitted to the AEAT, it generally cannot be recalled. We use data processors who act only on our instructions, under written data-processing agreements, mainly within the EU/EEA. We **do not sell** your personal data. ### AI-assisted features Optional AI features use OpenAI’s API as described above. Details differ by feature. Some Assistant flows (for example questionnaire chips or looking up your saved contacts) are handled inside Estity without calling OpenAI. #### Document translation and summary When you use AI-assisted document translation or summary: 1. You choose a document in the Platform and start the feature. 2. We extract text from the file (native PDF text and/or local OCR for scans and images). 3. We send that extracted text to **OpenAI** over an encrypted connection (HTTPS) via their API. 4. OpenAI returns translated or summarized text. You can review it and keep it as a document in Estity (for example a translation file linked to the original). **What may be sent:** whatever text appears in or is extracted from the document, including names, addresses, amounts, identifiers, and other personal or business content. We do **not** apply the same automated identifier redaction used for bank-statement import. **Quality:** Translations and summaries depend on the quality of the source document, the quality of the extracted text (including OCR for scans and images), the language(s) involved, and the AI model. We do **not** guarantee that results are complete, accurate, or suitable for legal or official use without your review. You should check important documents yourself (or with a qualified professional) before relying on them. **Legal basis:** performance of the contract to provide the feature you requested (Art. 6(1)(b) GDPR). **International transfers:** as under **International transfers**. You can avoid this processing by not using document translation or summary. #### Economy bank-statement import When you use AI-assisted bank-statement import: 1. You upload a statement file in the Platform. 2. We convert it to a compact table and **redact** detectable IBANs, long account numbers, labeled BIC/SWIFT codes, emails, phone numbers, Spanish NIE/NIF-style identifiers, payment-card-like digit sequences, and labeled account-holder name lines where possible. 3. We send that redacted text to **OpenAI** over an encrypted connection (HTTPS) via their API. 4. OpenAI returns structured rows (date, description, amount). You review and confirm before transactions are created in Estity. 5. Temporary upload bytes for background jobs are cleared after processing; confirmed or discarded import jobs are not kept indefinitely (see retention below). Separately, unrecognized formats may be retained for product improvement as described under **Developing better bank and import support**. **What may still be sent to OpenAI:** transaction dates, amounts, and descriptions (often including merchant or counterparty names). Redaction is best-effort and not a guarantee of full anonymisation. **Legal basis:** performance of the contract to provide the feature you requested (Art. 6(1)(b) GDPR). **International transfers:** as under **International transfers**. You can avoid this processing by not using AI import (e.g. use a bank-specific import where available, or enter transactions manually). #### Receipt scanning When you use AI-assisted receipt scanning: 1. You upload a receipt (image or PDF) in the Platform. 2. We preferably send a compressed image of the receipt to **OpenAI** (vision) over HTTPS, or — where vision is not used — OCR text after attempting identifier redaction similar to statement import. 3. OpenAI returns suggested fields (such as name/merchant, date, amount, currency, line items, tags, and category). You review and confirm before the receipt or related economy data is saved. **What may be sent:** printed content visible on the receipt image and/or extracted text, which may include merchant names, amounts, dates, addresses, and other details shown on the receipt. **Quality:** Extracts depend on image quality, OCR, and the AI model. We do **not** guarantee completeness or accuracy; you must check suggestions before saving. **Legal basis:** performance of the contract to provide the feature you requested (Art. 6(1)(b) GDPR). You can avoid this processing by entering receipt details manually. #### Estity Assistant (in-app chat) When you use the Estity Assistant: 1. You open the Assistant in the Platform and send a message (or choose a suggestion chip). 2. For some requests we answer inside Estity without calling OpenAI (for example guiding you through property questionnaire chips that save the same settings as the normal forms, or searching contacts you already saved on the property). 3. When a reply needs the AI model, we send your message, a short recent chat history, and **limited session context** to **OpenAI** over HTTPS — for example your language, the page you are on, property country, whether the property has a paid subscription, ownership/filing timing signals, selected help topics, and a curated catalog of in-app pages (not your full document library or tax declaration contents). 4. OpenAI returns a structured reply (text, optional deep links into Estity, optional choices). We store the thread and messages so you can continue the conversation. You may optionally rate an Assistant reply (thumbs up / down); that rating is stored by Estity to help us improve the Assistant. **What the Assistant is for:** helping you find your way around Estity and, where enabled, answering high-level questions about using Estity for property ownership — pointing to Estity features and pages first. It is **not** a lawyer, tax adviser, or substitute for professional advice, and it is instructed not to give DIY government filing instructions. **What we do not send for Assistant turns (examples):** full contents of your tax declarations, your payment card data, or bulk document archives. Do not paste highly sensitive secrets into the chat unless needed for the question. **Unmatched topics / product interest:** if you ask about something Estity does not offer yet, we may ask whether you want us to look into it and record that interest through our existing product-feedback channels. **Legal basis:** performance of the contract to provide the Assistant feature (Art. 6(1)(b) GDPR); legitimate interest or consent where we process optional feedback ratings or roadmap-interest signals as described elsewhere in this policy. **International transfers:** as under **International transfers**. You can avoid this processing by not using the Assistant. #### Developing better bank and import support When you use AI statement import for a bank or file format that we do not yet fully support: - We may store a **copy of the uploaded file** together with related technical metadata (such as header signature, mime type, and internal user/property identifiers) in an internal learning corpus. - When you confirm an AI import, we may also store **format signals** (such as layout fingerprints, sample phrases, and amount-format hints) to help us improve recognition and import quality for similar files. - This data is used **only by Estity** to **learn more formats** and **develop better support** for users on the Platform (more banks, statement layouts, and import reliability). We do **not** share these files, their contents, or these format signals with anyone else — including referral or affiliate partners, brokers, or other third parties — and they are not used to train OpenAI’s models. - Access is limited to Estity staff (and any infrastructure processors who host our systems under our instructions) who need it for this purpose, under our security measures. **Legal basis:** legitimate interest (Art. 6(1)(f) GDPR) in improving import coverage and quality, as listed in the purpose table above. You can avoid this retention by not using AI statement import. ### Referral, affiliate, and broker partners Affiliate and referral partners promote Estity using a **unique link or landing page that contains their affiliate code**. They simply **drive traffic** to us — they do **not** enter, submit, or provide your name, email, or any other personal data about you. You always create your own account yourself, and you are asked to accept this policy and our [Terms of Service](https://estity.com/en/terms-of-service/) before completing registration. When you register after arriving through such a link, your account is linked to that partner so we can apply any discount you are eligible for, attribute your registration correctly, and calculate commission. How much we share through our partner portal depends on the type of partner and your consent: - **Lead and affiliate partners** (who drive traffic via their link): the partner sees **limited information** about you — your name, your email in **masked form** (e.g. `j***n@example.com`), your registration date, and your referral status (e.g. registered, verified, paying) — plus **aggregate** totals such as number of referrals and overall commission. We share this based on our **legitimate interest** in operating a fair referral program, and because you are informed of it when you register through a partner link. - **Property broker partners** (real-estate broker offices that provide **property brokerage and advisory services to you**): where you connect with such a partner and **consent**, we share — for the purpose of those brokerage/advisory services — your **contact details** and **property information**, including address and location (latitude/longitude), property type, cadastral reference and value, purchase and sale price, valuations, purchase date, and the public registry data we have retrieved from the Catastro (such as build year, registered built and total area, building parts, and the municipal tax rate and its update year). These brokers act as **independent controllers** for their services to you, under data-sharing terms with us. We rely on your **consent** (Art. 6(1)(a) GDPR), which you can withdraw at any time under **Settings** or by emailing support@estity.com. For **every** partner type, we do **not** share the contents or amounts of your tax declarations, the number of declarations, your uploaded documents and receipts, your payment history, or your card data. Where a property has co-owners, the property information shared with a broker partner may include their details; because they may not have an Estity account, we ask you to make this policy available to them (see **Data about other people that you provide**). Partners must not use your data for unrelated marketing without their own lawful basis. If you do not want your account linked to a partner, register using our standard link instead. **User-to-user referrals:** you can refer others either by entering their **email address** (we then process that email address and the referral status) or by **sharing your own unique referral link** yourself — in which case we collect no details about the recipient until they choose to register. If you accept a referral, we link your account to it so rewards can apply. An inviter can see only the email address they invited and its status — nothing else about your account. ## International transfers Your data is primarily processed within the EU/EEA. Where data is transferred outside the EU/EEA (for example, by some of our service providers), we apply appropriate safeguards such as the European Commission's Standard Contractual Clauses, or rely on an adequacy decision. This may include transfers to the United States when you use AI-assisted features (such as document translation/summary, statement import, receipt scanning, or the Estity Assistant) that rely on OpenAI’s API. ## How long we keep your data We keep your data only as long as necessary for the purposes above, and then delete or anonymise it. In practice: | Data type | Retention period | | --- | --- | | Account, property, and document data | While your account is active and for a limited period afterwards. | | Accounting records | Generally **7 years**, as required by Swedish bookkeeping law (Bokföringslagen). | | Tax-related declaration records | For the period during which the tax authorities may review a filing (in Spain, generally at least **4 years**). | | Referral and commission records | As long as needed to run the programs and meet accounting/tax obligations. | | Marketing consents | Until you withdraw consent or unsubscribe. | | Technical and analytics logs | For limited periods under our retention schedule. | | Temporary AI import / receipt-scan job payloads | Only while needed to complete or discard the job; unfinished jobs expire after a short period (product default where applicable: ready/pending jobs up to 7 days, failed jobs sooner). Confirmed results become ordinary economy / document records under normal retention. | | Document AI job payloads / transient extracts | Only while needed to complete or discard the job; results you save become ordinary documents under normal document retention. | | Assistant threads and messages | While your account/property relationship needs them for the chat history, and then deleted or anonymised when you delete the account/property data (or earlier under our retention schedule). Optional reply ratings are kept with the message or as long as needed to improve the Assistant. | | Statement learning samples (unrecognized uploads kept to develop better support) | Only as long as needed to analyse layouts and improve import support, then deleted or anonymised under our retention schedule. | | Format artifacts (layout fingerprints, sample phrases, amount-format hints) | As long as needed to improve import recognition and quality, then per our technical retention schedule. | | LLM usage metering records | As needed for quota, security, and accounting, then per our technical retention schedule. | When you delete your account, we delete or anonymise your personal data in line with our process, keeping only what we are legally required to retain. ## How we protect your data We apply technical and organisational measures including encryption, access controls and least-privilege principles, regular review of our systems, staff training, and data-processing agreements with our suppliers. Sensitive details about property owners and rental guests — such as tax identifiers, contact details, and addresses — are encrypted. No method of transmission or storage is completely secure; if you believe your account has been compromised, contact support@estity.com. For AI-assisted statement import (and receipt OCR-text paths) we apply automated redaction of common identifiers before transmission to OpenAI where that pipeline applies. Transmission to OpenAI uses TLS. Redaction does not remove all personal or financial data from the extract. For document translation and summary, extracted document text is sent to OpenAI without that same redaction step. For receipt vision, receipt images may be sent as shown. For the Assistant, chat messages and limited session context are sent without bank-style redaction — treat those features accordingly and avoid pasting highly sensitive secrets into chat. Statement learning samples and format artifacts used to develop better import support are stored with access controls, used **only by Estity** to learn more formats for users on the Platform, and are **not** shared with anyone else or with OpenAI for model training. ## Automated decisions and minors We do not carry out automated decision-making or profiling that produces legal or similarly significant effects (Art. 22 GDPR). Estity is intended for property owners and other adults aged 18 or over. Our services are not directed at children, and we do not knowingly collect their data. If you believe a minor has provided us personal data, contact us and we will delete it. ## Your rights Under the GDPR you have the right to **access**, **rectification**, **erasure**, **restriction**, and **data portability**, to **object** to processing based on legitimate interest (including direct marketing), and to **withdraw consent** where processing relies on it. Withdrawing consent does not affect processing carried out before withdrawal. Contact **support@estity.com** to exercise your rights; we may verify your identity first, and we aim to respond within one month. If you are not satisfied, you can lodge a complaint with the Swedish Authority for Privacy Protection (Integritetsskyddsmyndigheten, IMY) — [imy.se](https://www.imy.se/), Box 8114, 104 20 Stockholm. You may also complain to the supervisory authority in your country of residence (for example, the Spanish Data Protection Agency, AEPD, if you live in Spain). ## Changes to this policy We may update this policy from time to time. The date above shows the latest change, and material changes will be published on our website and, where required, notified by email or in the platform. ## Contact **Estity AB** — support@estity.com — https://estity.com --- ### [Terms of service](https://estity.com/en/terms-of-service/) # Terms of Use **Last updated:** August 23, 2026 These Terms of Use (the "**Terms**") are a binding agreement between you ("**you**", the "**User**") and **Estity AB**, a Swedish company (org.nr 559519-5164) ("**Estity**", "**we**", "**us**"). We deliver the Spanish property and tax-related services — including filing declarations with the Spanish Tax Agency (Agencia Tributaria, "AEAT") — together with our group company **Estity Innovation SL** (CIF B70939533, 29780 Nerja, Málaga, Spain), an authorised AEAT collaborator acting on our behalf. These Terms govern your use of our platform and related services (the "**Platform**" and "**Services**"). **In short:** - Estity is a tool that helps you organise property information, documents, finances, tax declarations (such as Modelo 210), and rentals. It is **not** legal, tax, or financial advice unless we say so for a specific paid service. - You are responsible for the accuracy of what you enter and for meeting your own legal and tax obligations. - Subscriptions may start with a free trial or promotional offer (shown at checkout) and then renew automatically until you cancel; consumers have a 14-day right of withdrawal (with limits for services you ask us to start right away). - Swedish law applies, and your mandatory consumer rights always remain. ## 1. About Estity and the Platform **1.1.** Estity provides a SaaS platform for digital administration of property owned abroad, as described on [estity.com](https://estity.com) and within the Platform. Features may include document management, property information, tax-declaration preparation, finance tracking, rentals, and add-on services, and may change over time. **1.2.** Our [Privacy Policy](https://estity.com/en/privacy-policy/) explains how we process personal data and forms part of your use of the Platform. **1.3.** Some Platform features use third-party artificial-intelligence (AI) services (currently OpenAI) to process content you choose to submit — for example, translating or summarizing a document, extracting transactions from a bank statement, scanning a receipt, or chatting with the Estity Assistant (including limited session/property context needed for relevant replies). Use of those features is optional. By using them, you instruct us to send the relevant content to the AI provider as described in our Privacy Policy and in any in-product notice shown before you upload or submit. AI outputs depend on the quality of the source material, any text extraction (including OCR), the information you provide in chat, and the AI model; they are tools to help you and are not guaranteed to be complete or accurate. The Assistant is a product guide inside Estity — it is not legal, tax, or financial advice and must not be relied on as a substitute for a qualified professional. ## 2. Acceptance, eligibility, and changes to the Terms **2.1.** You accept these Terms when you create an account or otherwise use the Platform. If you do not accept them, do not use the Platform. **2.2.** The Platform is intended for users aged **18 or over** who have the legal capacity to enter into a contract. **2.3.** If you register through a referral or affiliate partner link, **Section 12** also applies. **2.4.** These Terms are available on the Platform at all times and prevail over any conflicting version or document. They take effect when published and apply from your first use of the Platform for as long as you use it. **2.5.** We may update these Terms, in particular to reflect legal or regulatory changes or changes to the Platform's features and services. We will publish the updated Terms and, for material changes, give you reasonable advance notice (e.g. by email or in the Platform). If you do not accept a material change, you may stop using the Platform and cancel before it takes effect. Continued use after the change takes effect means you accept it. ## 3. Your account and responsibilities **3.1.** You must provide accurate, complete information when creating your account and keep it up to date. You are responsible for keeping your login credentials confidential and for activity under your account. **3.2.** You are responsible for complying with all laws that apply to your use of the Platform. You agree not to, and not to help others to: **(a)** breach applicable laws or these Terms; **(b)** upload or share content that is unlawful, fraudulent, false, offensive, discriminatory, threatening, or that promotes illegal or harmful activity; **(c)** circumvent or interfere with security or technical measures protecting the Platform; **(d)** decompile, disassemble, or reverse engineer the software behind the Platform; or **(e)** harvest other users' personal data or harm the operation of the Platform. **3.3.** If you breach (or we reasonably suspect you breach) these Terms, we may suspend or limit your access, in whole or in part. **3.4.** If you use AI-assisted import, translation, summary, receipt scanning, the Assistant, or similar features, you must only upload or submit content you are allowed to process and that is appropriate for the feature. You should not upload identity documents, full unredacted account credentials, or other highly sensitive personal data unless the feature and our notices expressly require it, and you should not paste secrets or unnecessary sensitive data into Assistant chat. You remain responsible for the content you provide and for checking AI results before you rely on them. For AI statement import, unrecognized file formats may be retained so we can develop better support for more banks and formats, as described in our Privacy Policy. ## 4. Availability **4.1.** We aim to keep the Platform available 24/7 but may restrict or interrupt it for maintenance, security, or technical reasons. Where reasonable, we schedule planned maintenance for low-use periods and try to give advance notice. **4.2.** We do not guarantee uninterrupted or error-free operation. Temporary unavailability does not entitle you to compensation unless mandatory law provides otherwise. ## 5. Fees, subscriptions, and payment **5.1.** You agree to pay the fees shown in the Platform for the Services you choose. Payments are processed through **Stripe**; by paying, you also accept Stripe's applicable terms where relevant. **5.2.** **Subscriptions** run for the period you select (for example, monthly or yearly) and **renew automatically** for successive periods until cancelled. A subscription may start with a **free trial or promotional offer** (such as a free period or a discount code); where one applies, its terms — including any trial length, when your first payment is taken, and the price that applies afterwards — are shown at checkout before you confirm. Unless you cancel before any free period ends, your paid subscription begins automatically and renews until cancelled. You can cancel at any time through the Platform or by contacting us — including during any free trial, to avoid being charged; cancellation takes effect at the end of the current paid (or trial) period, and you keep access until then. Except where mandatory law or Section 6 provides otherwise, fees already paid are non-refundable. **5.3.** We may adjust subscription fees, normally no more than once a year. We will give reasonable advance notice of any increase, and you may cancel before it takes effect if you do not accept it. **5.4.** If a subscription payment fails or is not paid on time, the subscription does not renew and access to the paid Services ends — the property is locked behind the paywall until you subscribe again. You can restore access at any time by starting a subscription again; billing then runs from that day onward. We do not charge interest or any reactivation fee. **5.5.** For tax-filing services, depending on the payment method you choose, you may pay the tax due either by direct debit authorised in the declaration, by transferring the amount to Estity (which we then forward to the AEAT on your behalf), or in person at a Spanish bank. Where you transfer the tax amount to us, we forward it to the AEAT for your declaration; we are not responsible for delays or rejections caused by an incorrect reference, incorrect details, or insufficient funds. ## 6. Right of withdrawal consumers **6.1.** If you are a consumer in the EU/EEA or UK, you generally have **14 days** to withdraw from a purchase, without giving a reason, under applicable distance-contract law (in Sweden, the Distance Contracts Act, *lag (2005:59) om distansavtal och avtal utanför affärslokaler*; in the UK, the Consumer Contracts Regulations 2013). **6.2.** Where you ask us to **start a Service during the withdrawal period** (for example, preparing or filing a tax declaration), you expressly request that we begin and acknowledge that: - you **lose** the right of withdrawal once the Service has been **fully performed**; and - if you withdraw after the Service has started but before it is complete, you may be charged a proportionate amount for what has already been provided. **6.3.** To withdraw, email support@estity.com before the period ends. No special form is required — a clear statement that you wish to withdraw is enough. **6.4.** When you tick the express request to start the Service immediately at checkout, we record your acknowledgment and confirm it by email. ## 7. Changes to the Platform **7.1.** We may improve, modify, or discontinue features of the Platform at our discretion, and we are not obliged to maintain any particular feature. We will inform you of significant changes through the Platform or by other appropriate means. **7.2.** To improve the Platform, we may use unrecognized economy statement uploads and related technical format signals — as described in our Privacy Policy — to develop better support for more banks, statement layouts, and import quality. This does not change your ownership of your content. Separately, optional Assistant reply ratings and roadmap-interest signals may be used to improve the Assistant and product roadmap as described in the Privacy Policy. ## 8. Personal data and cookies **8.1.** We process personal data in accordance with applicable data-protection law, as described in our [Privacy Policy](https://estity.com/en/privacy-policy/) (including where we use AI service providers such as OpenAI for optional features you choose to use). **8.2.** If you register through a referral or affiliate partner link, you acknowledge the processing described in the [Privacy Policy](https://estity.com/en/privacy-policy/), including linking your account to the referring partner for discount and commission purposes. The information shared with a partner depends on the partner type and your consent: lead and affiliate partners receive limited signup information (such as your name, masked email, registration date, and referral status); property broker partners that provide brokerage or advisory services to you receive, **with your consent**, your contact details and property information for that purpose. We never share the contents or amounts of your tax declarations, your documents, your payment history, or your card data. **8.3.** We use cookies and similar technologies as described in our [Privacy Policy](https://estity.com/en/privacy-policy/) and [Cookie Policy](https://estity.com/en/cookie-policy/). On our public website, non-essential cookies are controlled through Cookiebot. In the logged-in Platform, non-essential analytics, marketing, and session-replay tools are used **only if you opt in** through a separate, granular in-app consent prompt that is off by default — accepting these Terms does not by itself enable them — and you can change or withdraw your choices at any time under Settings. ## 9. Intellectual property and your content **9.1.** Estity and its licensors own all rights, including intellectual property rights, in the Platform and the software behind it. Nothing in these Terms transfers those rights to you. **9.2.** You may not copy, modify, distribute, sell, reverse engineer, or otherwise exploit the Platform except as expressly permitted in these Terms or by mandatory law. **9.3.** You keep ownership of the content you upload and of messages you send in the Assistant. You grant Estity a limited licence to store, process, and display that content as needed to provide the Services, including transmitting relevant content to subprocessors (such as AI providers) when you use optional AI-assisted features (including document translation/summary, economy statement import, receipt scanning, and the Estity Assistant), solely to deliver that feature, and — for unrecognized statement uploads — retaining copies and related technical signals as described in our Privacy Policy so we can develop better support for more banks and import formats. **9.4.** Estity is not responsible for third-party content, integrations, or services accessible through the Platform, or for the quality of services provided by any referred professionals. ## 10. Tax and professional advice **10.1. **The Platform helps you organise information and prepare declarations and documents. Unless we expressly state otherwise for a specific paid service, Estity does **not** provide legal, tax, or financial advice. **10.2.** You remain responsible for the accuracy of the information you submit and for meeting your legal and tax obligations. Estity is not a substitute for a qualified adviser where your situation requires individual advice. **10.3.** Where you instruct us to file a declaration, you authorise us to submit the relevant data to the AEAT on your behalf, based on the information you provide. Once a declaration has been submitted to the AEAT, it generally cannot be recalled. **10.4.** The Estity Assistant and other AI-assisted outputs help you navigate the Platform and organise information. They do **not** constitute legal, tax, or financial advice. Unless we expressly state otherwise for a specific paid service, you remain responsible for your legal and tax obligations and should consult a qualified adviser where needed. ## 11. Limitation of liability **11.1.** To the extent permitted by law: **(a)** Estity is not liable for indirect or consequential losses, including loss of business, profit, goodwill, or data, except in cases of gross negligence or intentional breach; **(b)** Estity is not responsible for linked websites, third-party services, or external integrations; and **(c)** Estity's total liability for direct damages will not exceed the greater of (i) the amount you paid in the twelve (12) months before the event giving rise to liability, or (ii) SEK 1,000. **11.2.** Nothing in these Terms limits liability that cannot be limited under mandatory law, including Swedish consumer protection law and any statutory right to compensation under data-protection law (such as Article 82 GDPR), where it applies to you. **11.3.** Estity provides tools to organise information and prepare declarations based on the data you enter. To the extent permitted by law, Estity is not liable for losses (including over- or underpaid tax, penalties, interest, or surcharges) caused by information that is inaccurate, incomplete, or outdated, or that you failed to provide. We may ask you to confirm data that appears inconsistent, but we do not verify, correct, or guarantee the accuracy of the information you enter, and you remain responsible for it. This does not affect Estity's responsibility to perform its own services with professional care. **11.4.** Estity is not a backup or document-archiving service. You are responsible for keeping your own copies of original documents and records. To the extent permitted by law, Estity is not liable for loss of data or documents except where caused by our negligence. **11.5.** Public-registry and third-party data (such as cadastral, mapping, or registry information) is provided "as is" from external sources, and Estity is not responsible for its accuracy or completeness. **11.6.** AI-assisted outputs — including suggested transaction rows or categories, receipt field extracts, document translations or summaries, and Assistant replies or deep links — are tools to help you review or work with data and find your way in Estity. You must check and confirm results before you save or rely on them. Translations, summaries, receipt extracts, and Assistant answers depend on the quality of the source material, any extraction (including OCR), the information in your messages, the languages involved, and the AI model; we do not guarantee that they are complete, accurate, or fit for legal or official use. To the extent permitted by law, Estity is not liable for incorrect or incomplete AI outputs that you confirm, save, or rely on without correction. ## 12. Referral and affiliate program **12.1.** We may offer registration and discounts through referral or affiliate partners ("**Partners**"). Partners promote Estity by driving traffic to a **unique link or landing page that contains their affiliate code**; they do **not** enter or submit your personal data, and you always create your own account yourself. If you register after arriving through such a link, your account may be linked to that Partner for discount and commission purposes. **12.2.** What our partner portal shows a Partner depends on the Partner type and your consent. For **lead and affiliate Partners**, the portal shows **limited information about each signup** (such as your name, masked email, registration date, and referral status) and **aggregate** signup and commission totals. For **property broker Partners** that provide property brokerage or advisory services to you, where you connect with them and **consent**, the portal additionally shows your **contact details and property information** (such as address and location, property type, cadastral reference and value, purchase and sale price, valuations, purchase date, and public Catastro data) for the purpose of those services; such Partners act as independent controllers and you can withdraw your consent at any time. No Partner receives the contents or amounts of your tax declarations, your documents, your payment history, or your card data. **12.3.** Partners are independent businesses and are not part of Estity. The partner portal itself is built and operated by **Estity**, and we are responsible for how it makes your information available and for its security. We are **not** responsible for a Partner's own website or marketing, or for what a Partner does with information once it obtains it through the portal — for that processing the Partner acts as an independent controller. If you do not want your account linked to a Partner, do not register using that Partner's link. ## 13. User-to-user referrals **13.1.** Account holders may invite others to join the Platform, subject to the rules shown in the Platform. **13.2.** If you invite someone by email, you confirm you have a lawful basis to provide their email address and that the invitation is not unsolicited marketing in breach of applicable law. **13.3.** If you register through another user's referral, your account may be linked to that referral for discount and reward purposes, as described in the [Privacy Policy](https://estity.com/en/privacy-policy/). A referring user can see only the email address they invited and its status — not your property, tax, document, or payment information. ## 14. Term, suspension, and deletion **14.1.** You may stop using the Platform at any time, and you can delete parts of your data or your whole account directly in the Platform. Deletion is subject to identity verification, outstanding payments, shared-property rules, and legal retention requirements described in the [Privacy Policy.](https://estity.com/en/privacy-policy/) **14.2.** We may suspend or terminate your access if you materially breach these Terms or where required by law. **14.3.** Provisions that by their nature should survive termination (including intellectual property, limitation of liability, and governing law) will survive. ## 15. Force majeure **15.1.** Estity is not liable for delays or failures caused by circumstances beyond our reasonable control, including strikes, fires, natural disasters, cyberattacks, internet or infrastructure failures, war, pandemics, or government measures. Affected obligations resume as soon as reasonably possible. ## 16. Governing law and disputes **16.1.** These Terms are governed by Swedish law. The courts of Sweden have jurisdiction over disputes arising from them, **unless** mandatory consumer protection rules in your country of residence give you other rights or a different venue. **16.2.** If you are a consumer and we cannot resolve a complaint, you may refer the dispute to a national alternative dispute resolution body — in Sweden, the National Board for Consumer Disputes (*Allmänna reklamationsnämnden*, ARN, arn.se, Box 174, 101 23 Stockholm). ## 17. Contact **Estity AB** — support@estity.com — https://estity.com --- ## Languages This file is the English index. [Full page text](https://estity.com/llms-full.txt). - [Svenska](https://estity.com/sv/llms.txt) - [Français](https://estity.com/fr/llms.txt) - [Deutsch](https://estity.com/de/llms.txt) - [Español](https://estity.com/es/llms.txt) ## Optional - [Sitemap](https://estity.com/sitemap.xml): Complete sitemap of all pages - [Robots](https://estity.com/robots.txt): Robots.txt file for crawlers